The Retirement Advantage, Inc. (TRA)

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The Retirement Advantage, Inc. (TRA) At TRA, we believe in a better retirement. When you choose us as your retirement administration part The Retirement Advantage, Inc.

(TRA) is a premier third party administrator that specializes in administration, consultation and compliance of retirement plans for small, privately held businesses nationwide. Currently we service more than 6,000 plan sponsors, 350,000 plan participants and have more than $6 billion in retirement assets under our administration. When you partner with TRA, you gain a trusted retirement plan expert. Our Vision: As an industry-leading retirement plan solutions provider, TRA will assist our plan advisors and plan sponsors in meeting their unique plan design goals, while building on our reputation for proactive plan consultation and exceptional customer service. Our Mission: It is the mission of TRA to assist in implementing and administering customized retirement plan solutions for small, privately held business owners and their employees that meet and exceed their retirement plan goals. Our friendly, knowledgeable and professional staff partners with best-in-class plan providers and plan advisors to ensure our plan sponsors receive the maximum benefit from our combined expertise, advanced resources and exceptional attention to detail.

Safe Harbor and Traditional 401(k) plans each offer unique advantages. Choosing between them requires evaluating workfor...
10/22/2026

Safe Harbor and Traditional 401(k) plans each offer unique advantages. Choosing between them requires evaluating workforce demographics, employer goals, and administrative priorities.

TRA can help determine which design may be the stronger fit. See more details about how plans are compared and what you need to know: https://hubs.ly/Q04zwK1G0

Cybersecurity Central - DOL Guideline #2: Conduct prudent annual risk assessments.The DOL's Employee Benefits Security ...
10/22/2026

Cybersecurity Central - DOL Guideline #2: Conduct prudent annual risk assessments.

The DOL's Employee Benefits Security Administration (EBSA) has issued twelve points for cybersecurity risk mitigation in the retirement industry. Follow along as we identify each of the guidelines, as well as what we do to align with them!

Addressing Guideline #2: TRA has a risk assessment program that identifies internal and external risks to the security, confidentiality, integrity, and availability of our information systems and data. The program’s processes and controls apply across all technology and information assets used for business or IT support purposes, including IT services provided by third parties.

Learn exactly how TRA conducts risk assessments! Click here: https://hubs.ly/Q04B2KYz0

"Diversify well and never over-bet on any one decision." - Ray DalioDalio's advice underscores the importance of prudent...
10/21/2026

"Diversify well and never over-bet on any one decision." - Ray Dalio

Dalio's advice underscores the importance of prudent retirement plan design. Successful retirement programs help participants avoid excessive concentration and encourage broadly diversified approaches to long-term savings. Employers who work with experienced retirement plan providers can offer investment lineups and plan structures designed to support participant success while helping reduce unnecessary risk.

Need to review what retirement plan option(s) might best-tailor to you and/or your clients' unique goals and objectives? Click Here: https://hubs.ly/Q04xyzHy0

Participation metrics can provide valuable insight into plan effectiveness. If participation is lagging, it may be time ...
10/20/2026

Participation metrics can provide valuable insight into plan effectiveness. If participation is lagging, it may be time for a closer look.

TRA can help identify plan features and administrative approaches that support engagement. Connect with us to explore: https://hubs.ly/Q04xTBMh0

when you partner with like Regional Plan Consultant, Jesse McLeod. Jesse has nearly 15 years experience with retirem...
10/20/2026

when you partner with like Regional Plan Consultant, Jesse McLeod. Jesse has nearly 15 years experience with retirement plan sales, design, and service. Today, he is responsible for creating successful partnerships through the marketing and distribution of TRA services to Financial Advisors, Retirement Plan Wholesalers, and Plan Sponsors to our Southwest territory of AZ, So. CA, CO, HI, NM, NV, and UT.

Have a question or need to get in touch with Jesse?
Scroll to the bottom of the following link, then complete the Request for Proposal section to submit your inquiry. https://hubs.ly/Q04zFlHD0

Is your client approaching age 50? This can be a good time to revisit their retirement plan strategy. Certain plan desig...
10/19/2026

Is your client approaching age 50? This can be a good time to revisit their retirement plan strategy. Certain plan designs may create additional opportunities for owners who are focused on accelerating retirement savings while maintaining compliance.

TRA can help evaluate plan design options and identify opportunities that align with your client's goals. Discover what's possible through our Plan Design expertise and reach out to us: https://hubs.ly/Q04zwLB30

Myth: Third-Party Administrators (TPAs) don’t assist with fiduciary responsibilities.Truth: A good TPA provides fiduciar...
10/19/2026

Myth: Third-Party Administrators (TPAs) don’t assist with fiduciary responsibilities.
Truth: A good TPA provides fiduciary support and guidance to help plan sponsors and/or advisors manage their responsibilities effectively and relieve administrative burdens associated with sponsoring a plan.

Learn more about the benefits of hiring TRA as a delegated 3(16) plan administrator, as well as which of our 3(16) service levels (Core or Enhanced) would best apply to your needs! Click here:
https://hubs.ly/Q04vXDFm0

Attention Advisors! Gain an edge in the Group 401(k) market with this FREE E-Book!Want to see how TRA helps you identify...
10/18/2026

Attention Advisors! Gain an edge in the Group 401(k) market with this FREE E-Book!

Want to see how TRA helps you identify where employer responsibilities shift, how to understand the plans, three steps to determine client suitability, and more? Download Here > https://hubs.ly/Q04Bq9YB0

ATTENTION ADVISORS - Partnering with a retirement TPA allows you to laser focus on investments and investment compliance...
10/18/2026

ATTENTION ADVISORS - Partnering with a retirement TPA allows you to laser focus on investments and investment compliance issues while the TPA assumes responsibility for plan design, plan compliance, accuracy, and working day-to-day with the plan sponsor on plan administration.

Click here to learn more about how TRA can make your life easier by relieving administrative burden and much, much more: https://hubs.ly/Q04Bq5LZ0

Catch up on last week's : QACA MatchIn a recent call with an advisor, the following was asked: “My client has sponsored...
10/17/2026

Catch up on last week's : QACA Match

In a recent call with an advisor, the following was asked: “My client has sponsored a Savings Incentive Match Plan for Employees (SIMPLE) IRA plan with a matching contribution and will be transitioning to a 401(k) plan with a qualified automatic contribution arrangement (QACA) for next year. Is it possible for the 401(k) plan to provide a QACA match formula that is like the SIMPLE IRA match formula to which employees have become accustomed (i.e., 100% of the first 3% of compensation deferred)?”

To view the highlights of the discussion, click here >
https://hubs.ly/Q04Bq4Zf0

Courtesy of Jenny Kiffmeyer, J.D - Retirement Learning Center

Address

600 S Nicolet Road, Suite B
Appleton, WI
54914

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

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