David J. Lange APMA CFP CLTC CLU

09/11/2026

On the first day of school, our daughter accidentally backed into Grandpa Mike’s truck.

That evening, she faced him, owned her mistake, and they agreed she would pay for the parts and they would fix it together. We gave her a deadline to make sure fixing it remained a priority, but she did the work, with Grandpa patiently teaching her along the way.

She learned that making things right can cost you, but it’s worth it. She learned to act quickly, accept grace, and discovered she’s pretty capable with her hands.

What began as a mistake became a great life lesson—plus $250 in parts and breakfast for Grandpa.

P.S. - It looks like my son got to learn indirectly too.

09/03/2026

Cool event coming up Tuesday at a great venue. RSVP only.

What happens when disruptive technology becomes investable?

On Tuesday, September 8, Delta Wealth Advisors is bringing an impressive lineup of investment professionals to the Supply Chain Hall of Fame in Rogers.

We’ll explore several forces reshaping the global economy:

• Artificial intelligence and robotics
• Rare earth minerals
• Digital assets
• Nuclear energy
• Video gaming and e-sports
• Quantum computing
• And more

Presentations will feature investment professionals from First Trust, American Beacon Partners, and VanEck.

This educational event is designed for experienced investors interested in growth-oriented and disruptive investment themes.

Tuesday, September 8
5:30 PM
Supply Chain Hall of Fame
5111 W. JB Hunt Drive, Rogers

Space is limited. RSVP by September 5 to [email protected]. Guests are welcome.

Investing involves risk, including the possible loss of principal. The strategies discussed may not be appropriate for every investor.

08/12/2026

Do we ever stop caring about the success of our children?

Each stage is different, but the goal is always the same. Give them enough to do something, and not so much that they do nothing. How do we build the right habits for success?

🏖️ Childhood (Short-Term):
Funding experiences like travel, insurance protection, activities, and enrichment while balancing spending with long-term savings.

🚗 Teenage Years:
Covering growing needs such as vehicles, and activities, with a focus on shared responsibility and early financial accountability.

🎓 Launching:
Planning for post-secondary education or alternative paths, while setting expectations around cost-sharing and student ownership.

🏠 Early Adulthood:
Selective support for milestones like housing, weddings, or business ventures, rather than ongoing assistance.

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The aim is not to remove challenges, but to build resilience and responsibility.

This requires judgment on when and how much to support.

It also involves integrating cash flow, investments, taxes, insurance, education funding, gifting, estate planning, and critically retirement planning.

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“How can we use our resources to help our children become financially independent of us?”

Multi-generational planning.

08/10/2026

Just what we do for YOU...

🎒 Back to School. Back to Planning for children and grandchildren.

Family vacations.
College savings.
First cars.
Insurance protection.
First homes.
Future opportunities.

Helping parents and grandparents prepare financially for the next generation.

08/04/2026

I love when work and fun intersect.

08/03/2026

Just what we do...

Just what we do...

We regularly collaborate with clients and their attorneys to help invest and manage assets held in trusts, LLCs, and other legal entities.

Whether you're receiving an inheritance from your parents or building a legacy for generations to come, we're here to help bring the financial pieces together to align with your estate planning from your attorney.

At Delta Wealth Advisors, we believe collaboration drives better outcomes.

We do not provide legal advice.

08/01/2026

Mug exchange...

It was great getting to know Mike Jones who recently traded the Dallas-Fort Worth Metroplex for NWA.

Mike's career spans Lockheed, various software development roles, startups, and now at the cutting edge of AI chip manufacturing at ONTO Innovations.

One of my favorite parts of these mug exchanges is hearing the stories that shape us along the way like Mike and his wife, Melissa, navigating four decades of marriage together and enjoying life with their two married daughters and three grandkids.

Welcome to NWA, the mug swap, and for allowing me to help share your story.

07/28/2026

Mug Exchange...

Mug Exchange...

I'm honored to exchange mugs with these two awesome humans.

I first met David and Lana Dinan as parents to 2 sets of beautiful twin girls in Rogers Athletics. Since it has been great to get to know them as phenomenal contributors at JB Hunt and people who lead well wherever they go.

Whether it's their faith, family, fitness, or careers, they bring their best to everything they do. Grateful to know them, assist, and cheer on their continued success!

07/27/2026

Helping you cut through the noise.

What We Do:

Money decisions are rarely JUST about math.

They're often a mix of stories, opinions, headlines, emotions, and advice from people we trust or even those we do not trust.

Our job is to help separate signal from noise so you can make confident decisions.

07/22/2026

Sometimes its not a matter of whether you have the money.

Recently, I shared one of the most common questions we hear:

"CAN WE AFFORD IT?"

Interestingly, retirement wasn't the challenge. LIQUIDITY was.

Recently, a family asked whether they should replace both of their vehicles.

Yes, their retirement plan was on track. But they also had children approaching college, meaning significant cash needs over the next several years.

So we looked at three planning horizons:

SHORT-TERM: Short-term: Paying for vehicles and upcoming tuition.

INTERMEDIATE-TERM: Maintaining cash flow and flexibility.

LONG-TERM: Staying on track for retirement.

College tuition arrives on schedule, regardless of what the markets are doing.

Having the right assets available at the right time can matter just as much as having enough assets.

Sometimes planning is about next month, the next five years, and the next thirty years.

The goal isn't simply answering, "Can we afford it?" It's helping clients accomplish today's goals without unintentionally sacrificing tomorrows.

Education only. Not investment, tax, or legal advice.