Sensible Money

We've added another webinar to the schedule!

Will Medicare cover your health care needs in your 80s and beyond? For many people, the answer is no — and that gap can catch retirees off guard.

Join Dana Anspach and insurance professional Stefan Cherneski for "How to Plan for Long Term Care Costs" — a free webinar on Thursday, October 8th, 2026 | 10–11:30am PT.

We'll cover:
✅ The types of care you may need
✅ What Medicare does — and doesn't — cover
✅ Long-term care insurance options
✅ How to build this into your retirement plan

Register now: https://buff.ly/DkFSHfT

Today's the day!

Our free webinar, Planning for Health Insurance Before and After Medicare, begins at 10:00 AM PT.

Join Dana Anspach, CFP®, RMA®, and insurance specialist Mike Smith as they discuss health insurance options before Medicare, transitioning at age 65, and common planning mistakes to avoid.

There's still time to register:

How do your priorities shift across different phases of retirement?

Dana Anspach, CFP®, RMA®, recently joined The Hawaii Retirement Show to talk about retirement as a series of transitions rather than a single event. She and host Jason Cutitta, CFP®, walk through the Pre-Go, Go-Go, Slow-Go, and No-Go phases—and how spending, investing, identity, purpose, and family conversations evolve through each one.

It's a thoughtful look at retirement planning beyond the numbers.

📺Watch: https://buff.ly/hg3LSsO
🎧Or listen: https://buff.ly/2RXBFSG

We're just a few days away!

If health insurance is part of your retirement planning, there's still time to join us.

Dana Anspach, CFP®, RMA®, and insurance specialist Mike Smith will discuss health insurance before Medicare, transitioning at age 65, and how these decisions fit into your overall retirement income plan.

📅 Thursday, August 27
🕙 10:00–11:30 AM PT

Save your spot: https://buff.ly/oiuswnn

Health insurance isn't just a Medicare decision—it's a retirement planning decision.

Whether you're retiring next year or several years from now, understanding your options before Medicare and after age 65 can help you avoid costly surprises.

Join Dana Anspach, CFP®, RMA®, and insurance specialist Mike Smith for this free educational webinar.

Topics include:
• Health insurance before Medicare
• Affordable Care Act premium tax credits
• Medicare Supplement vs. Medicare Advantage
• Common mistakes to avoid

📅 Thursday, August 27
🕙 10:00–11:30 AM PT

Register here: https://buff.ly/oiuswnn

A big thank you to everyone who joined our estate planning webinar!

We appreciate you taking the time to learn with us.

Our next free educational webinar is just around the corner:

Planning for Health Insurance Before and After Medicare

Health insurance decisions can have a lasting impact on your retirement plan.
Join Dana Anspach, CFP®, RMA®, and insurance specialist Mike Smith as they discuss coverage options before Medicare, the transition to Medicare at 65, and common planning mistakes that can affect long-term health care costs.

📅 Thursday, August 27, 2026
🕙 10:00–11:30 AM PT

Register here: https://buff.ly/oiuswnn

Did you know?

If you retire before age 65, your income may affect your eligibility for Affordable Care Act premium tax credits.

Understanding how health insurance fits into your retirement income strategy can help you make more informed decisions.

Join Dana Anspach, CFP®, RMA®, and insurance specialist Mike Smith for this free educational webinar.

📅 August 27
🕙 10:00–11:30 AM PT

Register: https://buff.ly/oiuswnn

Have you signed up?

If health insurance is part of your retirement planning, there's still time to join us.

Dana Anspach, CFP®, RMA®, and insurance specialist Mike Smith will discuss health insurance before Medicare, transitioning at age 65, and how these decisions fit into your overall retirement income plan.

📅 Thursday, August 27
🕙 10:00–11:30 AM PT

Save your spot: https://buff.ly/oiuswnn

Myth vs Reality

Myth: Once you turn 65, Medicare automatically covers everything.

Reality: Medicare decisions can affect both your coverage and long-term health care costs.

Join Dana Anspach, CFP®, RMA®, and insurance specialist Mike Smith for a practical discussion on understanding Medicare options, enrollment timing, and common planning considerations.

📅 Thursday, August 27
🕙 10:00–11:30 AM PT

Reserve your spot: https://buff.ly/oiuswnn

Health insurance is an important part of retirement planning—not just a Medicare decision.

If you're planning to retire before or after age 65, understanding your options ahead of time can help you make more informed decisions and avoid costly surprises.

Join Dana Anspach, CFP®, RMA®, and insurance specialist Mike Smith for a free educational webinar as they discuss health insurance before Medicare, transitioning to Medicare, and how these decisions fit into your overall retirement income plan.

📅 Thursday, August 27
🕙 10:00–11:30 AM PT

Reserve your spot: https://buff.ly/oiuswnn