DM Tax & Financial Services

𝙄𝙍𝙎 𝙏𝙖𝙭 𝙀𝙭𝙩𝙚𝙣𝙨𝙞𝙤𝙣 𝘿𝙖𝙩𝙚𝙨 𝙛𝙤𝙧 𝙄𝙣𝙙𝙞𝙫𝙞𝙙𝙪𝙖𝙡𝙨 𝙖𝙣𝙙 𝘽𝙪𝙨𝙞𝙣𝙚𝙨𝙨𝙚𝙨:
𝘚𝘦𝘱𝘵𝘦𝘮𝘣𝘦𝘳 15, 2026 – 𝘋𝘶𝘦 𝘥𝘢𝘵𝘦 𝘧𝘰𝘳 𝘚-𝘊𝘰𝘳𝘱, 𝘗𝘢𝘳𝘵𝘯𝘦𝘳𝘴𝘩𝘪𝘱 𝘙𝘦𝘵𝘶𝘳𝘯 𝘦𝘹𝘵𝘦𝘯𝘴𝘪𝘰𝘯 𝘧𝘪𝘭𝘦𝘳𝘴
𝘖𝘤𝘵𝘰𝘣𝘦𝘳 15, 2026 – 𝘋𝘶𝘦 𝘥𝘢𝘵𝘦 𝘧𝘰𝘳 𝘐𝘯𝘥𝘪𝘷𝘪𝘥𝘶𝘢𝘭 𝘳𝘦𝘵𝘶𝘳𝘯 𝘢𝘯𝘥 𝘊-𝘊𝘰𝘳𝘱 𝘳𝘦𝘵𝘶𝘳𝘯 𝘦𝘹𝘵𝘦𝘯𝘴𝘪𝘰𝘯 𝘧𝘪𝘭𝘦𝘳𝘴

𝘐𝘧 𝘺𝘰𝘶 𝘧𝘪𝘭𝘦𝘥 𝘢 𝘵𝘢𝘹 𝘦𝘹𝘵𝘦𝘯𝘴𝘪𝘰𝘯 𝘦𝘢𝘳𝘭𝘪𝘦𝘳 𝘵𝘩𝘪𝘴 𝘺𝘦𝘢𝘳, 𝘪𝘵’𝘴 𝘵𝘪𝘮𝘦 𝘵𝘰 𝘧𝘪𝘭𝘦 𝘺𝘰𝘶𝘳 𝘳𝘦𝘵𝘶𝘳𝘯. 𝘔𝘪𝘴𝘴𝘪𝘯𝘨 𝘢 𝘵𝘢𝘹 𝘥𝘦𝘢𝘥𝘭𝘪𝘯𝘦 𝘪𝘴 𝘮𝘰𝘳𝘦 𝘵𝘩𝘢𝘯 𝘢𝘯 𝘢𝘥𝘮𝘪𝘯𝘪𝘴𝘵𝘳𝘢𝘵𝘪𝘷𝘦 𝘴𝘭𝘪𝘱. 𝘐𝘵 𝘱𝘶𝘵𝘴 𝘱𝘳𝘦𝘴𝘴𝘶𝘳𝘦 𝘰𝘯 𝘤𝘢𝘴𝘩 𝘧𝘭𝘰𝘸, 𝘤𝘳𝘦𝘢𝘵𝘦𝘴 𝘢𝘷𝘰𝘪𝘥𝘢𝘣𝘭𝘦 𝘱𝘦𝘯𝘢𝘭𝘵𝘪𝘦𝘴 𝘢𝘯𝘥 𝘴𝘦𝘯𝘥𝘴 𝘵𝘩𝘦 𝘸𝘳𝘰𝘯𝘨 𝘮𝘦𝘴𝘴𝘢𝘨𝘦 𝘵𝘰 𝘭𝘦𝘯𝘥𝘦𝘳𝘴 𝘢𝘯𝘥 𝘪𝘯𝘷𝘦𝘴𝘵𝘰𝘳𝘴. 𝘛𝘩𝘦 𝘐𝘙𝘚 𝘤𝘰𝘭𝘭𝘦𝘤𝘵𝘴 𝘣𝘪𝘭𝘭𝘪𝘰𝘯𝘴 𝘦𝘢𝘤𝘩 𝘺𝘦𝘢𝘳 𝘪𝘯 𝘱𝘦𝘯𝘢𝘭𝘵𝘪𝘦𝘴 𝘢𝘭𝘰𝘯𝘦. 𝘚𝘵𝘢𝘺𝘪𝘯𝘨 𝘤𝘶𝘳𝘳𝘦𝘯𝘵 𝘸𝘪𝘵𝘩 𝘺𝘰𝘶𝘳 𝘧𝘪𝘭𝘪𝘯𝘨 𝘢𝘯𝘥 𝘱𝘢𝘺𝘮𝘦𝘯𝘵 𝘰𝘣𝘭𝘪𝘨𝘢𝘵𝘪𝘰𝘯𝘴 𝘪𝘴 𝘰𝘯𝘦 𝘰𝘧 𝘵𝘩𝘦 𝘴𝘪𝘮𝘱𝘭𝘦𝘴𝘵 𝘸𝘢𝘺𝘴 𝘵𝘰 𝘮𝘢𝘪𝘯𝘵𝘢𝘪𝘯 𝘤𝘰𝘯𝘧𝘪𝘥𝘦𝘯𝘤𝘦 𝘪𝘯 𝘺𝘰𝘶𝘳 𝘧𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘰𝘱𝘦𝘳𝘢𝘵𝘪𝘰𝘯𝘴 𝘢𝘯𝘥 𝘬𝘦𝘦𝘱𝘪𝘯𝘨 𝘺𝘰𝘶𝘳 𝘧𝘪𝘯𝘢𝘯𝘤𝘦𝘴 𝘪𝘯 𝘤𝘰𝘯𝘵𝘳𝘰𝘭.

