Leonard Financial Group, LLC

Watching the stock market is like self-induced whiplash. If you have the right portfolio mix, it's not necessary to watch the stock market everyday. Now you can spend your extra time watching all the trailers on your favorite streaming service instead. 😀

High inflation stinks! Make sure your financial plan is set up in a way where your investments grow so you don't have to worry about loss of purchasing power in retirement.

Know thyself!!

How To Save More Money? Ask Yourself This One Important Question Blockbuster author – and brilliant observer of humanity – Gretchen Rubin, proposes that when making changes in habits, it’s helpful to determine if you’re an abstainer or a moderator.

Let's face it, projecting into the future is not an easy task. In order for you to really know how much you need for retirement, you have to project what your cash flow needs will be and determine if the growth of your assets will meet those cash flow needs. If they don't, then you will need to contribute more. But remember, it is just a projection. Through life's ups and downs, what you were able to contribute and how your assets grow can change. So make allowances for changes in circumstances and situations and stay the course as best you can. And if you don't know how to do this analysis, talk to financial planners who are fiduciaries such as ourselves and get the help you need so you can feel confident about your financial future.

Most Americans are wrong about how much they need for retirement When it comes to retirement, most people say they'd like to spend more time with their friends and family and possibly buy a vacation home and travel the world. That's a tall order for those with little or no nest egg. 

College and Education is very important....but so is debt management. Massive amounts of college debt can significantly delay the start of one's life. Like any other purchase, do a benefit and cost analysis to determine if it is truly worth it. And shop around, there are many affordable ways to get the degree desired without generating a mountain of student loan debt.

America’s Student Loan Debt Crisis Is About to Get Much Worse America’s Student Loan Debt Crisis Is About to Get Much Worse

It's not always about the money. The money is the vehicle that helps you to move closer to your ultimate personal goals in life. Share your stories with us. What is it that will make you happy?

People may be missing the point of early retirement Financial independence can’t give you the one thing you really want