Nest Financial

10/06/2026

𝐓𝐡𝐫𝐞𝐞 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 "𝐫𝐮𝐥𝐞𝐬" 𝐭𝐡𝐚𝐭 𝐚𝐫𝐞 𝐚𝐜𝐭𝐮𝐚𝐥𝐥𝐲 𝐤𝐞𝐞𝐩𝐢𝐧𝐠 𝐲𝐨𝐮 𝐬𝐭𝐮𝐜𝐤 𝐢𝐧 𝟐𝟎𝟐𝟔.

Most conventional money advice was built for a completely different economy and audience. Sticking to outdated rules can end up costing you tens of thousands of dollars in missed growth over your career.

𝐌𝐲𝐭𝐡 #𝟏: "𝐀𝐯𝐨𝐢𝐝 𝐝𝐞𝐛𝐭 𝐚𝐭 𝐀𝐋𝐋 𝐜𝐨𝐬𝐭𝐬."
𝐌𝐨𝐝𝐞𝐫𝐧 𝐑𝐞𝐚𝐥𝐢𝐭𝐲: High-interest credit card debt is a trap—no argument there. But low-interest leverage, like strategic financing, can free up cash flow to invest where it grows faster.

𝐌𝐲𝐭𝐡 #𝟐: "𝐏𝐚𝐲 𝐨𝐟𝐟 𝐲𝐨𝐮𝐫 𝐦𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐚𝐬 𝐟𝐚𝐬𝐭 𝐚𝐬 𝐡𝐮𝐦𝐚𝐧𝐥𝐲 𝐩𝐨𝐬𝐬𝐢𝐛𝐥𝐞."
𝐌𝐨𝐝𝐞𝐫𝐧 𝐑𝐞𝐚𝐥𝐢𝐭𝐲: Pumping every extra dollar into a 3% or 4% mortgage locks up liquidity. Balancing early payoff with market investments often yields a significantly higher net worth over time.

𝐌𝐲𝐭𝐡 #𝟑: "𝐖𝐚𝐢𝐭 𝐮𝐧𝐭𝐢𝐥 𝐲𝐨𝐮 𝐡𝐚𝐯𝐞 "𝐞𝐧𝐨𝐮𝐠𝐡 𝐦𝐨𝐧𝐞𝐲" 𝐛𝐞𝐟𝐨𝐫𝐞 𝐬𝐭𝐚𝐫𝐭𝐢𝐧𝐠 𝐭𝐨 𝐢𝐧𝐯𝐞𝐬𝐭."
𝐌𝐨𝐝𝐞𝐫𝐧 𝐑𝐞𝐚𝐥𝐢𝐭𝐲: Time in the market beats timing the market. Waiting for the "perfect" salary or chunk of cash means missing out on the single most powerful wealth generator: 𝐜𝐨𝐦𝐩𝐨𝐮𝐧𝐝 𝐢𝐧𝐭𝐞𝐫𝐞𝐬𝐭.

Contact us today to learn more: www.investwithnest.com/just-ask-josh/

10/01/2026

Ever feel like you’re walking into a financial conversation where everyone speaks a secret language you were never taught?

That’s money imposter syndrome—and it’s extremely common among first-generation professionals.

When you didn't grow up discussing stock portfolios or estate planning at the dinner table, financial topics can feel intimidating or exclusive. But here’s the truth: financial literacy isn't an innate talent; it’s just a skill.

You belong in these spaces, and you have every right to build, protect, and pass down assets. Our mission at Nest Financial is to break down the barrier of financial jargon so you can make informed decisions with total confidence.

Learn more today: www.investwithnest.com/just-ask-josh/

09/29/2026

Most financial stress doesn’t come from income.

It comes from uncertainty. You are not alone. We meet with people everyday with the same questions and doubts.

Not knowing:
Where things stand.
What to do next.
If you’re on track.

Clarity changes that…and it’s the first step.
Talk to us today: www.investwithnest.com/just-ask-josh/

09/24/2026

𝐍𝐚𝐯𝐢𝐠𝐚𝐭𝐢𝐧𝐠 𝐎𝐩𝐞𝐧 𝐄𝐧𝐫𝐨𝐥𝐥𝐦𝐞𝐧𝐭: 𝐇𝐒𝐀 𝐯𝐬. 𝐅𝐒𝐀

If open enrollment options feel overwhelming, you're definitely not alone. Most people find health benefits confusing, but getting clarity on a few key choices can put real money back in your pocket!

Today, we're breaking down two popular options: the 𝐇𝐞𝐚𝐥𝐭𝐡 𝐒𝐚𝐯𝐢𝐧𝐠𝐬 𝐀𝐜𝐜𝐨𝐮𝐧𝐭 (𝐇𝐒𝐀) and the 𝐅𝐥𝐞𝐱𝐢𝐛𝐥𝐞 𝐒𝐩𝐞𝐧𝐝𝐢𝐧𝐠 𝐀𝐜𝐜𝐨𝐮𝐧𝐭 (𝐅𝐒𝐀). Both help you save pre-tax dollars on healthcare, but they work quite differently.

