Peterson Bookkeeping & Advisory

10/06/2026

Not sure how your books look?

Get a free QuickBooks checkup in about 90 seconds. See your score and what needs attention, with no cost and no obligation.

Get my free checkup: https://bookshealth.petersonbka.com/

One-time look. Your QuickBooks connection ends when the checkup is done.

10/06/2026

Quick question: if revenue dropped 30% next month, could your business still cover payroll and rent? 😬

That's exactly what a cash reserve is for. Even setting aside 2-5% of revenue each month in a separate account builds a real cushion faster than you'd think.

Build it before you need it, not during the scramble.

https://petersonbka.com

Accurate, tailored bookkeeping and fractional CFO advisory for small businesses across Greater Phoenix and nationwide. We handle the numbers so you can focus on your business.

10/01/2026

Cash or accrual — does it actually matter for your business? 🤔

Cash basis records money when it actually moves — you get paid, you record income; you pay a bill, you record the expense. Simple, but it can make a slow month look worse (or a good month look better) than your business really is.

Accrual basis records income and expenses when they're earned or incurred, regardless of when cash moves. It's a more accurate picture of profitability, especially if you invoice clients or carry inventory.

Most small businesses start on cash basis because it's simpler — but if you're making decisions off your P&L, it's worth knowing which one you're looking at.

Not sure which one fits your business? Let's talk. https://petersonbka.com

Accurate, tailored bookkeeping and fractional CFO advisory for small businesses across Greater Phoenix and nationwide. We handle the numbers so you can focus on your business.

09/29/2026

Tech Spotlight: Ramp 💳

We recommend Ramp to a lot of our clients who want cleaner expense tracking without the reimbursement headaches. No personal guarantee needed for the card, and every transaction syncs straight into QuickBooks or Xero.

Less time chasing receipts, more time running your business.

Curious if it's a fit for you? https://petersonbka.com

Accurate, tailored bookkeeping and fractional CFO advisory for small businesses across Greater Phoenix and nationwide. We handle the numbers so you can focus on your business.

09/24/2026

What surprised you most about running the financial side of your business in year one? 🤔

Was it how much you'd spend on things you didn't expect? How confusing taxes were? How much time bookkeeping actually takes?

Tell us below — we love hearing what nobody warns new business owners about. 😄

09/22/2026

Classifying a worker as an independent contractor when they're legally an employee is one of the most expensive bookkeeping mistakes a small business can make.

The IRS and the Department of Labor don't just look at what you call someone — they look at how much control you have over their schedule, tools, and how the work gets done. Get it wrong and you could owe back payroll taxes, penalties, and benefits you didn't budget for.

If you've got someone doing recurring, structured work under your direction, it might be time to double check their classification.

Not sure where you stand? We can help you sort it out. https://petersonbka.com

Accurate, tailored bookkeeping and fractional CFO advisory for small businesses across Greater Phoenix and nationwide. We handle the numbers so you can focus on your business.

09/15/2026

📅 Today's the day: Q3 estimated tax payments are due.

If you haven't sent yours in yet, don't wait until tonight — get it submitted today to avoid late penalties.

Need help double-checking your number for Q4? We're here. https://petersonbka.com

Accurate, tailored bookkeeping and fractional CFO advisory for small businesses across Greater Phoenix and nationwide. We handle the numbers so you can focus on your business.

09/10/2026

Quick tip: you don't need an accounting degree to get real value from your P&L. 📊

Skip the bottom line for a second and check: is revenue trending up or down? Is your gross margin healthy? Are expenses growing faster than revenue?

Those three questions tell you more about your business than the "profit" number alone ever will.

https://petersonbka.com

Accurate, tailored bookkeeping and fractional CFO advisory for small businesses across Greater Phoenix and nationwide. We handle the numbers so you can focus on your business.

09/03/2026

Tech Spotlight: Kick 📒

We're keeping an eye on Kick (kick.co) — a modern bookkeeping platform that categorizes transactions in real time and flags commonly missed deductions (home office, vehicle, and more) automatically.

Less waiting until month-end to know where you stand.

Want to know if it's a fit for your business? https://petersonbka.com

Accurate, tailored bookkeeping and fractional CFO advisory for small businesses across Greater Phoenix and nationwide. We handle the numbers so you can focus on your business.

09/01/2026

Quick truth: if you're only reconciling your books once a year (hi, tax season), you're making business decisions on numbers that might already be wrong.

Monthly reconciliation catches bank errors, duplicate charges, and missed transactions while they're still small — not six months later when they've already thrown off your numbers.

It's a quick habit that pays for itself. 📊

https://petersonbka.com

Accurate, tailored bookkeeping and fractional CFO advisory for small businesses across Greater Phoenix and nationwide. We handle the numbers so you can focus on your business.