𝙆𝙚𝙮 𝙏𝙖𝙠𝙚𝙖𝙬𝙖𝙮𝙨-
𝘠𝘰𝘶𝘳 𝘦𝘹𝘵𝘦𝘯𝘴𝘪𝘰𝘯 𝘥𝘦𝘢𝘥𝘭𝘪𝘯𝘦, 𝘵𝘺𝘱𝘪𝘤𝘢𝘭𝘭𝘺 𝘚𝘦𝘱𝘵. 15 𝘰𝘳 𝘖𝘤𝘵. 15, 2026, 𝘥𝘦𝘱𝘦𝘯𝘥𝘪𝘯𝘨 𝘰𝘯 𝘦𝘯𝘵𝘪𝘵𝘺 𝘵𝘺𝘱𝘦 𝘪𝘴 𝘺𝘰𝘶𝘳 𝘧𝘪𝘯𝘢𝘭 𝘤𝘩𝘢𝘯𝘤𝘦 𝘵𝘰 𝘴𝘶𝘣𝘮𝘪𝘵 𝘺𝘰𝘶𝘳 𝘧𝘦𝘥𝘦𝘳𝘢𝘭 𝘵𝘢𝘹 𝘳𝘦𝘵𝘶𝘳𝘯 𝘸𝘩𝘪𝘭𝘦 𝘢𝘷𝘰𝘪𝘥𝘪𝘯𝘨 𝘧𝘢𝘪𝘭𝘶𝘳𝘦 𝘵𝘰 𝘧𝘪𝘭𝘦 𝘱𝘦𝘯𝘢𝘭𝘵𝘪𝘦𝘴. 𝘞𝘩𝘦𝘵𝘩𝘦𝘳 𝘺𝘰𝘶’𝘳𝘦 𝘧𝘪𝘭𝘪𝘯𝘨 𝘢𝘴 𝘢 𝘴𝘰𝘭𝘦 𝘱𝘳𝘰𝘱𝘳𝘪𝘦𝘵𝘰𝘳𝘴𝘩𝘪𝘱, 𝘱𝘢𝘳𝘵𝘯𝘦𝘳𝘴𝘩𝘪𝘱, 𝘚 𝘤𝘰𝘳𝘱𝘰𝘳𝘢𝘵𝘪𝘰𝘯, 𝘰𝘳 𝘊 𝘤𝘰𝘳𝘱𝘰𝘳𝘢𝘵𝘪𝘰𝘯, 𝘬𝘯𝘰𝘸𝘪𝘯𝘨 𝘺𝘰𝘶𝘳 𝘣𝘶𝘴𝘪𝘯𝘦𝘴𝘴 𝘵𝘢𝘹 𝘥𝘦𝘢𝘥𝘭𝘪𝘯𝘦𝘴 𝘢𝘯𝘥 𝘳𝘦𝘲𝘶𝘪𝘳𝘦𝘥 𝘵𝘢𝘹 𝘧𝘰𝘳𝘮𝘴 𝘸𝘪𝘭𝘭 𝘩𝘦𝘭𝘱 𝘺𝘰𝘶 𝘸𝘳𝘢𝘱 𝘶𝘱 𝘵𝘩𝘪𝘴 𝘵𝘢𝘹 𝘴𝘦𝘢𝘴𝘰𝘯 𝘸𝘪𝘵𝘩𝘰𝘶𝘵 𝘢𝘯𝘺 𝘢𝘥𝘥𝘦𝘥 𝘴𝘵𝘳𝘦𝘴𝘴. 