The Otto Group at Hightower Advisors

10/14/2026

Join us at The Child Protection Center's Night of Hope & Healing 2026

10/01/2026

Do You Feel Confident Managing Your 401(k)?

If not, your plan may allow for a professional advisor to manage it.
Want to know whether your 401(k) can be professionally managed through a PCRA or BrokerageLink account? Request a second opinion: https://hubs.li/Q04yZSY90

Your 401(k) may be one of your largest assets—but is it actually being managed as part of your overall financial plan?

Many employer-sponsored retirement plans offer a self-directed brokerage option, often called:
• PCRA through Charles Schwab
• BrokerageLink through Fidelity

If your plan allows it, these accounts may give you access to a broader investment universe than the standard menu of target-date funds and mutual funds. Some plans may also permit you to appoint an independent financial advisor to professionally manage the account.

That can help coordinate your 401(k) with:
• Your other investment accounts
• Your risk tolerance and time horizon
• Company stock exposure
• Retirement-income planning
• Your broader financial goals

The money stays inside the 401(k). You are simply using a different investment window within the plan.

Not every employer offers this feature, and the investment choices, fees and ability to use an advisor vary by plan. Check your benefits portal or ask HR whether your plan offers a “self-directed brokerage account,” “PCRA” or “BrokerageLink.”

You may have more options inside your 401(k) than you realize.



Joe Levine, CEPA®
[email protected]

09/23/2026

Join us at the The Child Protection Center's annual Night of Hope & Healing on November 12th 2026! 💙

09/11/2026

09/03/2026

When was the last time you looked at your financial plan through a fresh lens?

Learn more about The Otto Group’s confidential Second Opinion Service:
https://hubs.li/Q04wFgJJ0

Most financial plans are built around a particular moment in time. But life rarely stands still.

A career transition, business decision, retirement, family milestone or change in priorities can alter what you need from your financial strategy.

A second opinion is not about assuming something is wrong. It is an opportunity to step back, confirm what is working and identify questions or opportunities that may deserve greater attention.

If your life has evolved, it may be worth asking whether your financial strategy has evolved with it.

When was the last time you took a fresh look at your financial plan?

08/27/2026

A well-sequenced, life-centered approach to wealth ∼ bringing clarity to complexity through integrated conversations, aligned decisions, and thoughtful stewardship across the full arc of life.

05/22/2026

Wishing all a safe and enjoyable weekend!

04/02/2026

Are you listening? Join us on Friday, April 10, 2026, for Blue Ties & Butterflies and help support the children who bravely speak out. We stand with The Child Protection Center

04/02/2026

With Moffitt Cancer Center – We just got recognized as one of their top fans! 🎉