Phillips Financial Management

The Stock Market Has a 10% Chance of a 30% Crash in 2026. Here’s What Could Cause It. A pocket of the market sees the risk of a steep S&P 500 decline in 2026.

GenAI Feels Familiar — Because It's the Internet Boom All Over Again Today's GenAI boom mirrors the early internet era, but brands will only succeed by adapting to some new search dynamics.

Inflation Worries Keep the Fed on Alert. Could This Mean No More Interest Rate Cuts Anytime Soon? Inflation pressures are likely to persist in early 2026 owing to tariffs, Federal Reserve Chair Jerome Powell said after yesterday’s meeting of the central bank's policy committee. While the Federal Reserve cut its benchmark interest rate this week, it will be closely watching for the impact from ...

People May Be Less Vulnerable to Phishing Scams When Using Mobile Phones A recent study suggests people are more risk-avoidant when using their phones, so they tend to avoid clicking on links altogether.

Survey Reveals Why Many Singles Fear They Might Never Retire Retirement is expensive, especially when you do it alone.

Cracking down on VPNs would see Western countries head down slippery slope of internet censorship Many authoritarian countries have already adopted Chinese-style online controls and democracies are heading in a similar direction.

7 Hidden Sources of Free Money Most People Forget To Claim Here's how to make the most of your employer benefits, credit card rewards, and claim available tax credits for some extra funds this time of year.

Graduate Students Face Reduced Federal Loan Access. Here Are Other Financing Options Starting next school year, graduate students will no longer have access to a key federal loan program to help them pay for their education, and many will need to find other options to finance their graduate degrees.

10 Subtle Signs That You Are Ready to Retire Too often, we expect clear indications that it is time to leave the workplace. But maybe we’re looking for the wrong things.

The AI Bubble That Isn’t There The AI bubble doesn’t reflect reality. However, energy, economics and new infrastructure, not hype, are reshaping the cost and machinery of intelligence.

How to Turn the Bureaucratic Grind of Life into a Party We all feel it: the growing stream of administrative tasks sapping our time, spirits and social lives. Admin Night represents a tiny, nerdy resistance.

Sudden Wealth Before you go on a spending spree with that extra money you just received, determine just how wealthy you are, and the effect on your financial goals..