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Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 9am - 5pm Friday 9am - 5pm

CJ Campbell & Associates/CJC Wealth Management

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https://cjcwealth.com/, https://cjcwealth.com/wp-content/uploads/2026/05/Social-Media-Disclosure-CJC-Wealth.pdf

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CJ Campbell & Associates/CJC Wealth Management

Financial Services Redefined

10/07/2026

How does the FERS supplement interact with your Social Security claiming decision? Understanding the timing matters for your overall retirement plan.

10/06/2026

Filing early (age 62) vs. filing later (up to age 70) — what actually changes with your Social Security benefit.

10/05/2026

Claiming Social Security at 62, your full retirement age, or 70 creates different payment scenarios.

Your claiming age depends on your circumstances. Consult your financial advisor and the Social Security Administration website.

09/30/2026

Navigate the FEHB-to-Medicare decision at 65 — understand your options before you retire.

Your FEHB may continue into retirement. Coordinate it with Medicare Part B based on your health needs and costs. Consult your HR benefits office for enrollment rules.

09/29/2026

Retire earlier with MRA+10 — but know your pension reduction first.

MRA+10 allows certain FERS employees to retire early, but your pension will be subject to permanent reduction. Consult your HR benefits office for your specific reduction amount.

09/28/2026

Your FEHB coverage may continue into retirement — here's what depends on your eligibility.

FEHB continuation options vary based on your retirement status and eligibility. Consult your HR benefits office for your specific coverage options.

09/12/2026

Before you pick investments, understand your target. Target Retirement Income is the starting point for federal retirement planning.
Your Target Retirement Income is the annual amount you plan to use in retirement. Understanding this number helps inform decisions about your pension, Social Security, TSP, and overall withdrawal strategy. Consult a financial advisor to develop a comprehensive retirement income plan tailored to your situation.

09/11/2026

Your federal benefits include multiple layers of legacy decisions — and coordinating them is key to ensuring your wishes are carried out.

Legacy planning for federal employees involves TSP beneficiaries, FEGLI designations, survivor benefit elections, and account titling. Consult a financial advisor and estate attorney to coordinate these elements with your overall legacy plan.

09/10/2026

Your TSP beneficiary designation determines where your account balance goes — and outdated designations can create unintended outcomes.

Review your beneficiary forms periodically, especially after major life changes such as marriage, divorce, or birth of children. Consult a financial advisor or estate attorney about coordinating your TSP beneficiary with your overall estate plan.

09/09/2026

Planning to retire soon? Before you set your retirement date, ask yourself these five critical questions. From income goals and tax strategies to long-term care planning, we'll guide you through essential considerations that could shape your retirement security. Take time to plan today, so you can retire with confidence tomorrow.

Address

3470 Olney-Laytonsville Road, #277
Olney, MD
20832

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Telephone

+13017613880

Website

https://cjcwealth.com/,https://cjcwealth.com/wp-content/uploads/2026/05/Social-Media-Disclosure-CJC-Wealth.pdf

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