Zack Fix - Loan Officer #2289981

Here's why getting preapproved before you shop for a home can be a smart move:

🚀 Speedy Process: Get ahead in your homebuying journey with a preapproval, making everything faster and simpler.
💪 Stronger Negotiation: Sellers favor preapproved buyers, giving you the upper hand in negotiations.
💰 Transparent Budget: Know exactly how much you can afford from the start, saving you time from searching properties outside your budget.
🏆 Competitive Edge: Shine in a competitive market – your preapproval letter is your key advantage.
🛠️ Effortless Closing: With financing squared away, closing becomes a breeze.

Contact our team today for your preapproval. Don’t start your house hunt without it! 🏡📑



Zack Fix, NMLS 2289981. Cornerstone Home Lending, a Division of Cornerstone Capital Bank, SSB. NMLS ID #2258 | MEMBER FDIC | EQUAL HOUSING LENDER

Here's a mortgage HACK that could shave YEARS off your loan term! 💡

Take your monthly mortgage payment, cut it in half, and switch to biweekly payments. By making this small tweak, you could slash a whopping 8 YEARS off your loan term AND save 23-30% in interest! 💰

Want to find out more creative ways to save? Give us a call today!



Zack Fix, NMLS 2289981. Cornerstone Home Lending, a Division of Cornerstone Capital Bank, SSB. NMLS ID #2258 | MEMBER FDIC | EQUAL HOUSING LENDER

These are the top 10 happiest places to live! 😊 What are your thoughts on this list? Did any states surprise you? Let us know below! 💬

P.S. – if you're ready to move, we want to help! We lend in 45 states (plus Washington D.C.), so whether you plan on moving to a state on this list or not, give us a call! 🏡



Zack Fix, NMLS 2289981. Cornerstone Home Lending, a Division of Cornerstone Capital Bank, SSB. NMLS ID #2258 | MEMBER FDIC | EQUAL HOUSING LENDER

If you’re looking to move, we've got you covered! We lend in 45 states (plus Washington D.C.) so let us help you achieve the dream of homeownership! 🏡 Reach out to us to find out more or put your new location in the comments to find out if we lend in your state.


Zack Fix, NMLS 2289981. Cornerstone Home Lending, a Division of Cornerstone Capital Bank, SSB. NMLS ID #2258 | MEMBER FDIC | EQUAL HOUSING LENDER

Start asking your lender the right questions about the most important investment of your life! 🏡 We’re all about empowering you with the knowledge and tools required for success. No question is too big or small. What’s something you want to know? Tell us down below or give us a call today! ⬇️


Zack Fix, NMLS 2289981. Cornerstone Home Lending, a Division of Cornerstone Capital Bank, SSB. NMLS ID #2258 | MEMBER FDIC | EQUAL HOUSING LENDER

With HomeReady First, saving up for your first home doesn’t have to take years. 🏡✨ This new program offers a $7,500 down payment assistance grant to first-time homebuyers. It can help you close the gap between what you’ve already saved and what you need for a down payment.

While you need to live in a qualifying area within an eligible city when you apply, you have the flexibility to purchase your new home anywhere in the 45 states we lend in!
Unlike some other assistance programs, there are no income limits, and you don't pay back the grant! 🎉 In today's market, affordability is crucial, so HomeReady First is a great way to help bring your first home from dream to reality!

Fast-track your homeownership journey – call us today to see if you live in a qualifying location! 🌟


Zack Fix, NMLS 2289981. Cornerstone Home Lending, a Division of Cornerstone Capital Bank, SSB. NMLS ID #2258 | MEMBER FDIC | EQUAL HOUSING LENDER

Did you know you could get an income tax refund by owning a home? 🏠💰 Don't miss out on potential tax breaks on mortgage interest, property taxes, and more! Be sure to speak to your tax professional before the April 15 deadline if you aren’t filing an extension.



Zack Fix, NMLS 2289981. Cornerstone Home Lending, a Division of Cornerstone Capital Bank, SSB. NMLS ID #2258 | MEMBER FDIC | EQUAL HOUSING LENDER

Not finding the right match? 🏡 Why settle when you can BUILD the home you desire?🛠️ Whether you're building from the ground-up or opting for manufactured housing, count on us to be with you from the first blueprint to the final walkthrough. Why work with us?

✅ With our builder lending experience, we're equipped to be your guide and advocate every step of the way.

✅ Enjoy a less-stress, one-time close conventional or FHA loan so you can spend less time navigating paperwork and more time exploring your new neighborhood.

✅ Your experience is our upmost priority– we meet you where you are (model credit NOT required) and know how to make your homebuying journey as smooth as possible.

We're excited to guide you through the construction loan process... and it might be easier than you think! Give us a call today, and let's get you into a home you'll LOVE!



Zack Fix, NMLS 2289981. Cornerstone Home Lending, a Division of Cornerstone Capital Bank, SSB. NMLS ID #2258 | MEMBER FDIC | EQUAL HOUSING LENDER

Where are Gen Z buyers planting their roots? 🌱🏡 Do any of the cities on this list surprise you?

Areas with a high concentration of young buyers often signal a thriving job market, vibrant community, and demand for more affordable housing. If you're considering a move to any one of these hotspots, give us a call – we lend in 45 states plus DC!

Source is deemed reliable but is not guaranteed.



Zack Fix, NMLS 2289981. Cornerstone Home Lending, a Division of Cornerstone Capital Bank, SSB. NMLS ID #2258 | MEMBER FDIC | EQUAL HOUSING LENDER

Did you know your tax refund can be used towards a down payment on a home? It's true! 🏠💡 Need guidance on how? We're here to help, so contact us today!



Zack Fix, NMLS 2289981. Cornerstone Home Lending, a Division of Cornerstone Capital Bank, SSB. NMLS ID #2258 | MEMBER FDIC | EQUAL HOUSING LENDER

Have you heard of a buydown? 🤔 This is an INCREDIBLE strategy that can help lower the interest rate your mortgage payment is based on, giving you lower monthly payments. 🏠💰 But what are buydowns and how do they work?

There are 2 types of buydowns, 1️⃣ temporary buydowns and 2️⃣ permanent buydowns. With a temporary buydown, your mortgage payment is based on an initially reduced interest rate for a set period (for example 2 or 3 years) before gradually increasing to your long-term rate. A permanent buydown reduces the interest rate your mortgage payment is based on for the life of the loan.

So would a buydown be right for you? 🤷🏻

The way to know for sure if a buydown will work for you and your financial situation is to consult with one of our mortgage professionals. Ready to explore your options? Give us a call today! ☎️



Zack Fix, NMLS 2289981. Cornerstone Home Lending, a Division of Cornerstone Capital Bank, SSB. NMLS ID #2258 | MEMBER FDIC | EQUAL HOUSING LENDER

You’ve waited long enough to buy a home – let us help you WIN in today’s market!

✔️ YOU-centric service at each step

✔️ Quick closings in as few as 10 days

✔️ Game-changing mortgage strategies

✔️ Fast in-house processing & underwriting

✔️ Below-market rates available

Ready to get started? Let’s get you into a home you’ll love! 🏡



Zack Fix, NMLS 2289981. Cornerstone Home Lending, a Division of Cornerstone Capital Bank, SSB. NMLS ID #2258 | MEMBER FDIC | EQUAL HOUSING LENDER