Base Wealth Management

Labor Day is a smart checkpoint: is your career still supporting the financial future you want? Your income, benefits, savings habits, and flexibility all play a role in long-term planning.

Read the full article: https://basewealthmanagement.com/blog/labor-day-career-and-retirement-checkup-aligning-your-work-and-long-term-financial-plan/

Labor Day Career And Retirement Checkup Aligning Your Work And Long Term Financial Plan Use Labor Day to review your career, benefits, savings, and retirement timeline so your work choices support long-term goals.

Could stubborn PCE inflation put rate hikes back on the table?

What happens when the Fed becomes harder for markets to predict?

Is rising lender liquidity signaling a turning point for commercial real estate?

Read the full Market Recap here: https://basewealthmanagement.com/market-recaps/market-recap-pce-inflation-warsh-warning-commercial-real-estate-liquidity/

Market Recap: PCE Inflation, Warsh Warning, Commercial Real Estate Liquidity Markets reviewed elevated PCE inflation, Kevin Warsh's rate warning, and improving commercial real estate liquidity amid high borrowing costs.

Back-to-school season isn’t just about supplies—it’s a smart time for a family money checkup. Reviewing cash flow, spending expectations, and education costs now can help reduce surprises later. Read the full article: https://basewealthmanagement.com/blog/back-to-school-money-checkup-for-parents-and-students/

Back To School Money Checkup For Parents And Students Review school-year costs, cash flow, student spending, and family support with a practical back-to-school money checkup.

Late summer is a smart time to pause, review what changed, and make practical adjustments before fall gets busy. A simple reset can help you prioritize goals, plan for upcoming expenses, and reduce year-end surprises.

Read the full article: https://basewealthmanagement.com/blog/late-summer-financial-tune-up-how-to-reset-your-2026-goals-before-fall/

Late Summer Financial Tune Up How To Reset Your 2026 Goals Before Fall Reset your 2026 goals before fall with a late summer financial review focused on cash flow, savings, debt, and year-end planning.

Are consumers starting to pull back on the big purchases that drive retail and housing?

Could a Treasury bond-buyback program ease pressure on long-term yields?

With mortgage rates holding at 6.77%, how much longer will prospective homebuyers wait?

Read the full Market Recap here: https://basewealthmanagement.com/market-recaps/market-recap-cautious-retail-consumers-treasury-cash-reserve-mortgage-demand-stalls/

Market Recap: Cautious Retail Consumers, Treasury Cash Reserve, Mortgage Demand Stalls Markets reviewed cautious retail consumers, a potential Treasury bond-buyback program, and flat mortgage demand amid elevated borrowing costs.

If your savings plan feels tight right now, don’t rush to cut automatic transfers and hope to “make it up later.” A thoughtful reset can help you separate short-term pressure from long-term changes—and keep your goals aligned with real life.

Read the full article: https://basewealthmanagement.com/blog/what-to-review-before-adjusting-your-monthly-savings-goals/

What to Review Before Adjusting Your Monthly Savings Goals Learn how to adjust monthly savings goals after summer spending, income changes, or shifting priorities without losing sight of key needs.

Cooler inflation data pulled September rate-hike odds lower, while mortgage activity ticked higher after rates finally eased.

July CPI rose just 0.1%, with the annual rate declining to 3.4%, and producer prices were unchanged. Treasury yields fell and markets now see a greater chance the Fed holds rates steady in September, with a hike more likely later in the year. Mortgage rates edged down to 6.77%, helping total applications rise 3.6%, though purchase and refinance activity remained below last year.

What could moderating inflation, shifting Fed odds, and still-subdued housing demand mean for portfolios and household planning?

Read the full Market Recap here: https://basewealthmanagement.com/market-recaps/market-recap-inflation-moderates-rate-hike-odds-fall-mortgage-demand-rebounds/



This material includes forward-looking statements subject to risks and uncertainties; actual results may differ.

Market Recap: Inflation Moderates, Rate Hike Odds Fall, Mortgage Demand Rebounds Markets reviewed cooler July inflation, slower wholesale prices, and a modest rebound in mortgage applications after rates edged lower.

Alex was in New York last week conducting manager due diligence reviews with Capital Group
and had the opportunity to attend an event at the New York Stock Exchange with active portfolio
managers and investment analysts.

Getting this kind of firsthand perspective helps us better understand how investment teams are
approaching today’s markets, where they see opportunities, and how they’re thinking about risk.

It’s one more way we continue doing the work behind the scenes to make thoughtful, informed
decisions for the clients we serve.