10/16/2026
Scammers want you to act fast. Your best defense? Do the opposite. If a request involving your money feels urgent, pause and check the source independently before sending money or sharing information.
What if that panicked call from a loved one sounds exactly like them? Don’t rely on the voice alone. If someone unexpectedly asks for money, hang up and call them back using a number you already know.
A family “safe word” isn’t just for kids. Consider choosing a private word or question your family can use to confirm urgent requests. It’s one simple way to verify who’s really on the other end of a call or text.
Your bank’s name pops up on your phone. Looks legitimate, but is it? Instead of clicking a link or calling the number in the message, use the number on the back of your card or go directly to the bank’s website.
That security code sent to your phone is for you, not the person calling or texting you. If someone unexpectedly asks you to read it back, don’t. Sharing the code could give them access to your account.
“High returns, little risk” may sound like a great investment. It should also make you stop and ask questions. Research the opportunity and verify who you’re dealing with before sending any money.