Lake Growth Financial Services

10/01/2026

Homework: ask whoever manages your money, “What do you wish you could tell me?” “If they’re not willing to go there with you, you don’t have a relationship. You have a person who you’re paying.” Then watch what happens. Who are you asking first?

09/30/2026

Telling someone the hard truth about their money is only half of kindness. The other half is what you do next. As I said this week, don’t just hand someone a shovel so they can measure how deep the hole is, “hand them a ladder and start working one rung at a time.”
https://youtu.be/G06aKM13EZ4?si=dKP_uZXdkmiGheNU

This week I do something a little different. Instead of interviewin...

09/29/2026

Your advisor’s favorite phrase is:

09/28/2026

“You can’t build plans on hopes and prayers.” Fifty percent returns forever, the market bailing you out, that inheritance you’re counting on. Hope is not a strategy. Reality is undefeated. So what’s your plan actually built on, math or vibes?

09/26/2026

Amanda Neely made a point this week using Mary Poppins, of all people: “if she had just been nice, the Banks family would have never changed.” Mary Poppins told that family the hardest truths in the most loving way, and that’s exactly why they transformed. Real growth almost never comes from the people who only cheer. Who in your life has been kind enough to tell you the hard thing, and did it end up changing you for the better?
https://youtu.be/G06aKM13EZ4?si=dKP_uZXdkmiGheNU

This week I do something a little different. Instead of interviewin...

09/25/2026

“So far so good is the most expensive phrase in financial planning.”
🦃🦃🦃
The Thanksgiving turkey feels great about life every single day, right up until the fourth Thursday of November.
☠️☠️☠️
Everything up and to the right? Cool. What happens on the day it isn’t?
https://youtu.be/G06aKM13EZ4?si=dKP_uZXdkmiGheNU

This week I do something a little different. Instead of interviewin...

09/17/2026

The through-line of this week — and of the whole TGIF series — was empowering, not gloomy: “True leverage comes from structures where your capital can do two things at once, growing safely while remaining accessible.” That single idea is what lets you buy the stuff of life without stopping your compounding. If you’d like to sketch what a major purchase would look like financed this way versus the conventional route, our team is glad to run the numbers with you. What’s the next big expense you’d want to reclaim?

09/16/2026

Plot twist: you’re the flea in the jar, still jumping low out of habit even though “the lid has been taken off. You can escape the jar and fly free.”

We’ve been trained to believe the only ways to buy big things are drain-your-savings or beg-a-bank. That ceiling was removed a long time ago. So what’s actually keeping you down there — the lid, or the habit?
https://youtu.be/DBfniZuko3g?si=nR1ME1hWW6xoLc1j

This commercial for the PlayStation is an oldie now, but still is a...

09/15/2026

“How you buy stuff matters.” When you make a major purchase, how do you usually pay?

09/14/2026

The big purchases in your life — the vehicle, the expansion, even the annual tax bill — “are not just line items in your budget; they’re wealth transfers.”

Each one is a moment where your financial foundation is either strengthened or quietly chipped away, and over a lifetime millions of dollars move through them.

Most of us never track that flow at all.

What would change if you treated every major purchase as a wealth transfer to be directed, not just an expense to be paid?