Jen Jacques NMLS 531247 The Impact Loan Team

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Jen Jacques NMLS 531247 The Impact Loan Team I am a mortgage professional licensed in many states across the country. New American Funding | NMLS #6606

We specialize in Conventional, VA, FHA, USDA, Construction, Renovation, DSCR and all other residential mortgage products.

The struggle is real but don’t let it stop you from going after your dreams. Yes rates and home values are high. You sti...
09/30/2026

The struggle is real but don’t let it stop you from going after your dreams. Yes rates and home values are high. You still need to qualify under program guidelines though. So while you qualify for the worst case mortgage payment, when rates come down, you’ll already be home and you can refinance into more affordable terms. The biggest thing to remember is that when the rates do come down, you will see bidding wars on homes again. This means you will pay more for the same home you walked away from today.

If you have questions about this market or what you should do to prepare to buy, reach out.

Your credit score doesn't define your service — and it doesn't have to define your homebuying journey either. VA loans l...
09/11/2026

Your credit score doesn't define your service — and it doesn't have to define your homebuying journey either. VA loans look at the full picture, not just a number. You've overcome harder things. This is one more mission you can accomplish. 💪

09/09/2026

Mortgage rates had two forces pulling in opposite directions this week.

📉 A cooling job market should help push rates lower.
📈 But rising oil prices pushed them higher.

So what’s winning right now? Oil.

The big thing to watch next: the Middle East. If oil settles, the cooling job market could give rates some room to move lower.

Football season is officially back 🏈 — and while a fumble might be part of the game, it doesn’t have to be part of your ...
09/09/2026

Football season is officially back 🏈 — and while a fumble might be part of the game, it doesn’t have to be part of your finances.
Whether you’re looking to buy, refinance, or explore your mortgage options, having the right game plan can make all the difference.
Let’s tackle your home financing goals together.

A traditional mortgage isn’t the right fit for every borrower—and that’s where having more options matters.Whether your ...
09/04/2026

A traditional mortgage isn’t the right fit for every borrower—and that’s where having more options matters.
Whether your income is non-traditional, you’re self-employed, or your financial situation simply doesn’t fit neatly into the conventional box, there may be a mortgage solution built for you.
Let’s find a loan that makes sense for how you actually live and earn. Reach out to explore your options.

Want fresh produce from your own backyard? Swipe through to see easy ways to start your own edible garden and make your ...
09/02/2026

Want fresh produce from your own backyard? Swipe through to see easy ways to start your own edible garden and make your space work for you. 🥬

Your mortgage is a strategic tool that can be customized to fit your exact goals. Which of these matters most to you? Le...
08/31/2026

Your mortgage is a strategic tool that can be customized to fit your exact goals. Which of these matters most to you? Let’s customize a plan that fits your life, right now.

Same numbers. Different outcome. How you structure the deal can completely change how the buyers feel about it. Strategy...
08/28/2026

Same numbers. Different outcome. How you structure the deal can completely change how the buyers feel about it. Strategy is the difference between another pass and being sold. Let’s talk about your next deal.

Your dog deserves a yard.And you deserve a payment that fits your budget.A buydown can help lower your monthly payments ...
08/26/2026

Your dog deserves a yard.
And you deserve a payment that fits your budget.
A buydown can help lower your monthly payments during the early years of your loan, making homeownership feel more attainable. Reach out to learn how your options could make buying a home more affordable.

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145 Phenix Avenue
Cranston, RI
02920

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