Legacy Financial Planning

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The 2023 COLA increase might be a double-edged sword for some, as it could be enough to trigger undesirable tax implications and other financial considerations. Confirm whether this could have any potential negative impact to your benefits eligibility:

Counting on the Social Security COLA www.raymondjames.com

The SECURE Act 2.0 legislation builds on previous retirement savings changes and contains provisions that further raise the RMD age, shift to automatic plan enrollment and provide for new matching/emergency withdrawal opportunities. Read more here:

How does SECURE Act 2.0 change saving for retirement? www.raymondjames.com

As we break into 2023, it's a great time to hit the "reset" button and get organized for the new year. Here are some key market dates and timely reminders for the season:

Start fresh with your financial planning this winter www.raymondjames.com

Be smart about your bond exposure in 2023. Learn more.

2023 fixed-income outlook: Bullish on bonds www.columbiathreadneedleus.com

Do you have a backup plan when it comes to your retirement? Here's how to pivot with grace should plans go adrift:

Confidently navigating changes near retirement www.raymondjames.com

If a significant portion of your investable assets is tied up in one stock position, it may be time for a conversation about relevant risks and mitigation tactics. Don't hesitate to reach out if you'd like to discuss.

Concentrated wealth poses significant risks and complexities www.raymondjames.com