𝘛𝘩𝘦 𝘮𝘰𝘴𝘵 𝘤𝘰𝘮𝘮𝘰𝘯 𝘮𝘪𝘴𝘤𝘰𝘯𝘤𝘦𝘱𝘵𝘪𝘰𝘯, 𝘦𝘹𝘵𝘦𝘯𝘴𝘪𝘰𝘯 𝘵𝘰 𝘧𝘪𝘭𝘦 𝘢 𝘵𝘢𝘹 𝘳𝘦𝘵𝘶𝘳𝘯 𝘥𝘰𝘦𝘴 𝘯𝘰𝘵 𝘨𝘪𝘷𝘦 𝘦𝘹𝘵𝘦𝘯𝘴𝘪𝘰𝘯 𝘵𝘰 𝘱𝘢𝘺. 𝘐𝘧 𝘺𝘰𝘶 𝘰𝘳 𝘺𝘰𝘶𝘳 𝘣𝘶𝘴𝘪𝘯𝘦𝘴𝘴 𝘰𝘸𝘦𝘴 𝘵𝘢𝘹𝘦𝘴, 𝘵𝘩𝘦 𝘥𝘶𝘦 𝘥𝘢𝘵𝘦 𝘵𝘰 𝘱𝘢𝘺 𝘪𝘴 𝘵𝘩𝘦 𝘰𝘳𝘪𝘨𝘪𝘯𝘢𝘭 𝘵𝘢𝘹 𝘧𝘪𝘭𝘪𝘯𝘨 𝘥𝘦𝘢𝘥𝘭𝘪𝘯𝘦 𝘰𝘧 𝘔𝘢𝘳𝘤𝘩 15 & 𝘈𝘱𝘳𝘪𝘭 15. 𝘐𝘯𝘵𝘦𝘳𝘦𝘴𝘵, 𝘭𝘢𝘵𝘦 𝘧𝘦𝘦𝘴 & 𝘱𝘦𝘯𝘢𝘭𝘵𝘪𝘦𝘴 𝘴𝘵𝘢𝘳𝘵𝘴 𝘢𝘤𝘤𝘳𝘶𝘪𝘯𝘨 𝘰𝘯 𝘢𝘯𝘺 𝘶𝘯𝘱𝘢𝘪𝘥 𝘣𝘢𝘭𝘢𝘯𝘤𝘦 𝘧𝘳𝘰𝘮 𝘵𝘩𝘦 𝘰𝘳𝘪𝘨𝘪𝘯𝘢𝘭 𝘥𝘶𝘦 𝘥𝘢𝘵𝘦. 𝘚𝘰 𝘧𝘪𝘭𝘪𝘯𝘨 𝘢𝘯 𝘦𝘹𝘵𝘦𝘯𝘴𝘪𝘰𝘯 𝘸𝘪𝘵𝘩𝘰𝘶𝘵 𝘱𝘢𝘺𝘪𝘯𝘨 𝘸𝘩𝘢𝘵 𝘺𝘰𝘶 𝘰𝘸𝘦 𝘫𝘶𝘴𝘵 𝘮𝘢𝘬𝘦𝘴 𝘵𝘩𝘦 𝘱𝘳𝘰𝘣𝘭𝘦𝘮 𝘣𝘪𝘨𝘨𝘦𝘳.

