A financial advisory firm founded by John Montgomery. We are committed to a greater standard of care -- a fiduciary standard. We focus on you.
Simply, we are committed to acting in our clients’ best interests without exception. This commitment defines the way we work and paints a picture of what it’s like to work with us. N+M designs every aspect of the process with you in mind. We get to know your personal goals and your level of risk tolerance. We create a map and use it. Investors who don’t follow a plan often find themselves short of
10/26/2022
It’s Medicare season! Check out this piece by Jonathan Nida!
Medicare Overview — Nida Montgomery Wealth Advisors Government programs are complicated. Healthcare is complicated. Government healthcare programs are incredibly complicated. Enjoy this simple Medicare overview.
05/18/2022
https://www.nmwealthadvisors.com/blog/risk-review-reinvestment-inflation-horizon-longevity-and-foreign-investment
In the final installment of our risk review, we’ll discuss reinvestment, inflation, horizon, longevity, and foreign investment risks.
04/25/2022
Risk is any situation that involves exposure to danger. Risk is present when dining in a restaurant—the food could be tainted. Risk is present in a morning commute—a poor driver could cause an accident. These risks are known and either accepted or mitigated.
Risk Review: Market Risk — Nida Montgomery Wealth Advisors Risk is any situation which involves exposure to danger. Risk is present when dining in a restaurant—the food could be tainted. Risk is present in a morning commute—a poor driver could cause an accident. These risks are known and either accepted or mitigated.
04/21/2022
Many employers offer retirement plans for their employees. These plans allow employees to make pre-tax contributions—lowering their taxable income for the year.
Work Retirement Plan Maximization — Nida Montgomery Wealth Advisors
04/11/2022
As tax time approaches once again, many investors are wondering whether they might have planned a more tax-efficient strategy. Effective tax planning begins well before taxes are due in April. Today, we’ll look at the capital gains rates for 2022 and some strategies for capitalizing on those rates.
Capitalizing on the Capital Gains Rates — Nida Montgomery Wealth Advisors As tax time approaches once again, many investors are wondering whether they might have planned a more tax-efficient strategy. Effective tax planning begins well before taxes are due in April. Today, we’ll look at the capital gains rates for 2022 and some strategies for capitalizing on those rates...
04/04/2022
Hey HCA Friends! Are you participating in your company's ESPP?
Making the Most of Your HCA ESPP — Nida Montgomery Wealth Advisors All HCA employees have access to an Employee Stock Purchase Plan (ESPP). The ESPP offers employees the opportunity to have money withdrawn from their regular paychecks (after taxes) to be used to purchase HCA stock.
03/21/2022
Great thoughts on financial rules of thumb!
The 6-month Emergency Fund — Nida Montgomery Wealth Advisors The 6-month emergency fund. This rule states that one of the first steps to getting a financial house in order is establishing an emergency fund totaling at least 6 months of expenses. Some advisors and gurus even suggest taking this step before (or in conjunction with) investing in work-sponsored r
03/16/2022
Tax season is a great time to evaluate your various strategies. Roth Conversions...yay or nay?
Should You Convert to a Roth IRA? — Nida Montgomery Wealth Advisors Roth individual retirement accounts (Roth IRAs) are a great tool for investors. They are funded with after-tax dollars and can be grown and withdrawn tax-free. Those who are unable to make a full contribution because of their high income can still utilize a Roth IRA conversion, sometimes called a .....
03/07/2022
What do you base your financial plan upon? What drives the decisions you make between now and retirement? We propose, process-based planning. What's that? Glad you asked!
What is Process-Based Planning? — Nida Montgomery Wealth Advisors For the vast majority of investors, return is not the only goal of their financial endeavors, it is a means to the end–reaching their financial goals. Investors look at their willingness, ability, and need to take equity risk and assemble their portfolios accordingly.
