Ally Hatfield Raymond James

Ally Hatfield Raymond James

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07/10/2026

Student Loan Borrowers: Here's a Chance to Lower Your Interest Rate

Starting July 1, eligible federal student loan borrowers enrolled in Auto Pay can receive a 1% interest rate reduction—four times the standard 0.25% discount.

✅ Enroll in Auto Pay by September 30, 2026
✅ Receive the 1% interest rate reduction through June 30, 2028
✅ Save money on interest while ensuring your payments are made on time

While a 1% reduction may seem small, it can add up to meaningful savings over the life of your loan.
If you're carrying student debt, this is one of the simplest ways to improve your repayment strategy.

Be sure to confirm eligibility with your loan servicer. The temporary 1% rate reduction is available through June 30, 2028, for eligible borrowers enrolled by September 30, 2026.

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2 N. Tamiami Trail, Suite 804
Sarasota, FL
34236