Toney Financial Services

10/10/2026

LPL Research highlights the key forces driving markets during the week ending October 9, including equity performance, fixed income activity, commodities, and economic developments. Investors continued to navigate a mix of higher interest rates, shifting economic data, and evolving market sentiment....

10/07/2026

“Giving while living” can be about more than passing along money—it’s an opportunity to support loved ones, share family values, and see the impact firsthand.

09/25/2026

Millennials are closing the retirement-savings gap with older generations, but the headline averages mask how far behind many still are.

09/24/2026

New survey underscores key differences in how younger investors approach investing compared with Gen X and Millennials.

09/23/2026

Miami has deployed four quarterbacks in the past four years in their hunt for a national title. Their latest is a transfer phenom who can’t miss.

09/22/2026

A 2026 NetCredit study identifies the highest-paying 1-day side hustles, revealing AI's significant impact and the continued value of human expertise.

09/14/2026

The late singer and business mogul gave prodigiously throughout her life. Parton's example can tell advisors a lot about how to plan estates, especially for child-free clients.

09/11/2026

There is no "right" age to take Social Security — just the right age for you and your individual situation.

08/31/2026

Everyone should have a will. But should the will or a trust control most of the assets in an estate?

08/07/2026

Back-to-school season is bringing higher costs for many families.

A new analysis found that a typical basket of school items, including notebooks, lunch boxes, and index cards, is up nearly 8% compared with last year.

School lunches are also more expensive, with the cost of a typical packed lunch up 11%.

The analysis estimates families may spend roughly $4,000 per student on school supplies and lunches this year, including about $175 on school items and $3,800 on packed lunches.

Some items have seen especially sharp increases. Lunch boxes are up 27%, one-subject notebooks are up 23%, and index cards are up 22%.

Higher tariffs, imported school supplies, food prices, and energy costs are all contributing to the increase.

For families, back-to-school shopping is a reminder that seasonal expenses can add up quickly, especially when everyday costs are already stretching household budgets.


Source:

U.S. households will spend roughly $4,000 per student on school supplies and lunches this year, a new analysis found.