Bulman Wealth Group

Bulman Wealth Group We offer clients an impressive depth of experience in investment planning, insurance, and estate planning. For more information, please visit our website.

Bulman Wealth Group serves individuals and families in Northern and Southern California, offering comprehensive financial planning services. We focus on retirement income planning, investment management, tax planning, healthcare in retirement planning, and estate planning. We aim to help clients navigate their financial journey by developing personalized strategies. We strive to understand each client's unique goals and priorities. www.bulmanwealth.com

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Disclosure:

โ€œLikesโ€ should not be considered a positive reflection or endorsement of the investment advisory services offered by the advisor โ€“ but simply a mechanism available to circulate our page. Visitors to this page must refrain from posting positive reviews of their experiences with the advisor or its services as such testimonials are prohibited under state and federal securities laws and may not reflect the experience of all Clients of the advisor. Advisory services are offered through Bulman Wealth Group an SEC registered investment advisor. Insurance products and services are offered through BWG Insurance Agency, an affiliated company. CA Insurance License . Being registered as an investment advisor does not imply a certain level of skill or training. All content is for information purposes only. It is not intended to provide any tax or legal advice or provide the basis for any financial decisions. Nor is it intended to be a projection of current or future performance or an indication of future results. Purchases are subject to suitability. This requires a review of an investorโ€™s objective, risk tolerance, and time horizons. Investing always involves risk and possible loss of capital. Bulman Wealth Group and BWG Insurance Agency are not affiliated with or endorsed by the Social Security Administration or any other government agency.

๐— ๐—ฒ๐—ฒ๐˜ ๐—ž๐—ฎ๐˜†๐˜๐—ถ๐—ฒ ๐—›๐—ฒ๐—ฟ๐—ป๐—ฎ๐—ป๐—ฑ๐—ฒ๐˜‡.Client Support Specialist, coffee enthusiast, travel lover, Dodgers fan, and the person most likel...
09/25/2026

๐— ๐—ฒ๐—ฒ๐˜ ๐—ž๐—ฎ๐˜†๐˜๐—ถ๐—ฒ ๐—›๐—ฒ๐—ฟ๐—ป๐—ฎ๐—ป๐—ฑ๐—ฒ๐˜‡.
Client Support Specialist, coffee enthusiast, travel lover, Dodgers fan, and the person most likely to know exactly where to find the perfect dรฉcor piece.

Kaytie is known for her bubbly personality, contagious energy, and the genuine warmth she brings to everyone she meets. She has a natural way of making people feel comfortable and welcomed, and her thoughtful, upbeat spirit is a wonderful part of our team.

Originally from Los Angeles and now based in Temecula, Kaytie is currently completing her Bachelorโ€™s degree in Business Administration with an emphasis in Finance at California State University, San Marcos.

Outside the office, Kaytie loves summer pool parties with family and friends, stopping by The Press Espresso for her favorite coffee, and enjoying Mexican food or a good poke bowl. She loves to travel, is almost always planning her next getaway, and visits Disneyland often as a devoted Disney fan. She also has a true talent for interior design and a natural eye for creating beautiful spaces.

A lifelong baseball fan, Kaytie proudly cheers for the Los Angeles Dodgers and especially enjoys attending games with her parents.

Kaytie brings so much personality, joy, and heart to Bulman Wealth Group, and we are grateful to have her on our team.

๐—–๐—ผ๐—บ๐—บ๐—ฒ๐—ป๐˜ ๐—ฏ๐—ฒ๐—น๐—ผ๐˜„ ๐˜๐—ผ ๐˜€๐—ฎ๐˜† ๐—ต๐—ฒ๐—น๐—น๐—ผ ๐˜๐—ผ ๐—ž๐—ฎ๐˜†๐˜๐—ถ๐—ฒ!

Did you know that simply owning a home in California can expose your family to thousands of dollars in unnecessary proba...
09/25/2026

Did you know that simply owning a home in California can expose your family to thousands of dollars in unnecessary probate fees and lengthy court delays? ๐Ÿ  Californiaโ€™s probate compensation rules calculate fees using the gross market value of your propertyโ€”not your actual equity. That means an $800,000 home could trigger $38,000+ in combined probate costs alone!

In our latest blog, Financial Advisor, Marcos Lemus, NSSAยฎ, breaks down why a will isn't enough and how a properly funded living trust protects your home, legacy, and privacy:

โœ… How California's updated $750,000 probate threshold impacts local homeowners
โœ… California Probate fees vs. Revocable Living Trust cost comparisons
โœ… 4 vital protections a trust provides (including incapacity planning & Prop 19 considerations)
โœ… The #1 critical step homeowners forget: properly funding the trust

Don't let court proceedings dictate the transfer of your primary asset. Ensure your trust, title, and overall financial plan tell the exact same story.

๐Ÿ‘‰ Read the full article: https://hubs.ly/Q04xP6Fk0

09/24/2026

Effective financial planning begins by defining the end goal first. ๐ŸŽฏ

When one client came to us with fully covered living expenses through a high California pension, her primary objective wasn't simply growing more wealth in standard brokerage accounts; it was transferring a meaningful legacy to her six grandchildren while addressing potential future healthcare needs.