𝘿𝙈 𝙏𝙖𝙭 & 𝙁𝙞𝙣𝙖𝙣𝙘𝙞𝙖𝙡 𝙎𝙚𝙧𝙫𝙞𝙘𝙚𝙨 𝙘𝙖𝙣 𝙝𝙚𝙡𝙥 𝙮𝙤𝙪 𝙛𝙞𝙣𝙞𝙨𝙝 𝙮𝙤𝙪𝙧 𝙩𝙖𝙭 𝙛𝙞𝙡𝙞𝙣𝙜 𝙨𝙢𝙤𝙤𝙩𝙝𝙡𝙮 𝙖𝙣𝙙 𝙖𝙘𝙘𝙪𝙧𝙖𝙩𝙚𝙡𝙮.

𝐑𝐞𝐜𝐞𝐢𝐯𝐞𝐝 𝐚𝐧 𝐈𝐑𝐒 𝐋𝐞𝐭𝐭𝐞𝐫, 𝐍𝐨𝐭𝐢𝐜𝐞 𝐨𝐫 𝐚𝐧 𝐀𝐮𝐝𝐢𝐭?

𝘞𝘩𝘢𝘵 𝘵𝘰 𝘥𝘰 𝘯𝘦𝘹𝘵..
𝘙𝘦𝘤𝘦𝘪𝘷𝘪𝘯𝘨 𝘐𝘙𝘚 𝘭𝘦𝘵𝘵𝘦𝘳𝘴 𝘤𝘢𝘯 𝘣𝘦 𝘪𝘯𝘵𝘪𝘮𝘪𝘥𝘢𝘵𝘪𝘯𝘨, 𝘦𝘴𝘱𝘦𝘤𝘪𝘢𝘭𝘭𝘺 𝘪𝘧 𝘺𝘰𝘶'𝘳𝘦 𝘯𝘰𝘵 𝘴𝘶𝘳𝘦 𝘸𝘩𝘺 𝘵𝘩𝘦 𝘐𝘙𝘚 𝘪𝘴 𝘤𝘰𝘯𝘵𝘢𝘤𝘵𝘪𝘯𝘨 𝘺𝘰𝘶. 𝘠𝘰𝘶'𝘷𝘦 𝘧𝘪𝘭𝘦𝘥 𝘺𝘰𝘶𝘳 𝘵𝘢𝘹𝘦𝘴 𝘢𝘯𝘥 𝘸𝘰𝘶𝘭𝘥 𝘭𝘪𝘬𝘦 𝘵𝘰 𝘤𝘭𝘰𝘴𝘦 𝘵𝘩𝘢𝘵 𝘤𝘩𝘢𝘱𝘵𝘦𝘳, 𝘢𝘵 𝘭𝘦𝘢𝘴𝘵 𝘧𝘰𝘳 𝘢 𝘺𝘦𝘢𝘳.
𝘛𝘩𝘦𝘳𝘦 𝘢𝘳𝘦 𝘴𝘦𝘷𝘦𝘳𝘢𝘭 𝘵𝘩𝘪𝘯𝘨𝘴 𝘺𝘰𝘶 𝘤𝘢𝘯 𝘥𝘰 𝘪𝘧 𝘺𝘰𝘶 𝘳𝘦𝘤𝘦𝘪𝘷𝘦 𝘢 𝘯𝘰𝘵𝘪𝘤𝘦. 𝘙𝘦𝘷𝘪𝘦𝘸 𝘪𝘵 𝘤𝘢𝘳𝘦𝘧𝘶𝘭𝘭𝘺 𝘢𝘯𝘥 𝘬𝘦𝘦𝘱 𝘪𝘵 𝘧𝘰𝘳 𝘺𝘰𝘶𝘳 𝘳𝘦𝘤𝘰𝘳𝘥𝘴. 𝘐𝘧 𝘪𝘵 𝘢𝘴𝘬𝘴 𝘺𝘰𝘶 𝘵𝘰 𝘳𝘦𝘴𝘱𝘰𝘯𝘥, 𝘢𝘤𝘵 𝘣𝘺 𝘵𝘩𝘦 𝘥𝘶𝘦 𝘥𝘢𝘵𝘦. 𝘞𝘩𝘢𝘵 𝘵𝘰 𝘥𝘰 𝘥𝘦𝘱𝘦𝘯𝘥𝘴 𝘰𝘯 𝘺𝘰𝘶𝘳 𝘴𝘪𝘵𝘶𝘢𝘵𝘪𝘰𝘯.

