Benchmark Financial Group, LLC

Join Benchmark Financial Group for a practical, easy‑to‑follow session on how to determine the amount you’ll need to retire comfortably — and the factors that can shape your long‑term financial picture.

Save your spot today and take a confident step toward your future.

📅 Thursday, September 17, 12:00 pm | Zoom
🔗 Register at bfgkc.com/event/how-much-to-retire-comfortably to receive the meeting link
🎥 Can’t attend live? Register, and a recording will be sent to you after the event.

Being able to anticipate the numbers behind your future income can help retirement planning feel less overwhelming.

Our latest blog breaks down what really goes into determining how much you’ll need to retire comfortably, from income sources to lifestyle considerations.

Take a few minutes to explore the insights and start building clarity around your retirement goals in our latest blog post.

Benchmark Financial Group, LLC Specializing in Federal Retirement Planning

As you move closer to retirement, some of the most important changes are the ones that are easy to miss.

Your FEHB premium doesn’t increase — but the real cost does, because it’s paid after‑tax from your annuity. And if you want your spouse to keep FEHB coverage after you’re gone, that usually requires a survivor benefit election.

Understanding these small shifts helps you build a clearer, more confident retirement.

Want help reviewing how this fits into your plan? Reach out anytime.

Benchmark Financial Group’s complimentary webinar on what really lands in your bank account after retirement is almost here! If you’ve been meaning to sign up, there’s still time to save your seat. We’d love to have you join us!

🔗 Register to receive the meeting link: bfgkc.com/event/net-retirement-income

Thinking about retirement from federal service? Understanding your options early can make a big difference.

Our August 20 webinar will help you navigate the decisions that impact your financial future.

We’d love to have you join us.

📅 Wednesday, August 20, 12:00 pm | Zoom
🔗 Save your spot at bfgkc.com/event/net-retirement-income to receive the meeting link
🎥 Can’t attend live? Register, and a recording will be sent to you after the event.

What will your actual monthly income look like once you retire from federal service? Benchmark Financial Group’s new article helps you understand the factors that shape your take‑home pay so that you can plan with confidence.

Read the full breakdown here:
🔗 bfgkc.com/net-monthly-income-federal-retiree

As federal employees get closer to retirement, a few pension mistakes show up again and again. The good news? Most of them can be avoided with early planning.

Here are some of the most common issues:

• Not checking service records early
• Missing military deposits
• Confusion around survivor elections
• Retiring without comparing different date options
• Overlooking how taxes impact pension + TSP income
• Being surprised by first‑year income gaps (interim OPM payments)

A little preparation now can prevent big headaches later. Proactive planning makes all the difference. A consultation with Benchmark Financial Group can help you get started. Request yours at bfgkc.com/schedule-appointment.

If you’ve ever looked at your TSP options and wondered what all those letters mean, you’re not alone. Each TSP fund category plays a different role in your retirement strategy — from stability to growth to diversification.

We’re sharing a simple breakdown of the G, F, C, S, I, and L Funds to help you feel more confident about your choices. Smart planning starts with understanding your options.

G Fund: Principal Protection & Interest Stability
• Backed by U.S. Government
• Designed to preserve principal while earning interest
• Doesn’t experience market losses when markets are volatile or declining

F Fund: “Fixed-Income” or Bonds
• When interest rates fall → May experience gains resulting from rising bond prices
• Conservative compared to stock funds but not risk-free
• Interest rates rise – bond prices can decline
• Increases volatility

C Fund: Large U.S. Companies in the S&P 500
• Common Stock Index
• Tracks performance of large U.S. companies
• Historically has provided long-term growth
• Can experience swings

S Fund: Small or Mid-sized U.S. Companies, not in S&P 500
• May grow faster during expansions
• Tend to experience sharper declines
• Complements C Fund
• Used in conjunction with C Fund

I Fund: International Exposure
• Large & Mid-cap companies
• Diversification
• Currency fluctuations & Geopolitical risks → short-term volatility

Contact us to learn more!

(P.S. Join us for our upcoming webinar tomorrow where we’ll walk through practical strategies, common pitfalls, and the decisions that matter most for federal employees preparing for retirement. Register at https://bfgkc.com/event/what-to-do-with-tsp.)

You’ve worked hard to grow your TSP — but what happens next?

Our new article walks through your options and what to consider as you plan for retirement.

Take a look and feel confident about your next steps.

Read more: https://bfgkc.com/built-your-tsp-now-what/

Getting ready for retirement and not sure what to do with your TSP? You’re not alone — and we’re here to help.

Join our upcoming webinar, What To Do With TSP, where we’ll explain your options, answer common questions, and help you feel confident about your next steps.

📅 Wednesday, July 23 | Zoom
🔗 Save your spot at https://bfgkc.com/event/what-to-do-with-tsp/
🎥 Can’t attend live? Register and a recording will be sent to you after the event.