RiverStone Private Wealth Advisors

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RiverStone Private Wealth Advisors Our mission is to help you address the responsibilities of wealth so that you may reach your goals a Our reputation is built on placing your needs first—always.

We are passionate about the value wealth management services bring to our clients—high-net-worth individuals and families with complex needs. Utilizing a client-centric model that emphasizes intelligent planning and sound judgment, we offer a range of solutions to meet the unique needs of our clients. We are dedicated to providing exceptional wealth management services by forming partnerships built on trust, compassion, and independent investment counsel. We take the time to listen. Our firm exists to help protect your wealth from outside forces and unforeseen events—no matter what form they may take. Most important, we are proactively mindful of our clients’ needs and our efforts to help them achieve their aspirations. At RiverStone, we help you acquire the clarity and confidence that allows you to arrive at the place where your aspirations can become realities. We deliver unique wealth strategies and investment management programs tailored to achieve each client’s individual goals, without conflicts of interest. Everything we do is driven by our desire to enhance the quality of our clients’ lives. By planning and managing your financial future with someone who truly listens in a clear and collaborative environment, you gain confidence to focus more of your time, energy, and attention on the things in life that matter most. We guide your planning and investment strategy as you approach events in your life such as divorce, inheritance, caring for aging parents, loss of a job, or planning for same-sex couples. The first step is to sit down with you and define your objectives, recognizing they are unique to you. Only then do we draw upon our expertise to develop a plan appropriate for your situation. The result is a strategy that is uniquely yours and yours alone. Advisory services offered through Commonwealth Financial Network ®, a Registered Investment Adviser. This communication is strictly intended for individuals residing in the United States. Review our Terms of Use: www.commonwealth.com/termsofuse.html.

10/16/2026

Scammers want you to act fast. Your best defense? Do the opposite. If a request involving your money feels urgent, pause and check the source independently before sending money or sharing information.
What if that panicked call from a loved one sounds exactly like them? Don’t rely on the voice alone. If someone unexpectedly asks for money, hang up and call them back using a number you already know.
A family “safe word” isn’t just for kids. Consider choosing a private word or question your family can use to confirm urgent requests. It’s one simple way to verify who’s really on the other end of a call or text.
Your bank’s name pops up on your phone. Looks legitimate, but is it? Instead of clicking a link or calling the number in the message, use the number on the back of your card or go directly to the bank’s website.
That security code sent to your phone is for you, not the person calling or texting you. If someone unexpectedly asks you to read it back, don’t. Sharing the code could give them access to your account.
“High returns, little risk” may sound like a great investment. It should also make you stop and ask questions. Research the opportunity and verify who you’re dealing with before sending any money.

Most people plan carefully for retirement finances, but not always for how they’ll spend their time. Around year three, ...
10/02/2026

Most people plan carefully for retirement finances, but not always for how they’ll spend their time. Around year three, after the travel, projects, and long-delayed plans slow down, the real adjustment can begin.

Expect the third-year shift: The first two years often stay busy. After that, many retirees may need a new sense of structure and purpose.
• Ask better questions: What brings you joy? Would volunteering, part-time work, or learning something new feel fulfilling?
• Plan for the long game: With retirement potentially lasting decades, it helps to think about goals for the next 5, 10, or even 20 years.
See how building a post-career routine early could help you create a more fulfilling next chapter: https://bit.ly/42ZyNDJ

Many retirees struggle with a “third year slump” after the excitement of early retirement fades, but creating a meaningful routine can improve happiness and longevity.

It takes more than money to be a rich retiree. Maintaining wealth and happiness in retirement requires a combination of ...
09/25/2026

It takes more than money to be a rich retiree. Maintaining wealth and happiness in retirement requires a combination of smart financial habits and intentional lifestyle choices:

Spend with Purpose: Balance a mindful budget with enjoying your wealth on experiences that bring you joy.
Invest Wisely: Diversify your portfolio and determine a safe withdrawal rate to ensure your wealth lasts.
Prioritize Well-being: Live with a sense of purpose, stay active, and build a team of trusted professionals to help manage your legacy.
Discover 12 habits wealthy retirees use to stay rich and happy: https://bit.ly/kplngjkkbjerTh

From prioritizing spending and investing wisely to using debt thoughtfully, rich retirees get it right. Ready to build a roadmap for your meaningful journey?

Women are set to control $30 trillion in personal wealth by 2030, yet only one-third of financial advisors are female. B...
09/18/2026

Women are set to control $30 trillion in personal wealth by 2030, yet only one-third of financial advisors are female. Bridging this gap isn’t just about equality but meeting the needs of female clients. Learn how empowering women in finance is beneficial: https://bit.ly/3DqDVqQ

As more women take on household CFO roles, increasing female representation in the industry is critical.

Looking for fresh perspectives on living well? “Life and How to Live It” is a podcast hosted by Dr. Rocco Chiappini, a r...
09/15/2026

Looking for fresh perspectives on living well? “Life and How to Live It” is a podcast hosted by Dr. Rocco Chiappini, a retired physician, featuring conversations with a diverse group of professionals about health, lifestyle, and making the most of everyday life.
Michelle recently had the pleasure of joining Dr. Chiappini as a guest for a conversation about personal finance and appreciated the opportunity to contribute to this thoughtful series.
The link below will take you to our podcast episode. While you’re there, explore his other conversations—and consider following the podcast or sharing it with friends and family who might enjoy it, too!

Listen to the full episode via the link below!

https://podcasts.apple.com/us/podcast/life-and-how-to-live-it-with-dr-rocco/id1877114487?i=1000788841866

09/11/2026
42% of Americans wouldn’t know what to do if a family member died today, and that jumps to 56% among those without an es...
09/04/2026

42% of Americans wouldn’t know what to do if a family member died today, and that jumps to 56% among those without an estate plan.

📄 Get organized before you talk: Have your plan in place, then make sure family knows where to find your will, financial information, and other important documents.

❤️ Explain choices that may surprise them: Unequal inheritances or unexpected decisions can create tension, so sharing the reasoning behind them may help reduce confusion later.

👥 Choose who’s in charge carefully: One executor with alternates, or a neutral third party, may be simpler than asking multiple people to make every decision together.

See six ways to make estate-planning conversations easier and more productive: https://bit.ly/3UbRjHP

It can be hard to talk about estate planning, especially when it comes to your parents, siblings or children. Here's how to get past the awkwardness.

Today we’re celebrating some very important members of our team-the ones who may not come to the office , but definitely...
08/26/2026

Today we’re celebrating some very important members of our team-the ones who may not come to the office , but definitely keep us smiling.❤️🐶

Meet the pups behind our team:
Michelle’s Maverick
Tracy’s Brantley
Renee’s Milo
Alissa’s Hoss

We couldn’t let National Dog Day pass without showing off our four-legged favorites!

The Founding Fathers weren’t just building a country. They were also navigating debt, inflation, investing, and financia...
08/21/2026

The Founding Fathers weren’t just building a country. They were also navigating debt, inflation, investing, and financial risk. Here’s what we can still learn from them today.

💸 Watch the small leaks: Ben Franklin warned that even small expenses can add up. That still applies to subscriptions, impulse buys, and other everyday spending.

🌾 Diversify: George Washington expanded Mount Vernon beyond to***co into crops and other ventures, creating more varied sources of income.

📚 Invest in knowledge first: Understand what you’re buying before you invest, whether it’s crypto, private investments, or the latest “can’t miss” opportunity.

See six timeless money lessons inspired by America’s founders:

Address

108 Montgomery Street
Rhinebeck, NY
12572

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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