𝘐𝘙𝘚 𝘮𝘢𝘺 𝘴𝘦𝘯𝘥 𝘺𝘰𝘶 𝘢 𝘯𝘰𝘵𝘪𝘤𝘦 𝘰𝘳 𝘭𝘦𝘵𝘵𝘦𝘳 𝘪𝘧:
* 𝘠𝘰𝘶 𝘩𝘢𝘷𝘦 𝘢 𝘣𝘢𝘭𝘢𝘯𝘤𝘦 𝘥𝘶𝘦
* 𝘠𝘰𝘶𝘳 𝘳𝘦𝘧𝘶𝘯𝘥 𝘩𝘢𝘴 𝘤𝘩𝘢𝘯𝘨𝘦𝘥
* IRS 𝘩𝘢𝘷𝘦 𝘢 𝘲𝘶𝘦𝘴𝘵𝘪𝘰𝘯 𝘢𝘣𝘰𝘶𝘵 𝘺𝘰𝘶𝘳 𝘳𝘦𝘵𝘶𝘳𝘯
* IRS 𝘯𝘦𝘦𝘥 𝘵𝘰 𝘷𝘦𝘳𝘪𝘧𝘺 𝘺𝘰𝘶𝘳 𝘪𝘥𝘦𝘯𝘵𝘪𝘵𝘺
* IRS 𝘤𝘩𝘢𝘯𝘨𝘦𝘥 𝘰𝘳 𝘤𝘰𝘳𝘳𝘦𝘤𝘵𝘦𝘥 𝘺𝘰𝘶𝘳 𝘳𝘦𝘵𝘶𝘳𝘯

IRS 𝘥𝘦𝘭𝘢𝘺𝘦𝘥 𝘪𝘯 𝘱𝘳𝘰𝘤𝘦𝘴𝘴𝘪𝘯𝘨 𝘺𝘰𝘶𝘳 𝘳𝘦𝘵𝘶𝘳𝘯.
𝘠𝘰𝘶 𝘨𝘦𝘯𝘦𝘳𝘢𝘭𝘭𝘺 𝘩𝘢𝘷𝘦 30 𝘥𝘢𝘺𝘴 𝘵𝘰 𝘳𝘦𝘴𝘱𝘰𝘯𝘥 𝘵𝘰 𝘢𝘯 𝘐𝘙𝘚 𝘯𝘰𝘵𝘪𝘤𝘦, 𝘴𝘰 𝘵𝘩𝘦𝘳𝘦'𝘴 𝘯𝘰 𝘳𝘦𝘢𝘴𝘰𝘯 𝘵𝘰 𝘪𝘨𝘯𝘰𝘳𝘦 𝘪𝘵. 𝘈𝘭𝘸𝘢𝘺𝘴 𝘤𝘩𝘦𝘤𝘬 𝘸𝘩𝘪𝘤𝘩 𝘵𝘢𝘹 𝘺𝘦𝘢𝘳 𝘵𝘩𝘦 𝘯𝘰𝘵𝘪𝘤𝘦 𝘳𝘦𝘭𝘢𝘵𝘦𝘴 𝘵𝘰. 𝘋𝘰 𝘯𝘰𝘵 𝘢𝘴𝘴𝘶𝘮𝘦 𝘵𝘩𝘢𝘵 𝘪𝘵 𝘳𝘦𝘭𝘢𝘵𝘦𝘴 𝘵𝘰 𝘺𝘰𝘶𝘳 𝘮𝘰𝘴𝘵 𝘳𝘦𝘤𝘦𝘯𝘵 𝘵𝘢𝘹 𝘳𝘦𝘵𝘶𝘳𝘯.

