Ruben Santos III, Producer with Farmers Insurance

Simplified underwriting lets you apply for life insurance from the safety of home, without in-person meetings or medical exams. Approval depends on the information you give us when you apply.

Thinking about life insurance can be overwhelming, but we do it for those we love. If you would like to learn more about what your options are, I’m here to help.

Life insurance premiums are generally more affordable when you are young and healthy. I’m available if you would like to learn more.

Have you thought about providing for your loved ones should the worst occur? I’m available to help you learn more and share options.

48% of American adults don’t have life insurance to help them protect their families’ financial futures. Do you?

Every mother is special in her own way. Join us in thanking them for all they do. Happy Mothers Day!

70% of Americans say they need life insurance. Do you?

*2020 Insurance Barometer, LIMRA, p.16

More than 1/3 of Americans say they intend to buy life insurance this year. If it's your time to buy, I'm here to help.

*2020 Insurance Barometer, LIMRA, p.7

The largest diamond is a whopping 1,109 carats. That's about the size of a tennis ball. You may not have any rocks that big to insure, but if you do have a new, blingy purchase you want to cover, shoot me message and let's chat.

Owning your own life insurance policy means coverage that doesn't depend on job security.

Do you have the coverage you want? I can help.

Life insurance doesn't have to be complicated to be important. Simplified underwriting avoids medical exams and blood/urine testing to get you a decision faster. Approval depends on the information you give us when you apply.