The Financial Haus

Nobody taught our parents this

That’s not their fault
But it is our responsibility to do it differently

The biggest financial gift you can give your kids is not money itself.
It’s starting early with the right accounts and EDUCATING them how to make good financial decisions as they get older.

Here are 5 accounts every parent should know
1. 529 Plan
A state-sponsored, tax-advantaged education savings account where contributions grow tax-deferred and can be withdrawn tax-free for qualified education expenses
2. Custodial Roth IRA
A retirement account opened on behalf of a minor with earned income, allowing after-tax contributions to grow tax-free and be withdrawn tax-free in retirement
3. Custodial Brokerage Account
A taxable investment account held in a child’s name and managed by a custodian until the age of majority, with no contribution limits or restrictions on use
4. High Yield Savings Account
An FDIC-insured savings account offered by banks or credit unions that pays a variable interest rate significantly higher than traditional savings accounts
5. 529 ABLE Account
A tax-advantaged savings account for individuals with disabilities that allows funds to grow tax-free without impacting eligibility for certain government benefits

You do not need to open all five
You just need to start one

Your kids do not need a perfect parent
They need a parent with a plan

Save this
Send it to a parent who needs it

DM KIDS if you want help setting this up

You can’t be rich if you don’t think rich

Most people watching this will get this wrong

Bad Bunny is a millionaire
And his housing decision is not what you think

Because sometimes buying a home can actually slow down your wealth

We are taught ownership equals success
Wealthy people ask a different question

Where is my money working the hardest

Tying up millions in a down payment vs investing it
That one decision can change everything

Owning feels good
Strategy builds wealth

You can’t be rich if you do not think rich

You’re getting a tax refund? You’re literally paying to stay broke.

Everyone is playing on the same financial board. Same tax code. Same rules. Same opportunities.

But some people play checkers with their money while others play chess.

I am launching a new series called The Game of Money where I break down the exact moves broke people make versus the moves wealthy people make in the exact same situations.

Same board. Completely different strategy.

Here is the truth about tax refunds:

Most people celebrate that refund like it is free money. They spend it and move on.

But that refund means you gave the government a zero percent interest loan for 12 months.

That is money you could have had in your paycheck all year.

Here is the chess move:

Adjust your W4 so your refund is as close to zero as possible.

Now that extra money shows up in every paycheck.

Automate it into an index fund.

Same money.

One person spends it.

The other invests it and builds real wealth over time.

If you want to see exactly how much that turns into… watch the video.

This is The Game of Money. Episode 1.

Every week I will break down a new scenario. Raises. Debt. Investing. Real estate.

Checkers move vs chess move.

Same board. Different outcome.

Stop playing checkers.

Master the game.

Drop a ♟️ if you are ready to play chess with your money.

You can’t be rich if you do not think rich.

How much are you willing to lose just to feel “ready”? What It Really Costs Episode 13.

If you are a high income owner and your net worth does not resonate with your income, let’s talk. DM “Execute” for the link to apply to our 90 day program.

Today I’m celebrating 35… and I finally understand what that means.

The first part of this decade was incredibly difficult, life got real, things didn’t go according to plan, and I’ve had to work through more than I ever expected. But somewhere in all of that, I found clarity. I learned what actually matters. I learned how to be happy. I learned how to be at HOME in my own life. 🥹🥹🥹🫶🏻

And now… I can honestly say I have everything I’ve ever wanted.

A partner I love deeply. Time with family and friends who matter. A life that feels full. A home that isn’t just a place, it’s a feeling. Even the quiet moments, even the simple things… they mean more now. Actually, they mean everything.

I’m not chasing the same things I used to. I’m choosing what feels right.

35 feels right. It feels grounded. It feels grateful. It feels like peace.

What more could I possibly need ?

Rich Dad Poor Dad said never rely on one income stream
Here’s why that changed my life 💰

Growing up, most of us heard the same advice

Get a good job
Work hard
Show up early
Stay late
Climb the corporate ladder

Your employer will take care of you
Raises will come
Promotions will happen

Just be patient and loyal

But here’s what they didn’t tell us

Loyalty is a one way street

Companies downsize
Industries shift
Recessions happen

And when that one paycheck disappears
so does your entire financial foundation

Rich Dad taught a different lesson

Don’t depend on one income source

Build a side business
Create something on the weekends
Turn your skills into extra revenue

Make your evenings count for more than Netflix

Poor Dad believed in safety

One employer
Overtime for a little more
Waiting on small raises

All your eggs in one basket
Hoping nothing goes wrong

Fast forward a few years

One person built income streams that can’t be taken away

The other is hoping their job stays stable
while living paycheck to paycheck on a higher salary

The truth

Your job is not your safety net

Your ability to create income is

Stop waiting for permission
Stop thinking your career is the only path

Start treating your free time like an investment

One income stream is a risk
Multiple income streams is a strategy

Which one are you building





WealthBuilding

Why did Jay Z and Beyoncé take out a mortgage if they could pay cash?