𝗜𝗳 𝘆𝗼𝘂 𝗮𝗴𝗿𝗲𝗲 𝘄𝗶𝘁𝗵 𝘁𝗵𝗲 𝗻𝗼𝘁𝗶𝗰𝗲 𝗼𝗿 𝗹𝗲𝘁𝘁𝗲𝗿
Take any requested action. You don’t need to reply unless we specifically ask you to.

𝗜𝗳 𝘆𝗼𝘂 𝗱𝗶𝘀𝗮𝗴𝗿𝗲𝗲
Follow the instructions in the notice to dispute what it says. Include information and copies of documents for us to review when we consider your dispute.

To guarantee your appeal rights, reply by the due date.

𝗜𝗳 𝘆𝗼𝘂 𝗵𝗮𝘃𝗲 𝗮𝗻 𝗮𝗺𝗼𝘂𝗻𝘁 𝗱𝘂𝗲
Even if you can’t pay the full amount you owe, pay by the due date. This can reduce interest and penalty charges.

𝗜𝗳 𝗜𝗥𝗦 𝗰𝗵𝗮𝗻𝗴𝗲𝗱 𝗼𝗿 𝗰𝗼𝗿𝗿𝗲𝗰𝘁𝗲𝗱 𝘆𝗼𝘂𝗿 𝘁𝗮𝘅 𝗿𝗲𝘁𝘂𝗿𝗻
Compare the information in the notice or letter with your return. If you agree, note the corrections on your personal copy of the tax return and keep it for your records.

You only need to take action if we ask for more information, if you have a balance due or if you disagree with the notice.

𝗜𝗳 𝘆𝗼𝘂 𝘀𝘂𝘀𝗽𝗲𝗰𝘁 𝗮 𝘀𝗰𝗮𝗺
If the letter doesn’t appear in your search or if it looks suspicious, call 800-829-1040. Follow the IRS representative’s instructions.

𝗧𝗵𝗲 𝗶𝗺𝗽𝗼𝗿𝘁𝗮𝗻𝘁 𝘁𝗵𝗶𝗻𝗴 𝗶𝘀 𝘁𝗼 𝗿𝗲𝘀𝗽𝗼𝗻𝗱—ignoring notices will get you nowhere and could result in additional penalties down the line.

𝙊𝙪𝙧 𝙩𝙚𝙖𝙢 𝙤𝙛 𝙋𝙧𝙤𝙛𝙚𝙨𝙨𝙞𝙤𝙣𝙖𝙡𝙨 𝙘𝙖𝙣 𝙝𝙚𝙡𝙥 𝙮𝙤𝙪 𝙧𝙚𝙨𝙤𝙡𝙫𝙚 𝙄𝙍𝙎 𝙞𝙨𝙨𝙪𝙚𝙨 𝙞𝙣 𝙖 𝙩𝙞𝙢𝙚𝙡𝙮 𝙢𝙖𝙣𝙣𝙚𝙧.

🌐 www.Dmtax-Financial.com
📧 [email protected]
📞 945-218-6099 / 469-390-9191
📍555 Republic dr, Ste 320 Plano TX 75074


** 𝐓𝐚𝐱𝐞𝐬 | 𝐏𝐚𝐲𝐫𝐨𝐥𝐥 | 𝐁𝐨𝐨𝐤𝐤𝐞𝐞𝐩𝐢𝐧𝐠 | 𝐒𝐚𝐥𝐞𝐬 𝐓𝐚𝐱 | 𝐋𝐋𝐂 𝐅𝐨𝐫𝐦𝐚𝐭𝐢𝐨𝐧 | 𝐈𝐓𝐈𝐍 | 𝐈𝐑𝐒 𝐍𝐨𝐭𝐢𝐜𝐞 | 𝐈𝐧𝐝𝐢𝐯𝐢𝐝𝐮𝐚𝐥 & 𝐁𝐮𝐬𝐢𝐧𝐞𝐬𝐬 𝐒𝐞𝐫𝐯𝐢𝐜𝐞𝐬 **

What is an HSA, and how does it work?

