Logan Bennis, RJFS

Logan Bennis, RJFS I'm a Financial Advisor based in Palm Harbor, Florida. Connect for help navigating the world of money with confidence!

10/01/2026

Only 45% of young adults can cover 3 months of expenses 👀

If you're trying to get ahead financially, there are 3 goals that could seriously move the needle before 2027.

Most people skip at least one of them, and it ends up costing them more than they realize.

The second one involves money your employer may already be willing to give you, but a lot of people leave it on the table every single year.

And the third one is about building a system that works even when your motivation doesn't.

Logan Bennis is a financial advisor serving young professionals and small business owners.



Any opinions are those of Logan Bennis and not necessarily those of Raymond James. Expressions of opinion are as of this date and are subject to change without notice. Investing involves risk and you may incur a profit or loss regardless of strategy selected. Prior to making an investment decision, please consult with your financial advisor about your individual situation. Matching contributions from your employer may be subject to a vesting schedule. Please consult with your financial advisor for more information.

09/27/2026

Skipping your annual financial review is like skipping oil changes for 5 years 🚗

Most people wouldn't let their car go that long without a tune-up, but that's exactly what happens with financial plans.

After working with over 100 families, here's what I see go wrong when people skip their annual check-ins:

Outdated beneficiaries. One family never updated their accounts after having kids. A single review would have caught it before it became a costly problem.

Life moves faster than your plan. Promotions, new babies, a growing business, all of these change what you need from your savings strategy and insurance coverage.

The numbers don't lie. Only 1 in 4 people review their financial plan each year. The rest often discover they're either paying for coverage they don't need or dangerously underprotected when it finally matters.

The difference? When your car breaks down, you call a mechanic.

When your financial plan breaks, it can cost you years of progress.

Follow along to learn the money stuff nobody taught you. 💡

09/23/2026

Saving $30,000 a year for retirement sounds like a lot.

But is it actually enough?

That depends on what you’re trying to fund.

If you’re earning $250,000 today and want to maintain a similar lifestyle in retirement, picking an arbitrary savings percentage doesn’t tell you much.

I prefer to work backward.

Start with what you realistically expect to spend each year in retirement.

Then account for the income you expect to have, the assets you’ve already built, and the number of years you have left to save.

Now you can calculate what you actually need to be putting away today.

And there are two variables people often miss when doing this math that I cover in the video.

Because “I max out my 401(k)” and “I’m on track for the retirement I want” can be two very different things.

Logan Bennis is a financial advisor serving young professionals and small business owners.

09/19/2026

$100,000 you’ll need in two years shouldn’t necessarily be invested the same way as $100,000 you won’t touch for 20 years.

Same amount of money. Very different job.

This is something I pay close attention to when reviewing a portfolio.

Maybe you’re five years from retirement.

Maybe college tuition is coming sooner than you realize. Maybe you’re planning a home purchase or another large expense.

Or maybe a portion of your portfolio truly is money you won’t need for decades.

Those dollars shouldn’t automatically be treated the same.

Before focusing on what performed best last year or what you should buy next, get clear on when you’ll need the money and what you need it to accomplish.

Your timeline should have a say in how your money is invested.

Logan Bennis is a financial advisor serving young professionals and small business owners.

09/17/2026

Two big takeaways from spending the week at a Raymond James advisor conference:

1. I might officially be tired of hearing about AI 😂

AI is here to stay but I'd be lying if I said I wasn't excited to walk into a session that had nothing to do with AI.

2. I was reminded just how many resources we have available to help our clients.

That could mean helping a high-income family that's just starting to organize their financial life.

Or a business owner with a $50M business preparing for an exit who may need specialized help around the transaction, taxes, estate planning, and what comes next.

Two completely different situations.

It was a good reminder of the value of having the right resources and people to bring into the conversation as a client's situation gets more complex.

That was my biggest takeaway.

Now I just need a few days without hearing the words "artificial intelligence." 😂

09/15/2026

Half of Americans can't cover 3 months of bills 👀

If you've ever felt stuck trying to figure out where to start with your finances, you're not alone. It's one of the most common things young professionals and small business owners deal with.

