John McPhillips, Associate Vice President for Raymond James & Associates

Employer-sponsored 401(k)s are a tax-efficient way to save for retirement. Here are seven ways to maximize your contributions:

Infographic: 7 strategies to strengthen your 401(k) raymondjames.com

As technology companies invest heavily in AI data centers, the impact on cash flow is coming into focus. Learn more about negative free cash flow and why it doesn't necessarily signal an end to the AI investment cycle:

AI infrastructure spending puts free cash flow levels in focus raymondjames.com

Did you know you can use life insurance in strategic business planning? Here are some use cases for savvy entrepreneurs:

Life insurance as a business tool raymondjames.com

Retirement brings exciting changes, and your financial plan should evolve just as your life does. Review these tips for some things you can do to make the most out of your retirement:

Crafting a retirement that evolves with you raymondjames.com

For many first-time buyers, preparing for homeownership starts well before house hunting. Find out what to consider as you assess your finances, priorities and readiness for this important purchase:
https://www.raymondjamesconnect.com/aHY7V8

Wondering how employee stock ownership plans (ESOPs) work? Discover the steps required to set one up, what their advantages are and why they might be right for you:

Selling your business to those who helped you build it raymondjames.com

Putting parameters on a charitable gift can go a long way toward achieving your vision, but how strict is too strict?

Giving conditionally raymondjames.com

Your nest egg may be the size you want, but if you haven't answered these three questions, your retirement may lack an important type of wealth. Discover three key questions:

Three questions for evaluating the quality of your retirement life raymondjames.com

Use AI with confidence in your business by implementing a few basic guardrails:
https://www.raymondjames.com/commentary-and-insights/business-ownership/2026/08/05/ai-guardrails-for-business-owners

AI guardrails for business owners raymondjames.com