SES Services, Family of Companies

Labor Day is all about celebrating the workforce, and the best way to honor hard work is to take a real break from it. So to celebrate, our team is fully committing to the cause by penciling some cat naps into our schedules this weekend.

A quick heads-up: The office is closed on Monday, September 7th. We will be back on Tuesday, September 8th — recharged, refreshed, and ready to get to work.

We hope you have a long weekend full of good food, good company, and zero emails!

In this video, we examine an emerging long-term care funding strategy that allows you to place funds in an account that remains an asset, while potentially increasing the amount available for qualified long-term care expenses. Learn why this option is gaining attention—especially among those in their 60s, 70s, and beyond—and how simplified video-based underwriting, guaranteed issue provisions, potential tax-free benefits, and legacy value may change the long-term care planning conversation.

We also discuss how certain non-qualified, tax-deferred annuity assets may potentially be repositioned to support future care needs.

Attend our FREE LIVE Zoom classes!

📅 Each month a different topic will be discussed.
January - Understanding Annuities
February - Tax Efficiency in Retirement
March - Using ROTH!! Properly
April - Today's World of Safe Investing
May - Producing Income in Retirement
June - Paying for Long Term Retirement
July - Financial Planning for Volatile Markets
August - How Investing Changes in Retirement
September - Finding Unbiased Financial Advice
October - Finding Unbiased Financial Advice
November - Understanding Annuities
December - Positioning Yourself to Thrive in Retirement
✨Classes are on FIRST THURSDAY of every month at 10 am PST via ZOOM
the SECOND THURSDAY of every month at Scottsdale Mustang Library
the THIRD WEDNESDAY of every month at 4 pm PST via ZOOM and
the LAST MONDAY of every month via ZOOM

🗓 BOOK AN APPOINTMENT
www.yourinvestmentcounselor.com

👨‍🏫 FREE CLASSES www.fpfeaz.org/classes
📖 ADDITIONAL RESOURCES www.sesweb.net
💬 Facebook.com/SecureEstateSolutions
🏢 Visit our Business Website: https://www.sesweb.net
📧 Email Us: [email protected]
❔ Questions? Call Us At: (800) 345-3155

Investment advisory services offered through Alphastar Capital Management, LLC (“Alphastar”), a SEC-registered investment adviser. SEC registration does not constitute an endorsement of the firm by the SEC nor does it indicate that the adviser has attained a particular level of skill or ability. Fixed insurance products, tax planning services and recommendations regarding precious metals are offered through SES Services and Andorra Capital. Alphastar Capital Management, SES Services and Andorra Capital are separate and independent entities. Alphastar is not involved in the offer, recommendation, sale or management of commission-based fixed insurance products or precious metal products. SES Services offers insurance products through individuals licensed to sell insurance. Information regarding guaranteed returns or income streams refer only to fixed insurance products offered by SES Services and, unless specifically stated, do not refer in any way to securities or investment advisory products offered by Alphastar. Fixed insurance and annuity product guarantees are subject to the claims paying ability of the issuing company and are not offered or guaranteed by Alphastar. Alphastar also does not provide tax or legal advice.https://i.ytimg.com/vi/2-_TDlxZhwk/default.jpg

Better Way to Pay for LTC #retirementplanning #longtermcareplanning #retirementstrategy In this video, we examine an emerging long-term care funding strate...

There is something about September that naturally signals a fresh start. As summer winds down and routines fall back into place, it’s the perfect time to reset, refocus, and recommit to feeling our best.

And for many of us, that includes getting back into an exercise routine. But this is where people tend to fall into two very different camps: morning or afternoon workouts.

🌅 Vote morning workout
🌙 Vote evening workout

Both have loyal fans and get the job done, but we want to know which one works best for you.

Drop your vote in the comments and let us know what team you’re on. We are excited to see which side wins this month!

September is home to some truly remarkable moments in history. From breakthroughs in medicine to the furthest reaches of space, these are the kinds of milestones that remind us of what becomes possible when human ingenuity, courage, and determination come together.

Here are three we are celebrating this month:

🫀 September 2, 1952 - At the University of Minnesota, the University of Minnesota surgical team (Drs. F. John Lewis, C. Walton Lillehei, Mansur Taufic, and Richard Varco) performed the first successful open-heart surgery using a technique called hypothermia, often called “code chill” or “code cool,” to temporarily stop the heart's blood flow.

🚀 September 5, 1977 - NASA launched the Voyager 1 spacecraft, which has since become the most distant human-made object ever to travel through space. Onboard is the Golden Record, a carefully assembled message from Earth intended for any extraterrestrial life that may find it.

🏗️ September 30, 1935 - In the middle of the Great Depression, construction on the Hoover Dam commenced, a monumental feat of engineering that was finished two years ahead of schedule.
These moments continue to inspire us to think bigger, reach further, and never underestimate what is possible.

Which of these September milestones resonates with you the most? Drop a comment and let us know!

Charitable giving can be even more effective when it’s planned with intention.

Whether you’re considering cash, appreciated securities, donor‑advised funds, or qualified charitable distributions, each option comes with its own timing and tax considerations. Starting early can allow for more thoughtful decisions and a smoother process as year‑end approaches.

Our team can help you align your giving strategy with your broader financial goals. Connect with us to explore the approach that best fits your plans.

About This Episode
Gold has traditionally been viewed as a store of value and a defensive asset. But what happens when gold becomes part of a strategy designed to generate yield?

In this episode of Everything Finance, Greyson Geiler explores gold, silver, diversification, de-dollarization, alternative assets, and the evolving role of precious metals in modern portfolios.

They also examine the idea of earning yield on gold and what investors should understand before considering alternative investment strategies

https://andorracapital.com/goldrush-yield-fund/https://i.ytimg.com/vi/S2ilozk4tj8/default.jpg

Everything Finance featuring Greyson Geiler, GoldRush Yield Fund #gold #yieldongold #goldinvesting About This EpisodeGold has traditionally been viewed as a store of...

If offering your employees a retirement savings option has felt out of reach due to cost or complexity, the Starter 401(k) could be a good fit for you and your team.

The Starter 401(k) is a streamlined retirement plan option introduced under the SECURE 2.0 Act, and is specifically designed to help small businesses offer retirement savings benefits without the complexity or cost of a traditional 401(k) plan. Swipe for a brief overview.

If you’re curious about getting started with a Starter 401(k), don’t hesitate to reach out. We are here to help you explore your options and determine what makes sense for you and your team. Give me a call today, and we can get started.