Caroline Wetzel

09/30/2026

What's stopping you from finishing your estate plan?

For most people, it’s not complexity. It’s simply finding the motivation to start.

My latest issue of Coffee with Caroline dives into estate planning and why it’s not just for the wealthy or the elderly. From beneficiary designations to wills and trusts, I break down what these documents actually do and why they matter at every life stage. Inside this quarter's newsletter:

✓ Insight into the documents you might actually need

✓ How your plan could evolve over time

✓ What finally got my husband and me to complete our own

See what documents might be missing from your plan and get my Estate Planning Checklist to help you get started. Read the full story: https://bit.ly/4d5F3z5

09/12/2026

On this important day in our history, I am feeling reflective as I make my way back home to the Southern Tier of NY State. As the sun sets on the beautiful countryside, here's to learning from our past, creating community in our present, and facilitating a positive future.

07/31/2026

Is your private wealth advisor asking you the right questions, so that you don't miss out on your (financial) opportunities? Thank you InvestmentNews and for highlighting how I guide "Empty Nesters" in making the most of their significant life change!
 

Caroline Wetzel, Vice President and Private Wealth Advisor, was featured in an InvestmentNews article "Empty nest, full opportunity: how advisors turn a life change into a plan." In this article, advisors discuss how life transitions like an empty nest create uncertainty but also opportunity for clients to reimagine their financial journey.

 

When asked how she works with clients during these life changes, Caroline shares:  "Empty nesters often feel pressure to immediately redefine their finances or lifestyle, but this transition deserves thoughtful planning, not quick reactions...Great advisors listen to clients' answers, translate them into tangible updates to clients' lifestyle goals, investment and tax strategies, and insurance and estate plans, and guide clients in taking concrete steps to make their evolving priorities real." — Caroline Wetzel

 

Read the full story: https://www.investmentnews.com/practice-management/empty-nest-college/267458

 

     

07/31/2026

Is your private wealth advisor asking you the right questions, so that you don't miss out on your (financial) opportunities? Thank you InvestmentNews and Procyon for highlighting how I guide "Empty Nesters" in making the most of their significant life change!

Caroline Wetzel, Vice President and Private Wealth Advisor, was featured in an InvestmentNews article "Empty nest, full opportunity: how advisors turn a life change into a plan." In this article, advisors discuss how life transitions like an empty nest create uncertainty but also opportunity for clients to reimagine their financial journey.

When asked how she works with clients during these life changes, Caroline shares:

"Empty nesters often feel pressure to immediately redefine their finances or lifestyle, but this transition deserves thoughtful planning, not quick reactions...Great advisors listen to clients' answers, translate them into tangible updates to clients' lifestyle goals, investment and tax strategies, and insurance and estate plans, and guide clients in taking concrete steps to make their evolving priorities real." — Caroline Wetzel

Read the full story: https://www.investmentnews.com/practice-management/empty-nest-college/267458

07/08/2026

On this bright summer morning as I wait for the train to Manhattan to meet clients, I am reflective. Over 25 years working in financial services, I have spent lots of time commuting by rail in the US and while living in Europe. While I use the train less frequently now, each time I do I am reminded of my professional journey. While I am grateful for each responsibility, being a fiduciary Private Wealth Advisor for the last 9 years has been most satisfying. Can't wait for the opportunities ahead of me today to connect, to listen, and to advise. Bring it on!

06/30/2026

What if income planning was your secret to retiring sooner? ☕

This quarter’s Coffee with Caroline tells the story of how one couple went from uncertain timing to a clear retirement plan. With different income sources and different goals, Theresa and Francis discovered that strategic planning could accelerate their timeline.

See how they built their path to early retirement and whether your timeline might surprise you too.

Read the Full Story:�https://go.procyon.net/l/1117323/2026-06-29/k9pg2l/1117323/1782743774rKR5ctM6/June_26_Coffee_With_Caroline_V3_Final.pdf

04/23/2026

Finances can bring partners together and deepen - rather than divide - their relationship. Thank you Barron's Advisor Steve Garmhausen and Procyon for inviting me to share how I advise couples on this important topic.

Financial planning can lead to difficult conversations for couples.

Private Wealth Advisor Caroline Wetzel was featured in 'sAdvisor article discussing how she guides couples through financial conversations to create a strategic, long-term plan. Creating a joint strategy, holding each other accountable and reiterating a plan if needed is important to avoid long-term frustration.

“What is yours, mine and ours, and what does the future look like for us?” Caroline said. “All too often, couples are so focused in the current moment that these more strategic, longer-term questions get put off to another day.”

Read the full story here: https://shorturl.at/NAbZg

04/09/2026

Today is going to be great! From advising current clients to listening to the pain points of prospective clients to offering two workshops, I can't wait! For more info, check out my LinkedIn video:

https://www.linkedin.com/posts/carolinewetzelcfp_excited-for-all-that-is-ahead-today-lets-activity-7447978645635338240-M5ji?utm_source=share&utm_medium=member_android&rcm=ACoAAABodKwBWq8xhfU81fksZnx2j9jF_MnViK8

04/08/2026

✨ Don't miss Step into Your Power: Put Your Plan in Motion tomorrow Thursday 4/9 at 12pm EST. This is the last ZOOM in the Women, Money, Power series that I am offering with  We'll explore what motivates you to act, how resolutions and wishes are different from action plans, and four tips to set yourself up for success. LIVE Tomorrow! secure your spot today:

📅 April 9th | 12pm EST
👉Sign Up Here: https://us02web.zoom.us/meeting/register/N_f_OFGyRHawCrN78kxphg #/registration

04/02/2026

✨ Join  and me for the last ZOOM in our Women, Money, Power: Kick Start Your Life's Work series. We will:

• Explore the beliefs, behaviors, and circumstances that motivate you to act

• Consider what differentiates “resolutions and wishes” from “action plans”

• Learn four tips to set yourself up for success

 

Use the registration links below to secure your seat today. Bring your friends and your questions! We can’t wait to see you there! 

 

📅 April 9th | 12pm EST

Step into Your Power: Put Your Plan in Motion

👉Sign Up Here: https://us02web.zoom.us/meeting/register/N_f_OFGyRHawCrN78kxphg