Planning Capital

We are pleased to share some exciting news with you. If you are a client, you've already heard, but this may be news to some of our loyal social media followers.

As of today, December 13, 2024, Planning Capital Management will merge with Waverly Advisors, LLC, a Birmingham-based fee-only, registered investment adviser (RIA).

When Waverly looked to expand their footprint in the northeast, they sought an experienced partner to help lead the continued growth of their firm, so they reached out to us.

We quickly realized we had shared values, goals, and cultures. We were drawn to their team-based, collaborative approach that offers our clients access to an even greater depth of resources and expertise.

Our current team will remain intact, and we are all excited to become members of Waverly’s 180+ person team with offices in Alabama, Colorado, Florida, Georgia, Illinois, Indiana, Mississippi, North Carolina, and Texas.

As a part of the tech transition to Waverly’s systems, we will be phasing out our social media posts from the Planning Capital Management Facebook, Twitter (X), LinkedIn, and YouTube pages and channels. Please be sure to follow Waverly Advisors on Facebook and LinkedIn for more great wealth management content and updates about Waverly.

We have been honored to serve you over the years with our monthly content and Quarterly Conversation updates.

Sincerely,
The Planning Capital Team

Daniel B. Brady, CPA, MBA, CFP® │ Partner
Richard W. Bell, Jr., CKA® │ Partner
David A. Emery, MBA, CDFA®, CFP® │ Senior Financial Planner
Quinn S. Michel │ Paraplanner Associate
Jill M. Hofknecht │ Client Service Associate

Wishing you a very happy Thanksgiving from the Planning Capital team! May you enjoy the time with family and friends and remember that work-life balance is an important part of any healthy financial plan.

Where do you envision your legacy in 2025 and beyond? Consider your financial goals in light of the life you’re building—for yourself and for those you love.

The end of the year is a perfect time to revisit your financial strategy—ensuring it aligns seamlessly with your evolving goals, lifestyle, and legacy. Consider reaching out to our team for an end-of-the-year wealth checkup and see how your financial plan might evolve right along with you.

https://planningcapital.com/schedule-a-call/

Hoping to retire overseas? Learn more about the recently-ranked top five countries for retirees around the world, courtesy of Afar:

These Are the 5 Best Countries for Retiring Abroad Penthouse living at a fraction of the cost

Are you prone to holiday splurges? Here are a few thoughts to consider before making that luxury purchase at the end of the year.

Senior Financial Planner Dave Emery has years of experience helping clients with Retirement, Estate, College and Divorce Planning. He is well-equipped to answer your questions in any of these areas, with a compassionate and caring lens that makes Dave a valued member of the team.

Learn a little more about Dave and how he can help you:

https://planningcapital.com/our-team/david-a-emery-financial-planner/

Cybersecurity is important for small businesses, too, as the amount of cyber attacks increases. Please take a minute to read these helpful tips on how to stay prepared, courtesy of Inc.

3 Simple Ways Small Businesses Can Defend Against Cyberattacks Small companies are increasingly in hackers' crosshairs, but there are steps you can take to boost your security right away.

Our latest blog offers a thought-provoking worksheet with questions tailored to help you think about how the costs of your lifestyle align with your long-term retirement goals. Begin preparing for a retirement that not only meets your financial needs but also preserves the experiences and comforts you cherish.

https://planningcapital.com/lifestyle-expense-reflection-worksheet-preparing-for-retirement-with-your-current-lifestyle-in-mind/

Whichever way you vote, elections can cause high anxiety around your financial plan. Here are a few comforting statistics to help you keep the anxiety in check. And remember, your financial plan is all about the long-term! Elections come and go, a solid financial plan is forever.

The scariest thing you’ll see this season isn’t a ghost…