By looking at the complete picture and applying the right financial strategies, she structured $1,000 per month to deliver a $600,000 tax-efficient estate transfer alongside built-in long-term care coverage. When unexpected health challenges arose just over a year later, the plan executed as intended for her family.

Whether your focus is legacy strategies, retirement tax benefits in California, or long-term care planning, defining your goals is the first step.

Connect with our team at Bulman Wealth Group to start developing your comprehensive financial plan in Roseville.

https://hubs.ly/Q04tF0vM0

Planning

09/23/2026

When building a team, you wouldn't put eleven quarterbacks on the field at the same time. The same rule applies to your retirement portfolioโ€”every account needs a specific assignment. ๐Ÿˆ

While it might not be the most exciting part of a financial plan, maintaining a dedicated, liquid cash reserve (such as a money market or bank account) serves as your frontline defense against unforeseen expensesโ€”like unexpected home repairs or healthcare needs. Most importantly, having cash set aside allows you to cover immediate liquidity needs without having to trade out of invested market positions unexpectedly.

Whether you are coordinating retirement tax benefits in California, evaluating long-term care planning in California, or structuring cash flow for the years ahead, asset alignment is key.

Connect with a financial advisor in Roseville, California at Bulman Wealth Group to review your fee only financial plan in Roseville today.

https://hubs.ly/Q04tD-dC0

09/22/2026

True family legacy is built on shared values long before it touches dollars and cents.

When family gathers, it provides an ideal setting to share stories of hard work, sacrifice, and history. Giving the next generation context on how wealth was built creates appreciation and grounds future financial conversations in meaningful purpose.

Explore how our team supports local families with retirement planning in Roseville, CA, and comprehensive strategies at Bulman Wealth Group.

https://hubs.ly/Q04tG4s-0

09/21/2026

Market downturns happen; historically, about three out of every ten years experience a negative return. But history also shows that the stock market has consistently recovered to reach new highs over time.

For investors, reacting to short-term pullbacks often comes down to perspective and time horizon. Understanding how market cycles operate is a key part of navigating market drops while staying aligned with your long-term goals.

Looking for strategic advice tailored to your goals? Connect with a financial advisor in Roseville, California at Bulman Wealth Group.

https://hubs.ly/Q04tG0FC0

09/19/2026

In California, reaching a $1,000,000 estate value often requires little more than owning a single family home. But passing assets through probate court brings costs and delays that many families don't anticipate.

When an estate enters probate:
1. It becomes public record โ€” Assets and family details are visible to anyone.
2. It takes time โ€” Heirs must wait in line through a lengthy legal process.
3. It incurs high fees โ€” Court and legal expenses can claim 9% to 10% of the estate's overall value.

Proactive estate and financial planning allows families to organize their assets outside of the court system, keeping costs down and maintaining control over the distribution timeline.

Need guidance on retirement tax benefits, long-term care planning, or structuring a fee-only financial plan in Roseville, CA? Connect with our team at Bulman Wealth Group.

https://hubs.ly/Q04tD-cL0

09/18/2026

When preparing for a major trip, most people map out their itinerary weeks or months in advance, rather than waiting until the day before. Your financial timeline deserves the exact same approach. ๐Ÿ—บ๏ธ

In our latest discussion, we share how proactive income planning allows you to evaluate specific "what-if" scenarios:
๐Ÿ”น How does shifting your target retirement age change your income distribution plan?
๐Ÿ”น What operational impact does working 1 or 2 additional years have on your overall portfolio longevity?
๐Ÿ”น How can structured scenario modeling replace guesswork with defined targets?

Instead of relying on hope, modeling your timeline gives you concrete targets to shoot for.

Looking for tailored strategies? Learn more about working with a financial advisor in Roseville, California, by visiting Bulman Wealth Group.

https://hubs.ly/Q04tFXSz0

09/17/2026

Net worth alone doesn't dictate retirement outcomes; lifestyle forecasting does. ๐Ÿ“Š

In California, high expenses and large capital outlay (like buying a $5M home in cash or maintaining a $30,000/month budget) can quickly strain even an eight-figure portfolio if there isn't a structured cash flow strategy behind it.

Conversely, individuals with $300,000 to $500,000 saved can achieve their target lifestyle when their distribution strategy is built around their specific fixed costs and retirement vision.

Transitioning from earning a high income to generating steady portfolio cash flow requires deliberate structural changes.

Looking for local insights on retirement planning in Roseville, CA? Connect with our advisory team at Bulman Wealth Group to learn more.

https://hubs.ly/Q04tFS390

Ever wonder what goes into making high-level financial planning digestible? ๐ŸŽฌHereโ€™s a quick peek behind the curtain! Chr...
09/16/2026

Ever wonder what goes into making high-level financial planning digestible? ๐ŸŽฌ

Hereโ€™s a quick peek behind the curtain! Chris Bulman, founder of Bulman Wealth Group, spent some time in the studio recently filming exclusive insights with The Wealth Council. From breaking down complex wealth strategies to chatting through real-life financial navigation, moments like these are all about making sure our clients have access to comprehensive,
forward-thinking guidance.

Lights, camera, strategy. Stay tuned for the upcoming release! ๐ŸŽฅ๐Ÿ’ผ

Address

3300 Douglas Boulevard Suite 200
Roseville, CA
95661

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 3pm

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