Women In Wealth

A bigger income can buy you a bigger lifestyle. But wealth should buy you something even more valuable: options.

The option to take time off. Walk away from the wrong opportunity. Invest when the right one appears. Change careers. Help your family. Build something new. Or simply decide you don’t want to keep running at the same pace forever.

Enjoy the beautiful things. Upgrade the life you worked hard for. ✨ Just make sure your lifestyle isn’t quietly claiming every future dollar before you’ve even earned it.

Because the ultimate luxury isn’t needing to maintain the machine.

It’s having choices.

We’re having more conversations like this every month inside the Talk Wealthy Substack: money, markets, business, culture and what it actually looks like to build a wealthy life.

Subscribe to Talk Wealthy and join us for the next Wealthy Report.

Fear gets expensive when it starts making financial decisions for you.

A scary headline. A market drop. Another conversation about inflation, interest rates, or what the economy might do next.

Being informed matters. But there’s a difference between paying attention and allowing fear to change a financial plan that was built for the long term.

Before you react, ask: Does this actually change something about my financial life—or does it just change how I feel today?

That pause can be incredibly valuable.

🎧 On this week’s episode of Talk Wealthy To Me, Michelle is breaking down how to separate economic noise from the information that actually deserves your attention—and the simple 3-step process she uses to do it.

Listen now wherever you get your podcasts. 💸

September issue energy. 💅📈

The September Wealthy Report is officially live, and we’re heading into the final stretch of the year with plenty to pay attention to.

This month, Michelle is breaking down what’s happening in the economy, what September could mean for your money, the tax conversations worth having before December, why business revenue doesn’t always translate into personal wealth, and a question we had to ask: has luxury gotten a little too luxury? 👀

Because building wealth isn’t just about earning more. It’s about making sure the money you’re creating is actually giving you more options, more ownership and more control over the life you’re building.

Income supports the life you have today. Wealth protects the choices you want tomorrow.

The September Wealthy Report is waiting for you on Talk Wealthy To Me on Substack. 🥂

Save this carousel for your September money check-in + send it to a woman who should be reading along with us.

Making more money is exciting. But the real question is: what is that money building for you?

More ownership? More flexibility? More time? More choices?

Because the goal isn’t to create a life that requires you to keep earning at the same pace forever. It’s to convert some of what you earn today into the assets, investments and financial security that give future-you options.

That’s the difference between a high income and lasting wealth.

Income supports the life you have today. Wealth protects the choices you want tomorrow. ✨

Making more money doesn’t automatically mean you’re building more wealth.

And THAT is where things can get sneaky.

Your income increases. Your lifestyle evolves with it. You upgrade the house, take better vacations, buy nicer things — all things you may very well be able to afford.

Meanwhile, the investment contribution you set up three promotions ago is still… exactly the same. 👀

The truth is, most of wealth-building isn’t particularly exciting. It’s increasing your contributions. Investing the windfalls. Staying diversified. Building ownership. Giving your money enough time to compound.

It’s quiet. It’s consistent. And most of it happens where nobody can see it.

So the next time your income increases, ask yourself:

How much of this raise belongs to Future Me?

Enjoy the money you’re making today AND make sure your wealth-building is growing alongside you.

Because the goal isn’t simply to earn more.

It’s to own more.

🎧 Catch the full conversation on Talk Wealthy To Me wherever you listen to podcasts.

You’re allowed to want nice things. Full stop. 👏🏼

Somewhere along the way, we started believing that every big purchase needed a financially responsible explanation attached to it.

The bag is an “investment piece.”
The remodel is an “investment in the house.”
The vacation is an “investment in the relationship.”

But sometimes… you just want the bag. And if it fits within your financial plan, that can be reason enough.

Being good with money doesn’t mean turning every dollar you spend into a wealth-building decision. It means knowing the difference between spending, owning and investing — and making sure the money whose job is to build your wealth is actually doing it.

Buy beautiful things. Enjoy your money. Build the life you’re working so hard for.

Just call it what it is. 😉

🎧 Michelle breaks down “investment laundering” and what actually qualifies as an investment on this week’s episode of Talk Wealthy To Me.

5K!!! 🥹🎉🥂

We officially hit 5,000 subscribers on YouTube, and we’re taking a minute to celebrate this one.

Because yes, watching that number hit 5K feels pretty freaking exciting. But what makes us even prouder is knowing more than 73% of the audience we’ve built is women.

The women we created Women in Wealth for are finding us.

They’re watching. They’re subscribing. They’re sharing these conversations. They’re learning more about their money, asking bigger questions, and becoming more intentional about the wealth they’re building.

And THAT is the milestone. 💸

To every single person who has watched an episode of Talk Wealthy To Me, shared a clip, sent an episode to a friend, left us a comment, or hit that subscribe button — thank you for being part of this community.

We have so much more coming.

Cheers to 5K, and to getting more women talking wealthy. 🥂✨