The problem isn't motivation. It's not knowing which goal to tackle first.

Here's the truth: you don't need a complex financial plan to get started. You need to look at what your bank statements are actually telling you, and pick one small action from there.

Whether that's building a starter emergency fund or nudging your retirement contributions up by just a couple of percentage points, one consistent habit can change the entire trajectory of your financial life.

The biggest financial wins aren't from doing everything at once.

They're from building momentum with the right first move.

Logan Bennis is a financial advisor serving young professionals and small business owners.

"Most people don't have $500,000 saved."That's what someone commented on one of my videos + a not so nice word lolIt's t...
09/13/2026

"Most people don't have $500,000 saved."

That's what someone commented on one of my videos + a not so nice word lol

It's true but that's kind of why I make these videos.

Most people aren't sitting on $500k.

But $500,000 also doesn't usually show up all at once.

Here's roughly what you'd need to invest each month to reach $500,000 by age 60, starting from $0:

Age 20 → $201/month
Age 25 → $291/month
Age 30 → $426/month
Age 35 → $636/month
Age 40 → $974/month
Age 45 → $1,577/month
Age 50 → $2,889/month
Age 55 → $6,978/month

*Assuming a hypothetical 7% annual return, compounded monthly. Actual investment returns will vary.*

The point isn't that everyone can magically find an extra $191, $960, or $2,889 every month.

The point is that time matters. A lot.

Waiting until you "make enough money" to start investing can make the hill a whole lot steeper.

You don't need to already have $500,000 for personal finance content to matter.

Learning this stuff before you have $500,000 is kind of the whole point.

09/11/2026

You might be more exposed than you think 👀

Most people schedule annual checkups for their health but never do the same for their finances. That gap can lead to some costly surprises.

There are 3 areas in particular that quietly slip through the cracks:

Your emergency fund. If your life has changed at all in the last few years, your emergency fund may not reflect it. New dependents, a bigger business, a higher cost of living... the cushion that felt comfortable before may not be enough today.

Your insurance coverage. A policy you bought years ago was sized for a different version of your life. If your income, family, or assets have grown, you could be underinsured without realizing it.

Your beneficiary designations. This is the one that causes the most damage. An un-updated form after a marriage, divorce, or birth can legally direct
your assets to the wrong person, and fixing that after the fact falls to your family in the form of legal battles.

These are the kinds of things that seem fine until they aren't.

Logan Bennis is a financial advisor serving young professionals and small business owners.

We made the trip to Tallahassee to watch USF take on FSU.At the time, FSU was one of the biggest programs we had ever pl...
09/09/2026

We made the trip to Tallahassee to watch USF take on FSU.

At the time, FSU was one of the biggest programs we had ever played. Then our backup quarterback had to come into the game.

And somehow, we won.

That game has always stuck with me, but USF football goes back a lot further than that in my family.

My grandparents had season tickets and were at the first USF football game ever.

They started taking me to home games when I was around 1 or 2, and I went with them pretty much every season through my early high school years.

Looking back, I probably didn't realize how much those Saturdays would mean to me.

I just knew I loved USF football and loved going to the games with my family.

Now I get to step away from work on a Saturday, go to a game with the person I love, and enjoy the same thing my grandparents introduced me to more than 20 years ago.

Getting to keep that tradition going means a lot to me. 🤘

09/02/2026

Still not sure if an advisor is worth it? 👀

Here's something worth considering before you decide to go it alone.

Yes, there's more financial information available today than ever before. And yes, plenty of people manage their own money successfully.

But there's a difference between being able to do something and having the time and mental bandwidth to do it well, consistently, over decades.

Vanguard research points to advisors adding real value each year, through tax planning, portfolio discipline, and helping clients stay the course when markets get uncomfortable.

That last part matters more than most people realize.

Emotional decisions, selling at the wrong time, chasing performance, timing the market, are among the most common and costly mistakes investors make.

The right advisor takes that burden off your shoulders so you can stay focused on your career, your family, and the goals that actually matter to you.

Logan Bennis is a financial advisor serving young professionals and small business owners.

Address

2138 Alt 19, Suite D
Palm Harbor, FL
34683

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

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+17277842300

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