Caitlin Alcon, Financial Advisor, UBS Financial Services

05/25/2026

On this Memorial Day, we honor and remember the men and women who made the ultimate sacrifice in service to our country. Their courage and commitment will never be forgotten. Wishing you and your loved ones a safe and peaceful Memorial Day weekend!

05/21/2026

A reminder I share often: avoid clicking unexpected links, downloading attachments, or scanning QR codes from unsolicited messages—even when they appear urgent or "official." Improve your cybersecurity by following this checklist, and please reach out if you'd like help getting started.

morganstanley.com

05/10/2026

Happy Mother's Day! I want to take a moment to recognize and celebrate the mothers and mother figures across our communities. Today is a chance to pause and recognize everything these incredible women do—often quietly, consistently, and without asking for anything in return. Their patience, strength, and steady care given in a hundred small ways add up to something extraordinary!

05/06/2026

As Kelly begins his retirement, I wanted to take a moment to acquaint myself with those of you who may not yet know me, and reinforce my values to those who do.

With 25+ years of experience in the financial services industry, I am committed to maintaining the high level of service you rely on and building off of the great work that Kelly has done for you. At the heart of everything I do is a simple principle: trust is earned through action.

Here's how I strive to build and protect that trust in my relationship with you.

I Do What I Say – You'll always know what to expect. Whether it's a call, an email, or a next step in your plan, you can count on me to be reliable and proactive.

I Communicate Clearly – Financial decisions should never feel confusing. I take the time to explain your options in clear, understandable language. You'll never have to be in the dark or wondering what something means.

I Listen With Care – Each client is different. Your goals, concerns, and vision shape everything I do. I don't offer solutions until I truly understand what matters to you.

I Put Your Interests First – Every recommendation I make is guided by what is right for you, not just what is available or trending. My advice is tailored, transparent, and always aligned with your best interest. You'll always understand the "why" behind every recommendation.

I Build Relationships, Not Just Portfolios – I see my clients as people, not account numbers. This isn't just about managing your assets - it's about supporting your life. Whether you are celebrating a milestone or navigating something unexpected, I am here for you.

I'm Here For You – You won't need to chase me for updates or answers. My process is built around responsiveness and continuity. Whether it's market related or a life event, I am are accessible, responsive, and here for the long run.

Your trust is my most valuable asset, and I work to earn it every day.

You can also explore valuable resources anytime on my website, where you'll find insights, planning calculators, and ways to get in touch. https://advisor.morganstanley.com/caitlin.alcon

I welcome the opportunity to learn more about you and how I can be of service. Please don't hesitate to reach out with any questions or to set up a time to connect.

03/27/2026

The high-stakes buzzer-beaters of March are fun to watch, but the biggest bracket most families will ever fill out is the one that decides how to pay for college. As the college basketball postseason heats up, let it be your reminder that higher education can come with real, rising, multi-year costs (tuition, housing, meals, books, transportation—and the "surprise fees" nobody puts on a highlight reel).

Instead of waiting until senior year to "figure it out," start building your game plan now:

○ Know your numbers early: Compare sticker price vs. net price (what families actually pay after grants/scholarships), and don't forget non-tuition expenses.

○ Treat aid like a deadline-driven season: Key forms and requirements can shift year to year—especially with the ongoing modernization of the federal aid application process—so planning ahead reduces last-minute stress and missed opportunities.

○ Start saving sooner than you think you "need" to: Education savings accounts can offer tax advantages and flexibility, and even small, consistent contributions can add up over time.

○ Build a "full-court press" plan: Combine savings, realistic school lists, scholarships, grants, work-study, and a borrowing strategy that doesn't follow you long after graduation.

Fill out brackets for fun, but build a college-cost strategy on purpose. The earlier you plan, the more options you have when the final bill hits.

03/23/2026

Rethinking retirement spending: it may not be a straight line.

Many people plan for retirement as if expenses rise steadily year after year—but real life often looks different. Spending can shift across phases of retirement (early "go-go" years, mid "slow-go," and later "no-go"), with categories like travel and lifestyle typically changing over time, while healthcare and support needs may grow later.

A few planning takeaways:
• Build a flexible spending plan that can adapt by life stage—not just inflation.
• Stress-test your plan for higher early-retirement spending and later-life healthcare costs.
• Revisit assumptions regularly as priorities, markets and needs evolve.

If you're reviewing your retirement strategy, this perspective can help you model cash flows more realistically and plan with greater confidence.

Read more: https://www.morganstanley.com/articles/retirement-life-spending?ET_MID=noloc&ET_MID=nomsai&gv6=1e30223c-4b62-494a-8bc2-4c44ca072d67

03/16/2026

Your phone is a gateway to your personal and financial information. Here are three ways to keep your phone safe from bad actors.
https://livesocial.seismic.com/aKYaLE

02/27/2026

I am very proud to announce that I have been named to Morgan Stanley's prestigious Pacesetter's Club, an elite group of the Firm's Financial Advisors. I appreciate this recognition of my dedication in providing first-class service to my clients.