07/19/2026
Confession Time: Last Friday, I submitted my 110th Buzz Around Wayne County article. It’s hard to believe, but Article 109 was the first time my column received public criticism. Arguing in the comment section is pointless, but I do think clarifying the article’s point can be helpful to others.
People typically come to financial advisors in crisis. They have already been berated by their spouse, parents, closest friends, or internet bullies. Clients need to feel safe talking with me. By sharing about my own struggles with spending discipline in the article, I hoped it would bring some comfort for those who need help.
Yes, the critics’ concerns about affordability and taxes are valid, but we can’t solve these issues alone. I try to focus on things we can do, such as practicing the basic fundamentals of financial management.
Companies like Rocket Money, Chime, and Dave “bank” on the fact that most of us don’t practice basic fundamentals. Rocket Money’s current advertising campaign basically says we cannot remember our subscriptions, so they’ll just do it for us. Yes, there are situations where these services are needed. My job is to help you avoid those situations.
Luke 16:10 says, “One who is faithful in a very little is also faithful in much, and one who is dishonest in a very little is also dishonest in much.”
Regardless of the size of our bank accounts, we can always work on improving our financial management skills. Practicing good habits now can help you later.
