Opus: Advice First

Opus: Advice First A private wealth advisory practice of Ameriprise Financial Services, LLC

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If you needed help with everyday activities, who would step in? Long-term care planning can help you prepare for future ...
10/08/2026

If you needed help with everyday activities, who would step in? Long-term care planning can help you prepare for future care needs while helping protect the people you love. Message me to talk about how planning today can help protect tomorrow.

Long-term care costs can vary widely based on where you live, when you need care and the type of support you receive. Ma...
10/02/2026

Long-term care costs can vary widely based on where you live, when you need care and the type of support you receive. Many people are surprised by just how significant those costs can be. Having a plan in place means more choices and less financial stress when it matters most. Ready to feel more prepared for whatever tomorrow brings? Message me to start your long-term care plans today.

10/01/2026

Markets may react to the noise, but fundamentals and the math tell the real story. Stay diversified, stay selective, and always keep cash available for what matters most.
Watch Nancy Daoud's latest interview with Bloomberg Radio.

The views expressed here reflect the views of Nancy Daoud as of October 1, 2026. These views may change as market or other conditions change. Actual investments or investment decisions made by Ameriprise Financial and its affiliates, whether for its own account or on behalf of clients, will not necessarily reflect the views expressed. This information is not intended to provide investment advice and does not account for individual investor circumstances. Investment decisions should always be made based on an investor's specific financial needs, objectives, goals, time horizon and risk tolerance. Past performance does not guarantee future results and no forecast should be considered a guarantee either.
Ameriprise Financial cannot guarantee future financial results. Client experiences may vary.
There are risks associated with fixed-income investments, including credit risk, interest rate risk, and prepayment and extension risk. In general, bond prices rise when interest rates fall and vice versa. This effect is usually more pronounced for longer term securities.
Investment products are not insured by the FDIC, NCUA or any federal agency, are not deposits or obligations of, or guaranteed by any financial institution, and involve investment risks including possible loss of principal and fluctuation in value.
Securities offered by Ameriprise Financial Services, LLC. Member FINRA and SIPC.
© 2026 Ameriprise Financial, Inc. All rights reserved.

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09/30/2026

Why Staying Diversified May Be the Best Strategy for the Months Ahead.

The views expressed here reflect the views of Nancy Daoud as of September 30, 2026. These views may change as market or other conditions change. Actual investments or investment decisions made by Ameriprise Financial and its affiliates, whether for its own account or on behalf of clients, will not necessarily reflect the views expressed. This information is not intended to provide investment advice and does not account for individual investor circumstances. Investment decisions should always be made based on an investor's specific financial needs, objectives, goals, time horizon and risk tolerance. Past performance does not guarantee future results and no forecast should be considered a guarantee either.
Ameriprise Financial cannot guarantee future financial results. Client experiences may vary.
The Standard & Poor’s 500 Index (S&P 500® Index), an unmanaged index of common stocks, is frequently used as a general measure of market performance. The index reflects reinvestment of all distributions and changes in market prices but excludes brokerage commissions or other fees. It is not possible to invest directly in an index.
Investment products are not insured by the FDIC, NCUA or any federal agency, are not deposits or obligations of, or guaranteed by any financial institution, and involve investment risks including possible loss of principal and fluctuation in value.

Securities offered by Ameriprise Financial Services, LLC. Member FINRA and SIPC.
© 2026 Ameriprise Financial, Inc. All rights reserved.

9154312ACMR0926

A simple plan today can make a lasting difference tomorrow. Life insurance can help provide financial security for the p...
09/25/2026

A simple plan today can make a lasting difference tomorrow. Life insurance can help provide financial security for the people who matter most and help keep their future on track if the unexpected happens. Planning ahead is one way to protect what you’ve worked hard to build. Message me to start the conversation.

Your ability to earn an income is one of your most valuable assets. Employer-sponsored disability coverage may not repla...
09/21/2026

Your ability to earn an income is one of your most valuable assets. Employer-sponsored disability coverage may not replace your full earnings if you're unable to work. The good news is that options exist to help protect what you've worked hard to build. Send me a message if you'd like to learn how planning ahead can help.

What are you working toward? Whether it's retirement, a major milestone, or simply greater financial confidence, progres...
09/16/2026

What are you working toward? Whether it's retirement, a major milestone, or simply greater financial confidence, progress starts with staying focused on your goals.

Let's connect and review your progress.
https://bit.ly/4yCOE8N

Today marks the 25th anniversary of September 11, 2001. We pause to remember the lives lost, honor the courage of the fi...
09/11/2026

Today marks the 25th anniversary of September 11, 2001. We pause to remember the lives lost, honor the courage of the first responders and heroes who served, and reflect on the resilience and unity that carried our nation forward.

Always remembered. Never forgotten.

Today, we celebrate the hard work, dedication, and commitment that help build stronger families, businesses, and communi...
09/07/2026

Today, we celebrate the hard work, dedication, and commitment that help build stronger families, businesses, and communities every day.

Wishing you and your loved ones a happy, relaxing, and well-deserved Labor Day!

When it comes to retirement planning, time can be one of your most powerful assets. Solutions that help your money grow ...
09/03/2026

When it comes to retirement planning, time can be one of your most powerful assets. Solutions that help your money grow more efficiently over time may provide an added advantage as you work toward future goals. The right solutions can help you stay on track, so message me to start the conversation.

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