Inland Financial Planning

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Inland Financial Planning Cullen Financial Planning LLC dba Inland Financial Planning. Only and always a fiduciary.

Committed to helping clients define and achieve financial goals through transparent, fiduciary-based advice and investment management.

Social Security changes are coming in 2027!The Social Security Administration has announced a 3.6% cost of living adjust...
10/15/2026

Social Security changes are coming in 2027!

The Social Security Administration has announced a 3.6% cost of living adjustment (COLA) for 2027. But what does that mean for you?

Whether you're already retired, approaching retirement, or still building your savings, understanding how Social Security fits into your financial picture is important.

While the increase will help retirees offset rising costs, other annual Social Security adjustments may affect those still working.

The takeaway? Social Security is just one piece of a much bigger financial picture. Having a plan that considers your income, investments, taxes, and long-term goals can make all the difference.

Swipe through to see what the 2027 changes could mean for you.

Can a retirement calculator really tell you when you can retire? Retirement calculators are everywhere, and they can be ...
10/13/2026

Can a retirement calculator really tell you when you can retire?

Retirement calculators are everywhere, and they can be a great starting point. Plug in your age, savings, and expected retirement date, and you'll get an estimate of where you stand.

But here's what a calculator might not tell you:

- How a market downturn could affect your retirement timeline.

- How taxes and withdrawal strategies impact the money you actually get to spend.

- How rising healthcare costs could change your plans.

- Whether your savings can support the retirement lifestyle you envision.

A calculator can give you a number. A financial advisor can help you understand what that number means for your life.

At Inland Financial Planning, we look beyond the numbers to help our clients build retirement strategies that account for their goals, circumstances, and the unexpected.

Because retirement planning isn't just about knowing how much you need. It's about understanding how to make it work.

10/09/2026

What a beautiful evening at Trezzi Farm & Winery!

From the delicious food to the breathtaking views, it was the perfect setting for our annual client appreciation event.

But what truly makes this evening so special year after year is the people who join us. We really do have the best clients, and we are incredibly grateful for the relationships we’ve built and the trust you place in us.

Thank you to everyone who spent the evening with us and to Trezzi Farm for such a wonderful experience. We’re already looking forward to next year!

Rich Cullen Tamara Cullen Jennifer Van Engelen Traynor Trezzi Farms Greenbluff Washington

Have a college student or young adult in your life? This one might be worth sharing with them. When you’re 18, 20 or 22,...
10/06/2026

Have a college student or young adult in your life? This one might be worth sharing with them.

When you’re 18, 20 or 22, retirement feels very far away. But one of the biggest financial advantages young adults have isn’t a big paycheck, it’s time.

Even $100 a month, invested consistently, has the potential to grow significantly over the years.

The lesson? You don’t have to start big. You just have to start.

Tag or share this with a young adult who could use the reminder.

**Hypothetical illustration assumes a 7% annual return with monthly contributions. Actual investment returns will vary and are not guaranteed.**

The best investments aren’t always financial. This weekend was another reminder that sometimes the best thing you can gi...
10/04/2026

The best investments aren’t always financial.

This weekend was another reminder that sometimes the best thing you can give the people you love is simply showing up.

Between work, school, sports, travel and everything else that fills our calendars, these are the moments we’re especially grateful for.

A quick trip to Portland to cheer on our daughter and her Pacific teammates, and some pretty happy parents and sisters in the stands.

Here’s to making time for the people and moments that matter most.

What’s something you’re making time for this fall?

A little Spokane history for the first day of October…In 1922, Spokane Valley was home to more than 1.6 million apple tr...
10/01/2026

A little Spokane history for the first day of October…

In 1922, Spokane Valley was home to more than 1.6 million apple trees. In fact, the area's apple industry was so prominent that Appleway got its name from the orchards that once lined the route.

A lot has changed in the last 100+ years, but apples are still a pretty big part of fall around here, especially once Green Bluff season arrives.

So we're curious: What's the one thing you never leave Green Bluff Farms without?

- Apples
- Donuts
- Pie
- C***r
- Pumpkins

photo credit Washington State Historical Society

Some financial decisions feel pretty insignificant in the moment.An extra 1% toward retirement.An old 401(k) you haven’t...
09/29/2026

Some financial decisions feel pretty insignificant in the moment.

An extra 1% toward retirement.
An old 401(k) you haven’t dealt with.
A raise that quietly turns into higher spending.
Estate documents you keep meaning to update.
Roth vs. Traditional

Individually, they may not feel urgent. Over the course of years, they can add up.

That’s one of the benefits of having a financial plan, and someone helping you look at the whole picture.

Swipe through for 6 financial decisions that may deserve a little more attention.

Which one have you been putting off?

There’s something pretty special about getting to show up for your kids, no matter how old they get. We were so grateful...
09/27/2026

There’s something pretty special about getting to show up for your kids, no matter how old they get.

We were so grateful to be in Missouri this weekend to watch Charlie race. We’ve spent a lot of years on sidelines, in gyms, at fields and finish lines, and we don’t take any of it for granted.

The travel, the early mornings, the nerves, the hugs afterward… these are the moments we’ll remember.

Feeling especially thankful today for family, for time together, and for the gift of getting to cheer our girls on as they do what they love.

We spend a lot of time planning for retirement. But what about everything that comes after it?September is Healthy Aging...
09/24/2026

We spend a lot of time planning for retirement. But what about everything that comes after it?

September is Healthy Aging Month, a good reminder that preparing for the future goes beyond taking care of our physical health. Financial well-being matters, too.

Our financial needs evolve throughout life, from that first paycheck to saving and investing, raising a family, growing wealth, retirement, and eventually thinking about the legacy we want to leave.

A good financial plan should evolve right alongside you, helping you navigate each new season with clarity and confidence.

Because retirement isn't the end of the plan. It's simply another chapter.

Where are you on your financial journey?

If your financial plan were a dog… would it be well trained? A well trained financial plan doesn’t mean everything alway...
09/21/2026

If your financial plan were a dog… would it be well trained?

A well trained financial plan doesn’t mean everything always goes exactly as expected. Markets change. Life changes. Priorities change.

But a good plan has structure. It knows what it’s supposed to do when things get a little unpredictable.

That means having a strategy for saving, investing, retirement, taxes, and the unexpected, so every market headline doesn’t have you chasing your tail.

A little preparation. A lot more confidence.

So, how well trained is your financial plan?

Address

605 E Holland Avenue Suite 115
Spokane, WA
99218

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+15094435917

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