Bradshaw Rogers Financial Partners

09/27/2026

For many Gen Xers, retirement is starting to feel less like a distant milestone and more like a looming financial reality.

The oldest members of the generation will turn 62 next year, the earliest age to claim Social Security. At the same time, many are approaching retirement with limited savings and fewer pensions than previous generations had.

The median Gen X retirement savings balance is about $107,000, while members of the generation estimate they’ll need roughly $700,000 for retirement. Social Security may also become an increasingly important source of income, with 41% of workers over 55 saying they expect it to be their primary source in retirement.

That gap is prompting some Gen Xers to rethink when they’ll stop working, how much they may need to save, and what retirement could realistically look like.

If retirement is getting closer, this may be a good time to review your savings, expected Social Security benefits, and other sources of retirement income.


Source:

Millions of Generation X Americans expect to depend on Social Security as their main — or only — source of retirement income.

09/22/2026

🍁 Crisp air, cozy moments, and all the fall feelings. We don't know about your but we're always READY for a reprieve from the heat so we can enjoy a little pumpkin spice & chai ☕ Iced works too... for now!

09/20/2026

🏠 Higher mortgage rates are pushing some homebuyers to look for lower-cost alternatives.

The average rate for a 30-year fixed mortgage rose to 6.79%, while the average rate for a 5/1 adjustable-rate mortgage fell to 5.94%.

That gap is drawing more attention to ARMs, which made up 8% of mortgage applications last week, their highest share in five weeks.

🔑 The tradeoff is that an ARM’s rate can change later, which means the lower initial rate may come with more uncertainty down the road.

For buyers comparing mortgage options, it’s worth looking beyond the starting rate and understanding how the loan could change over time.

Mortgage rates continue to rise, pushing some buyers to riskier, adjustable-rate loans in order to find savings. Rates are at the highest level since June 2025.

09/13/2026

U.S. credit card debt is approaching a record high.

Americans’ credit card balances reached $1.26 trillion in the second quarter, rising by $21 billion, according to new data from the Federal Reserve Bank of New York.

That puts credit card debt just below the all-time high of $1.28 trillion set late last year.

Strong consumer spending is one factor behind higher balances. Rising prices for essentials like groceries and gas may also be contributing.

Delinquencies remain a concern. The share of credit card balances more than 90 days delinquent rose from 7.6% to 12.8% from mid-2022 through early 2026.

Total U.S. household debt now stands at $18.8 trillion. Auto loan debt also reached a new high of $1.71 trillion.

For households, rising debt is a reminder that everyday expenses, interest rates, minimum payments, and emergency costs can all affect financial flexibility.


Source:

Americans' credit card debt reached $1.26 trillion, increasing by $21 billion in the second quarter of this year, according to new data.

09/12/2026

🏈 Football season is upon us, and all 32 NFL teams are bringing something new to the field.

From offseason moves and fresh faces to shifting expectations across every division, there’s no shortage of storylines heading into 2026.

The season opened Wednesday with the New England Patriots facing the Seattle Seahawks in a Super Bowl 60 rematch, and that’s just the beginning.

Whether you’re following your hometown team, setting a fantasy lineup, or just counting down to Sundays on the couch, now’s a great time to catch up on what changed during the offseason.

🏆 Which team are you watching most closely this season?

NBC Sports has 32 team previews full of stats, storylines and projections that could shape your favorite team’s season.

09/11/2026

Today we pause to remember. 🕊️

Twenty-five years ago, our nation faced an unimaginable tragedy — and in the face of it, we saw extraordinary courage, unity, and compassion. We remember the lives lost, honor the first responders who ran toward danger to save others, and hold close the families who carry this day with them every year.

Never forget.

09/06/2026

Our office is closed tomorrow - Monday, September 7th - but we will be back on Tuesday from 9:00am - 5:30pm!

07/02/2026

Our office is closed tomorrow - Friday, July 3rd - but we will be back on Monday from 9:00am - 5:30pm!

06/21/2026

Here’s to the dads, bonus dads, and dad-joke pros — we appreciate you. 🧢👏

06/20/2026

More sunshine, fewer emails, better vibes. ☀️😎 We're going to be soaking IT UP this weekend. What are you up to?