Opus 111 Group, LLC

Your 60s are more than a countdown to retirement—they’re a chance to make strategic moves. Align income and spending, adjust investments, and stay ahead of tax changes. Discover the moves that can help put your retirement plan on solid footing. https://bit.ly/4qWhs9S

Retirement planning: What to consider in your 60s | Fidelity Your 60s are the home stretch into retirement. Discover strategies to turn your plan into action, create income, and retire with confidence.

Near‑retirees are making big strides—thanks to virtual financial wellness. A new study reveals how virtual benefits boost 401(k) contributions and cut delayed-retirement costs by nearly $2M for large organizations. Click to read how virtual tools are changing the game. https://bit.ly/4qJNGou

The gang from Opus 111 Group gathered last night at to celebrate Jim Harvey's birthday. We won't tell you how old he became, but he got one candle on his cake for every 70 years.

Opus 111 Group President Jim Harvey talks about checking your financial health during these slower summer months, and Opus' Andrew Harvey talks about August, being "National Make a Will" month in these excerpts from our weekly "Wealth Intelligence Report" radio show.

The Wealth Intelligence Report--Powered by the Opus 111 Group THE WEALTH INTELLIGENCE REPORT--Powered by the Opus 111 Group · Episode

“You’ll pay less tax in retirement” isn’t always true. Combining Social Security with required minimum distributions can trigger the “tax torpedo,” potentially raising the effective tax rate on additional withdrawals. See how careful planning may help: https://bit.ly/3U4oJIl

Will You Pay Higher Taxes in Retirement? Your Social Security income and RMDs will most likely combine to deliver a tax torpedo, but there are ways to reduce your income in retirement to pay less tax.

Did you know married couples can potentially save twice as much for retirement as single individuals? There are numerous ways to maximize tax breaks and employer contributions. Find out how you and your partner can take advantage of these opportunities: https://bit.ly/4cmz7iA

Walking into a room where everyone already seems to know each other can make even confident people freeze. A few simple strategies can make joining in feel less awkward.

🍽️ Start near the snacks: A shared moment at the food table creates an easy, low-pressure opening.
👀 Find an open circle: Look for a loose group with space, listen briefly, and respond naturally before introducing yourself.
🤝 Approach someone alone: Helping another person feel included can ease your own discomfort, too.
Get more expert tips for entering conversations and making real connections: https://cstu.io/2c2794

Talking about death is tough, but knowing what happens to a mortgage can protect your loved ones.
Mortgages don’t disappear when someone dies; payments must continue
Family can assume payments thanks to federal protections
A clear estate plan avoids delays and disputes
Learn what steps to take now: https://bit.ly/fgkerluiTu

What happens to a mortgage when someone dies? There are multiple possible outcomes when someone with a mortgage dies. Learn what to take care of before passing, and the steps if your loved one has already died.

Catch our radio show, "The Wealth Intelligence Report" this weekend on any of these four Northwest stations!