Preparing for medical expenses sounds intimidating, but with the right plan it doesn’t have to be.

Contact us today to learn more: www.investwithnest.com/just-ask-josh/

09/22/2026

𝐀𝐬 𝐭𝐡𝐞 𝐋𝐞𝐚𝐯𝐞𝐬 𝐂𝐡𝐚𝐧𝐠𝐞, 𝐒𝐨 𝐃𝐨 𝐘𝐨𝐮𝐫 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐆𝐨𝐚𝐥𝐬

Autumn is all about transition, reflection, and setting yourself up for a comfortable season ahead. Fall is the perfect time to review your progress, adjust your strategy, and ensure your money is working as hard as you are.

Here are three simple moves to reset your finances this fall:
• 𝐀𝐮𝐝𝐢𝐭 𝐘𝐨𝐮𝐫 𝐐𝟒 𝐆𝐨𝐚𝐥𝐬: Check in on your year-end targets. Are your retirement contributions, high-yield savings goals, or debt-paydown plans on track?
• 𝐏𝐫𝐞𝐩𝐚𝐫𝐞 𝐟𝐨𝐫 𝐎𝐩𝐞𝐧 𝐄𝐧𝐫𝐨𝐥𝐥𝐦𝐞𝐧𝐭: Autumn brings benefit selections. Review your health insurance, retirement match options, and FSAs/HSAs to maximize your workplace benefits.
• 𝐁𝐮𝐢𝐥𝐝 𝐘𝐨𝐮𝐫 𝐋𝐞𝐠𝐚𝐜𝐲, 𝐍𝐨𝐭 𝐉𝐮𝐬𝐭 𝐒𝐚𝐯𝐢𝐧𝐠𝐬: Protect your assets. Ensure your estate plans, wills, or beneficiary designations are fully updated

Start planning today: www.investwithnest.com/just-ask-josh/

09/17/2026

When you’re creating a financial portfolio for the first time, transparency isn't optional—it’s essential. But not all financial professionals operate under the same standard.

A 𝐅𝐢𝐝𝐮𝐜𝐢𝐚𝐫𝐲 is legally and ethically bound to always act in your best interest.

𝐍𝐞𝐬𝐭 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 does that and more. We are here to build a partnership based off trust and understanding. We welcome you for who you are, not what you come from. You deserve the same knowledge and respect as everyone else, and we are here to honor that.

You worked hard to build your assets. Make sure the person helping you manage them is held to the highest standard.

Contact us today: www.investwithnest.com/just-ask-josh/

Simplifying investing, creating financial solutions, and preserving nest eggs for hard working Kansas City families and individuals.

09/15/2026

Is your emergency fund losing purchasing power?
Keeping cash in a traditional bank account feels safe, but high inflation means that cash is losing value over time.

A High-Yield Savings Account (HYSA) offers:
1. The exact same FDIC insurance protection as standard banks.
2. Liquid access to your emergency cash whenever you need it.
3. Significantly higher interest returns to keep pace with inflation.
If you haven't moved your emergency reserve to a high-yield option yet, today is a great day to make the switch.

Contact us today to learn more: www.investwithnest.com/just-ask-josh/

09/11/2026

Today on Patriot Day, we pause to honor and remember the 2,977 lives lost on September 11, 2001, as well as the unmatched bravery of our first responders and everyday heroes.

As flags fly at half-staff across the nation, we mark this National Day of Service and Remembrance by coming together, giving back to our communities, and carrying forward a spirit of unity and resilience.

We will never forget.

09/09/2026

There is now a small white bear sitting in our conference room.

It is there because of Dennis.

Dennis passed away in March. He was my longest-tenured client and had been with me through every stage of my career. He believed in me before Nest Financial existed. When I was deciding whether to build a firm of my own, Dennis was one of the people who encouraged me to take that step.

Dennis was also deeply connected to Camp Bartle and Mic-O-Say. Within Mic-O-Say, members choose a special name intended to reflect something about their character. Families often share a person, animal, or symbol across their names. For Dennis and his family, that symbol was a white bear.

After he died, I found this statue and placed it in our conference room as a way to remember him.

But the bear has come to represent something larger.

Over the years, we have had the privilege of knowing clients who are no longer with us. Each of them left behind stories, relationships, lessons, and people who loved them. They also became part of the story of Nest.

The white bear began as a tribute to Dennis. From now on, it will stand in remembrance of every Nest client we have had the honor to know and the sadness of losing.

They will remain part of this place.

Our mission is to simplify the intricacy of investments with financial solutions accessible to all.

09/07/2026

𝐇𝐚𝐩𝐩𝐲 𝐋𝐚𝐛𝐨𝐫 𝐃𝐚𝐲!

Today, we honor the hard work, dedication, and contributions of workers across every generation.

From the fields of agriculture, the depths of mining, to the factories of the industrial era, and today’s essential workforce, labor has shaped our world and built our communities.

Thank you to everyone whose hard work keeps us moving forward. Enjoy a safe and wonderful holiday!

www.investwithnest.com/just-ask-josh/