Fyooz Financial Planning

📌 When should parents actually start thinking about college?

Earlier than you think, and earlier than your high school will tell you.

In this clip, college expert Jonathan West with College Aid Pro | College Planning + Financial Aid breaks down why most families don’t start planning until the high school’s guidance office puts it on their radar (usually end of sophomore year or start of junior year). By then, you’re playing catch-up.

His advice: parents should start freshman or sophomore year. No need to get your teenager involved just yet. Let them enjoy high school. This is a “parents get ahead of it” strategy, not a “put pressure on your kid” strategy.

🎧 Full episode link in bio. We’re breaking down what high-earning families need to know before the first campus visit, with expert Jonathan West.

“We’re not gonna qualify,” the assumption that costs families thousands. 💰

Expert Jonathan West with College Aid Pro | What College Really Costs breaks down the difference between need-based aid and merit aid, and why so many parents rule themselves out before ever running the numbers.

Spoiler: it doesn’t matter which type of aid you get. It all reduces the bill the same way.

Full episode link in bio 🔗

Natalie is no good at listening 🤷🏽‍♀️

And shout out to you, Daryl 🫡

Don’t be THAT couple. “We’ll figure it out” is not a plan.

WOULD YOU RATHER: Buy a boat or pay for your kids’ college!? 🚤🎓

🚨 Paying for your kid’s college could actually hurt their grades... 📚 👀

A 2013 study found that students whose parents paid for college WITHOUT discussing responsibility had the lowest grades.

Luckily for us, there’s a fix. Clear communication = better outcomes. Which is why we made an episode about the conversations you should be having about your kid’s college education.

Should kids have “skin in the game” when it comes to college funding? Let us know below 👇

#̭parentingtips

What generation had it financially worse? We find that the real millennial money gap isn’t with boomers. It’s with each other.

Yes, student debt delayed homeownership, savings, and marriage in ways boomers never dealt with. But, asset growth and wage gains have helped millennials in ways past generations didn’t get.

The bigger story might be inside our own generation. Top-earning millennials are likely outpacing where top boomers were at our age. The bottom earners?

Possibly struggling more than their boomer counterparts ever did.

Full episode out now - Are We Worse Off Than Previous Generations? 🎧

You’re such a sap, Dan... and you’re right 💕. 🎙️

No one should feel trapped in a job, even if it means taking a pay cut to build a life that actually feels like yours.

🎧 Full episode out now: “Can You Afford a Pay Cut? Here’s How to Calculate It”

Link in bio 👆

Thinking about a job change that might come with a pay cut? You’re not alone. 🙋

The real answer lies in the details of how the rest of your finances are set up.

In this episode, we walk through a hypothetical example, Dan and Natalie (because we weren’t creative enough to come up with a different couple name), to show exactly how to calculate how much of a pay cut they can actually afford.

🎧 Full episode out now — link in bio!
📝 Blog out now on our website!

Overconfidence can lead to overly risky investment decisions. 💯

When is enough? What amount do you need to reach your financial goals? 🤨 Or did we already surpass that...?

New episode 🎤: Too Much of a Good Thing: Diversifying Out of a Single Stock Without a Massive Tax Bill