Mele Tonga Makoni

This Labor Day, let’s take time to appreciate how the work we do every day builds a stronger community.

Looking for a little more certainty with your money?
Check out this guaranteed interest rate.
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No one can predict exactly what long-term care needs may look like later in life. This article examines how the likelihood, duration, and level of an extended care need can vary, and what those differences may mean for individuals and their families.
https://bit.ly/4wUR0ih

A sickness or injury doesn't care about your business timeline. And if you're unable to work, the income you rely on could be interrupted.
Many business owners plan for external risks—a slow quarter, a lost contract, or changing market conditions. Fewer have a plan for the risk of being unable to work themselves.
Individual disability insurance may help replace a portion of your income during a qualifying disability due to sickness or injury.
I help business owners protect what matters most with the right disability coverage. Let's connect.

Individual Disability Insurance | Private Disability Insurance | New York Life Read about what individual disability insurance is, and how this private coverage from NYL can offer personal income protection in the event of a disability.

Sickness, injury, or an unexpected diagnosis can interrupt your ability to earn an income due to a covered disability event—even if the rest of your financial strategy is in great shape.
Many people don't discover gaps in their income protection until they're forced to rely on it.
Let's review your current income protection.

Individual Disability Insurance | Private Disability Insurance | New York Life Read about what individual disability insurance is, and how this private coverage from NYL can offer personal income protection in the event of a disability.

Everything may feel stable today. But if a sickness or injury leaves you unable to work, would your income be protected?
Disability Insurance may help replace a portion of your income during a covered disability.
Let's connect and talk about protecting what matters most.

Individual Disability Insurance | Private Disability Insurance | New York Life Read about what individual disability insurance is, and how this private coverage from NYL can offer personal income protection in the event of a disability.

The cost of long-term care can have a meaningful impact on individuals and their families. This article explores current cost considerations and how extended care needs may affect household finances and retirement plans.
https://bit.ly/3UJ3OL0

You save consistently. You have coverage through work. By most measures, may be ahead of the curve.
But if a covered disability event prevented you from working—not permanently, just long enough to matter—would your plan hold up?
Many people with a solid financial plan haven't actually answered that question.
Let's review your current income protection.

Individual Disability Insurance | Private Disability Insurance | New York Life Read about what individual disability insurance is, and how this private coverage from NYL can offer personal income protection in the event of a disability.