An HSA is a tax-advantaged account that can be used to pay for qualified medical expenses, including copays, prescriptions, dental care, contacts and eyeglasses, bandages, X-rays, and a lot more. It’s "tax-advantaged" because your contributions reduce your taxable income, and the money isn't taxed while it’s in the account—even if it earns interest or investment returns. As long as you use your HSA funds for qualified medical expenses, you won't owe taxes when you take money out of the account.

Even when you're changing jobs, your HSA belongs to you. You can usually continue contributing to it if you maintain HSA-eligible health insurance. This portability sets the HSA apart from the similarly structured flexible spending account (FSA) and other employer-sponsored savings accounts, such as the 401(k).So when you leave a job, you keep all of the money you've saved up in your HSA and can transfer into a new HSA or employer-sponsored HSA at your next job.

When you turn 65, you can take money out of your HSA tax-free to use as retirement income. You'll never be required to take any funds out of your HSA, unlike pre-tax 401(k)s and traditional IRAs, which require you start RMDs minimum withdrawals when you turn 73.

Pro Tip- Once you enroll in Medicare (typically at 65), you can no longer contribute to your HSA — including catch-up contributions — even if you’re still working. You can still spend existing funds, but no new money can go in.

𝙎𝙪𝙢𝙢𝙚𝙧 𝙎𝙥𝙚𝙘𝙞𝙖𝙡𝙨
𝙎𝙤 𝙢𝙖𝙣𝙮 𝙙𝙚𝙖𝙡𝙨, 𝙝𝙖𝙧𝙙 𝙩𝙤 𝙢𝙞𝙨𝙨..

Contact us:
🌐 www.Dmtax-Financial.com
📧 [email protected]
📞 945-218-6099 / 469-390-9191
📍555 Republic dr, Ste 320 Plano TX 75074

𝐍𝐨𝐰 𝐟𝐢𝐥𝐢𝐧𝐠- 𝐓𝐡𝐞 𝐀𝐧𝐧𝐮𝐚𝐥 𝐑𝐞𝐩𝐨𝐫𝐭

Contact us:
🌐 www.Dmtax-Financial.com
📧 [email protected]
📞 945-218-6099 / 469-390-9191
📍555 Republic dr, Ste 320 Plano TX 75074

** 𝐓𝐚𝐱𝐞𝐬 | 𝐏𝐚𝐲𝐫𝐨𝐥𝐥 | 𝐁𝐨𝐨𝐤𝐤𝐞𝐞𝐩𝐢𝐧𝐠 | 𝐒𝐚𝐥𝐞𝐬 𝐓𝐚𝐱 | 𝐋𝐋𝐂 𝐅𝐨𝐫𝐦𝐚𝐭𝐢𝐨𝐧 | 𝐈𝐓𝐈𝐍 | 𝐈𝐑𝐒 𝐍𝐨𝐭𝐢𝐜𝐞 | 𝐈𝐧𝐝𝐢𝐯𝐢𝐝𝐮𝐚𝐥 & 𝐁𝐮𝐬𝐢𝐧𝐞𝐬𝐬 𝐒𝐞𝐫𝐯𝐢𝐜𝐞𝐬 **

𝙈𝙖𝙣𝙖𝙜𝙞𝙣𝙜 𝙖 𝘽𝙪𝙨𝙞𝙣𝙚𝙨𝙨 𝙘𝙖𝙣 𝙗𝙚 𝙘𝙝𝙖𝙡𝙡𝙚𝙣𝙜𝙞𝙣𝙜! 𝙒𝙝𝙞𝙡𝙚 𝙮𝙤𝙪 𝙬𝙤𝙧𝙠 𝙤𝙣 𝙩𝙝𝙚 𝙛𝙧𝙤𝙣𝙩 𝙚𝙣𝙙 𝙤𝙛 𝙩𝙝𝙚 𝙘𝙤𝙢𝙥𝙖𝙣𝙮, 𝙬𝙚 𝙘𝙖𝙣 𝙩𝙖𝙠𝙚 𝙘𝙖𝙧𝙚 𝙤𝙛 𝙩𝙝𝙚 𝙗𝙖𝙘𝙠 𝙚𝙣𝙙.

🌐 www.Dmtax-Financial.com
📧 [email protected]
📞 945-218-6099 / 469-390-9191
📍555 Republic dr, Ste 320 Plano TX 75074