A&P Financial Services, LLC

10/05/2026

Honoring Her Memory. Supporting a Dream. 💗🎓

Today, on Keisha Dawkins-Hardy’s birthday, A&P Financial Services LLC is honored to award the Keisha Dawkins-Hardy Memorial Scholarship to Alexis McCollum!

Alexis is pursuing her doctorate in Microbiology and Immunology at the University of Pittsburgh School of Medicine and today is also her birthday! 🎉

Keisha was a cherished member of our tax office family who loved students and valued education. This scholarship honors her heart by supporting Alexis as she continues her educational journey.

Please join us in congratulating Alexis and wishing her a Happy Birthday!

Happy Heavenly Birthday, Keisha. You are loved, remembered, and deeply missed. 💗💗

10/02/2026

🎓 Scholarship Opportunity!

Attention Spartanburg County high school seniors and parents! The City of Spartanburg is offering two $1,000 scholarships through the 2027 Dr. Martin Luther King Jr. Unity Celebration.

📅 Application deadline: November 20, 2026

09/29/2026

Another business dream taking shape! 🙌🏾💼

We recently assisted a client with establishing her LLC and obtaining her EIN—and helped her save money along the way!

At A&P Financial Services LLC, we take pride in helping clients understand the process, move forward with confidence, and make the most of their resources.

Thinking about starting your own business? Let’s help you take that next step!

✨ Your Vision. Our Guidance. Your Business.

Message us for more information!

09/07/2026

08/16/2026

What an amazing celebration! 💜👑✨

Yesterday, I had the pleasure of celebrating Suki Greene, Founder & Publisher of Her Golden Era Society Magazine, and the PREMIER ISSUE of her beautiful magazine!

Suki, I am so proud of you! To see your vision, hard work, and purpose come together in such a beautiful way was truly inspiring. This is more than a magazine—it is about empowering women, building community, and creating a legacy. 💜

What made it even more special was celebrating alongside these amazing women. We are all women in business with our businesses located in the same building—supporting, encouraging, and celebrating one another. Now THAT is what women supporting women looks like! 👏🏾💐

Congratulations, Suki! Keep dreaming. Keep building. Keep shining. Your Golden Era has begun! 👑✨

08/14/2026

💰 FINANCIAL FRIDAY! 💰

Business owners, entrepreneurs, churches, nonprofits, and anyone paying individuals to perform services—this one is for YOU!

🚨 There’s a NEW 1099 reporting threshold for 2026!

For many qualifying payments, the federal reporting threshold has increased from $600 ➡️ $2,000.

But WAIT! ✋🏾 This does NOT mean everyone you pay $2,000 or more automatically gets a 1099!

The question is: What was the payment actually for?

📌 1099-NEC — Generally for qualifying payments to independent contractors/nonemployees for services.

📌 1099-MISC — Used for certain other reportable payments such as rent, prizes and awards, certain other income, and other specific categories.

📌 Reimbursement ≠ automatically 1099 income. If someone paid a documented business or organizational expense and was simply reimbursed, don’t automatically classify that payment as compensation for services.

And please… GET THOSE W-9s! 📝😂
Don’t wait until January and then start chasing everybody down!

My Financial Friday Tip:
💡 Don’t issue a 1099 simply because money changed hands. Know what the payment was for, properly classify it, and keep the documentation to support it.

Take a look at the flyer 👇🏾 and start getting your records in order NOW!

A&P Financial Services LLC
Your Numbers. Our Purpose. Your Legacy.

07/09/2026

🚨 Tax Thursday Alert! 🚨

Have you heard about the potential COVID-19 IRS refund claims?

If you’ve paid IRS penalties or interest during the COVID-19 disaster period, you may be eligible to file a protective refund claim.

Here’s what you should know:

✔️ Not everyone qualifies.
✔️ Some individuals may be eligible to file electronically.
✔️ Business taxpayers must currently file paper claims.
✔️ The case is still under appeal.
✔️ Filing a claim does not guarantee a refund.

At A&P Financial Services, LLC, we can review your IRS account to determine whether filing a protective claim is appropriate.

📞 864-249-5902

🌐 www.apservices864.com

Helping You Understand the Tax Law—Not Just the Headlines.

07/02/2026

It’s Tax Thursday! 💚 Today we’re talking about the W-4. Check out the tips and information in the flyer to learn why keeping your W-4 up to date can make a big difference. ✨