Legacy Loan Center

Legacy Loan Center Legacy Loan Center is not transactional, it’s intentional.

We position families, businesses, and investors with disciplined strategy, market insight, and structured lending designed to build generational wealth and enduring legacies.

Thinking of using your VA loan benefits? While a 0% down payment is a major perk, it is important to remember that it do...
10/07/2026

Thinking of using your VA loan benefits? While a 0% down payment is a major perk, it is important to remember that it doesn't always mean zero out-of-pocket expenses on closing day. You may still have upfront fees, prepaids, or other closing expenses to consider. Message me today and let's review the options that fit your situation!

For informational purposes only. VA eligibility, funding fees, closing costs, credits, terms, and qualifications vary by borrower, property, lender, and loan scenario. Subject to applicable VA and lender requirements. Not a commitment to lend.

L'Vaughn Kelly | NMLS #1972220
Loan Factory | NMLS #320841

Ready to make your move? Your mortgage team should be ready too! 🏡When you find the perfect home, a fast and responsive ...
10/06/2026

Ready to make your move? Your mortgage team should be ready too! 🏡

When you find the perfect home, a fast and responsive process makes all the difference. At Loan Factory, we combine advanced technology with dedicated support to keep your loan moving smoothly from application to closing.

Planning to buy soon? Send me a message today and let's get started! 💬

For informational purposes only. Closing timelines vary based on borrower circumstances, property, lender requirements, documentation, and other factors. Not a commitment to lend.



L'Vaughn Kelly | NMLS #1972220
Loan Factory | NMLS #320841

When shopping for a home loan, looking beyond just the interest rate is key to finding the right fit. 🏡 Things like loan...
10/05/2026

When shopping for a home loan, looking beyond just the interest rate is key to finding the right fit. 🏡 Things like loan terms, fees, and mortgage insurance all play a big role in your overall costs over time. Let's look at the big picture together to find the right option for your goals!

DM me today to review your options. 📩

For informational purposes only. Rates, fees, terms, programs, and eligibility vary by borrower, property, lender, and market conditions. Not a commitment to lend.



L'Vaughn Kelly | NMLS #1972220
Loan Factory | NMLS #320841

Thinking about tapping into your home's equity? 🏡Whether you want to fund a major home renovation, consolidate debt, or ...
10/02/2026

Thinking about tapping into your home's equity? 🏡

Whether you want to fund a major home renovation, consolidate debt, or tackle other financial goals, a home equity option could help you access the funds you need. Let's look at your options together to find the right path for your situation.

Send me a message today to get started!

For informational purposes only. Not all applicants qualify. Rates, terms, loan amounts, and program availability vary. Not a commitment to lend.



L'Vaughn Kelly | NMLS #1972220
Loan Factory | NMLS #320841

Shopping for a home loan? Don't settle for just a single offer. 🏡By exploring a broader lender network, you can compare ...
10/01/2026

Shopping for a home loan? Don't settle for just a single offer. 🏡

By exploring a broader lender network, you can compare different combinations of rates, fees, and loan structures tailored to your specific goals.

Message me today to compare your options and find the right path forward! 💬

For informational purposes only. Sample rate comparison is for illustration only. Rates, APRs, fees, terms, and program availability vary by borrower, property, lender, and market conditions. Not a commitment to lend.

L'Vaughn Kelly | NMLS #1972220
Loan Factory | NMLS #320841

When shopping for a home loan, looking beyond just the interest rate is key. 🏡 The right mortgage should fit your unique...
09/30/2026

When shopping for a home loan, looking beyond just the interest rate is key. 🏡 The right mortgage should fit your unique financial situation, long-term goals, and loan structure. Let's look at the big picture together to compare your options. Message me today to get started! 📩

For informational purposes only. Loan programs, requirements, rates, fees, and terms vary. Not all applicants qualify. Not a commitment to lend.

L'Vaughn Kelly | NMLS #1972220
Loan Factory | NMLS #320841

Thinking about buying a home soon? Starting the process early gives you the time you need to explore loan options, compa...
09/29/2026

Thinking about buying a home soon? Starting the process early gives you the time you need to explore loan options, compare costs, and organize your paperwork without the stress. Let's connect today to map out your timeline and get you moving in the right direction! Message me to get started.

For informational purposes only. Loan options, rates, terms, and eligibility vary by borrower and scenario. Not a commitment to lend.

L'Vaughn Kelly | NMLS #1972220
Loan Factory | NMLS #320841

🏡 Think taking the standard deduction means your mortgage interest doesn't matter? Not necessarily! Tax situations vary ...
09/28/2026

🏡 Think taking the standard deduction means your mortgage interest doesn't matter? Not necessarily! Tax situations vary based on your income, filing status, and other unique factors. If you are planning to buy a home and want to explore your financing options, send me a message today!

For informational purposes only. This is not tax advice. Please consult a qualified tax professional regarding your specific situation. Not a commitment to lend.

L'Vaughn Kelly | NMLS #1972220
Loan Factory | NMLS #320841

Getting approved is a great first step, but your true homebuying budget is about more than just a number on paper. 🏡Your...
09/24/2026

Getting approved is a great first step, but your true homebuying budget is about more than just a number on paper. 🏡

Your ideal payment should also account for your lifestyle, savings goals, and everyday expenses. A great mortgage plan fits your life, not just your approval limit!

Thinking about buying? Send me a message and let's map out your options together.

L'Vaughn Kelly | NMLS #1972220
Loan Factory | NMLS #320841

Thinking about buying a home? It is much easier when you have a clear plan. 🏡Start with the basics by reviewing your bud...
09/23/2026

Thinking about buying a home? It is much easier when you have a clear plan. 🏡

Start with the basics by reviewing your budget, checking your credit, and connecting with a loan officer to explore your options. You don't have to figure it all out alone!

Message me today, and let's take that first step together.

L'Vaughn Kelly | NMLS #1972220
Loan Factory | NMLS #320841

Address

1798 Agora Circle SE Suite 2
Palm Bay, FL
32909

Opening Hours

Monday 9am - 7pm
Tuesday 9am - 7pm
Wednesday 9am - 7pm
Thursday 9am - 7pm
Friday 9am - 7pm

Telephone

+13218050869

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