Todd Elizalde

Love wins over money, according to Americans we surveyed. And that’s just part of what we uncovered. http://bit.ly/47fb1oa

Nearly two-thirds of Americans (62%) define wealth as having healthy relationships, not money. http://bit.ly/47fb1oa

Should your mortgage be another expense included in your financial plan after retirement? Let's look at the reasons why you might—or might not—decide to pay off a mortgage before you retire. https://bit.ly/3PKQ25D

Should You Pay Off a Mortgage Before You Retire? Whether it makes financial sense to pay off your mortgage depends on your individual situation. Here are some things to consider.

Everyone loves a good bargain, but you don’t want to fall into a low-price trap. Here a few ways to help keep your bargain buy from being a bargain dud. https://bit.ly/3ZipyLW

How to Help Identify Undervalued Stocks A falling stock price doesn't always mean a good deal. Here's how to help assess the potential value of a stock to know whether it may be the right time to consider it.

Don’t know where to start when it comes to retirement savings? Here are a few must ask questions to introduce you to the world of IRA’s. https://bit.ly/3PAW5K3

Must-Ask Questions: IRA Contributions What's the maximum IRA contribution? Are IRA contributions tax deductible? What if you contribute too much? Get answers to these questions and others before you open an account.

Ever wonder what traders use to identify trends? Learn more about how to use the Relative Strength Index (RSI) to identify short term buy and sell signals. https://bit.ly/47CxhIs

Identifying Trend Reversals With RSI How traders can use the relative strength index (RSI) to help identify short-term buy and sell signals.

Everyone could use a little help with their finances. When it comes to managing your paycheck, opening the right kinds of accounts, and understanding the difference between good and bad debt, we’ve got you covered. https://www.schwabmoneywise.com/my-life/starting-out?sm=vyr

Looking to create passive income? A second home can be a great way to bring in extra money and add to your investment portfolio. Here are the factors to consider when buying, renting, and selling a second home. 🏘️https://bit.ly/452VsOP

Buying, Renting, and Selling a Second Home A second home is a substantial investment that lives by different rules than your primary residence. Here's what you need to consider.

With the Secure Act 2.0 changes you may not know where things stand with RMD's. Here is a quick run down of the basics. https://bit.ly/3s6SvxP

2023 RMD Reference Guide What's new with required minimum distributions? We cover the basics here.

Stability or Flexibility? Which one do you value most when considering mortgage loans? 🏠 https://bit.ly/44Ujonr

Fixed-Rate Mortgage vs. ARM: How Do They Compare? Fixed-rate mortgages can offer stability, while adjustable-rate mortgages tend to be more flexible. Which would work better for you?

In 2022, scammers on social media cost Americans $1.23 billion. Learn more about the warning signs so that you don’t fall victim to a social media scam. https://bit.ly/3Ok61WC

3 Tips to Protect Against Social Media Scams Forging fraudulent relationships via social media is part of the latest financial scam. Learn the warning signs for these social media scams and how to avoid them.