Michael A. Aguirre, LUTCF, CLTC - Financial Advisor
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AGUIRRE, LUTCF, CLTC - FINANCIAL ADVISOR
Having begun my career as a financial consultant in 1979, I apply my deep financial knowledge to help clients make informed decisions using a comprehensive, “big picture” approach. With a desired combination of analytical and coaching skills, I recommend practical solutions, explain complex issues, and guide clients through implementation and adjustments t
o maintain investor profile alignment. My goal is to maximize benefits for my clients by bringing investments, insurance and education, retirement, estate and tax planning into one financial plan to minimize gaps that can leave families and businesses under-prepared and under-protected. I seek input from the client’s tax advisor, insurance agent, attorney and other professionals to enhance the integrity of the plan over the long term. I also ensure that the overall plan is appropriate for risk tolerance and growth objectives and efficient for diversification, insurance coverage and tax purposes. I am dedicated to continuing education to always be on the front lines of the financial services industry and serve as a resource to my clients and others in my field. I have been very involved in the National Association of Insurance and Financial Advisors (NAIFA) throughout my career, having served as President of the San Antonio Chapter 2015-2016. I am also a member of the San Antonio Hispanic Chamber of Commerce and the Planned Giving Advisory Council, University of Texas Health Science Center at San Antonio. Please like and follow my page to receive relevant information I share about the financial industry. If you’d like to have an initial no-obligation consultation, please call my office at 210-332-4705 to schedule a time together. I am a registered representative of and offer securities and investment advisory services through MML Investor Services, LLC, Member SIPC (www.sipc.org). Supervisory Address: 6300 Bee Cave Rd., Building 2, Ste. 4, Austin, TX 78746. MassMutual Financial Group is a marketing designation for Massachusetts Mutual Life Insurance Company (MassMutual) and its affiliates and sales representatives
FINRA: finra.org
SIPC: sipc.org
06/29/2023
You may have caught the market at a bad time, but that doesn’t mean you should run from opportunities that help you plan for your future. Let’s connect and form a retirement plan that suits your unique needs. https://bit.ly/3JB2ZeS.
06/15/2023
Having all your eggs in one basket can be trouble if the market starts to slip. Let’s talk about how an annuity can be a great diversification tool. https://bit.ly/3JhPlND.
06/07/2023
Higher interest rates made annuities a hot topic in the retirement world in 2022, but people still needed help figuring out if they made sense for their retirement goals. Let’s connect and see if an annuity fits your plan. https://bit.ly/3Cn3qW1
06/01/2023
Recovering from a big market loss usually requires bigger effort. Let’s talk over your retirement goals and whether your timeline makes sense. https://bit.ly/3MIpVd6.
05/30/2023
The SECURE 2.0 Act legislation has changed rules regarding submissions and withdrawals for many different types of retirement plans. Let’s talk about how you can take advantage of these new rules. https://blog.massmutual.com/retiring-investing/what-is-a-qlac.
05/24/2023
The Numbers are in! LIMRA has released their Q1 rankings for retirement products. Let’s talk about where MassMutual stands and whether their products make sense for your retirement plan. https://bit.ly/3BWkpOZ.
05/22/2023
MassMutual recently partnered with the Age-Friendly Institute and found that nearly 50% of adults aged 50+ are considering retirement as being defined as working part-time. Learn more about the mindset of retirees and how they’re handling the curveballs of retirement. https://bit.ly/43lLrLp.
05/18/2023
You may have better options than managed withdrawals when funding your retirement expenses. Let’s talk about how an annuity can help you close your income gap and retain more of your money. https://bit.ly/3WuNkmR.
04/13/2023
One in three people say that they’ll be working until 70 or until they no longer can. Does that reflect your retirement plan? MassMutual recently teamed up with the Age-Friendly Institute to find out how long Americans are planning to stay in the workforce. Learn more: https://bit.ly/3o8JcMa.