Kayla Wainwright, Insurance Broker

It is almost fall, and we are getting crafty! 🍂

Join us for Senior Craft: Pumpkin Making, a fun morning of crafting, connecting, and community for seniors 55+ in the Tri-County area.

📅 Monday, September 21st
🕥 10:00 AM to 12:30 PM
📍 Tri-County Chamber Office, 220 Pat Booker Road, Universal City, TX 78148
💵 Free! RSVP requested to save your spot.

A big thank you to the Tri-County Chamber of Commerce for donating the space for this event.

Seats are limited, so give me a call or shoot me a message to reserve your spot. Let's create something beautiful together!

kwschertz.com | 210-660-8017 | [email protected]



Kayla Wainwright Insurance | Proud Tri-County Chamber Member & Diplomat

Your Medicare Advantage plan helps with medical care, but your overall health is more than checkups and prescriptions. Stay social, eat well, and keep moving — small habits make a big difference in how you feel every day.

(210) 660-8017 https://www.kwschertz.com

One thing I tell every client this time of year: your coverage should be reviewed once a year, even if nothing feels broken. Plans change their costs, networks, and drug lists every January, so the plan that fit you last year may not be the best fit for 2027. With Medicare's Annual Enrollment Period running October 15 through December 7 and Marketplace Open Enrollment opening November 1, now is the time to get your questions answered before the rush. Here is a helpful read from Gruene Insurance Group on how to do a real coverage review, and what most people skip.

https://www.grueneinsuregroup.com/our-blog/how-to-review-your-insurance-coverage-every-year-and-why-most-people-dont

If you want a second set of eyes on your health or Medicare coverage, give me a call or send me a message. I help folks across the Tri-County area sort this out every year, and there is no cost to have the conversation.

kwschertz.com | 210-660-8017



Kayla Wainwright Insurance | Proud Tri-County Chamber Member & Diplomat

Not yet 65 and paying too much for health insurance? Let's talk about another option.

Presidio Healthcare is private health coverage here in Texas, regulated by the Texas Department of Insurance. It is not ACA or Obamacare, and it is not a sharing ministry. It was built for families, self employed folks, small business owners, and early retirees who are not on Medicare yet.

Three things people tell me they like:

1. A $0 deductible, so your coverage starts helping at dollar one
2. Guaranteed renewable, so you apply once and do not reapply every year
3. See any provider you like through a nationwide network, with no out of network penalty

Presidio says plans can run up to 50 percent less than a bronze ACA plan. Whether that holds true for your family depends on your ages and where you live, so the honest answer is to look at real numbers.

You can browse plans and pricing through my personal enrollment link any time:
https://my.presidiocare.com/974484

Or call me and we will walk through it together and see if it is a good fit for you. If it is not, I will tell you that too.

kwschertz.com | 210-660-8017 | [email protected]



Kayla Wainwright Insurance | Proud Tri-County Chamber Member & Diplomat

We love helping clients feel confident about their Medicare Advantage coverage. Every situation is unique — that’s why we take time to listen first and guide second.

(210) 660-8017 https://www.kwschertz.com

Medicare Advantage — sometimes called Part C — combines Parts A and B, and often Part D, into one plan offered by private insurers approved by Medicare. It’s a simple, all-in-one way to manage your healthcare coverage.

(210) 660-8017 https://www.kwschertz.com

One question I get a lot this time of year: "Kayla, how do I know I picked the right Medicare Supplement?" Most of the mistakes I see are not about the plan letter at all, they come from shopping on price alone and waiting too long to make a change. Gruene Insurance Group wrote a clear breakdown of the two biggest missteps and how to avoid them, and it is worth a few minutes of your time before Annual Enrollment opens October 15.

Two Mistakes People Make When Choosing a Medicare Supplement, and How to Avoid Them
https://www.grueneinsuregroup.com/our-blog/two-mistakes-people-make-when-choosing-a-medicare-supplementand-how-to-avoid-them

If you are in the Tri-County area and want a second set of eyes on your coverage before AEP, give me a call or send me a message. This is exactly what I help my clients sort out every day.

kwschertz.com | 210-660-8017



Kayla Wainwright Insurance | Proud Tri-County Chamber Member & Diplomat

It is almost fall, and we are getting crafty! 🍂

Join us for Senior Craft: Pumpkin Making, a fun morning of crafting, connecting, and community for seniors 55+ in the Tri-County area.

📅 Monday, September 21st
🕥 10:00 AM to 12:30 PM
📍 Tri-County Chamber Office, 220 Pat Booker Road, Universal City, TX 78148
💵 Free! RSVP requested to save your spot.

A big thank you to the Tri-County Chamber of Commerce for donating the space for this event.

Seats are limited, so give me a call or shoot me a message to reserve your spot. Let's create something beautiful together!

kwschertz.com | 210-660-8017 | [email protected]



Kayla Wainwright Insurance | Proud Tri-County Chamber Member & Diplomat