Rich Carmel, Financial Advisor

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Rich Carmel, Financial Advisor Preparing for that next step in life isn’t always easy. I am licensed to sell insurance in OH. Supervisory address: 3825 Edwards Rd.

My combination of experience, professionalism and access to a wide variety of products and services can help you meet your financial goals, estate strategies and insurance needs. Whether your goals include preparing for milestone life events like retirement or college, or whether you’re simply looking for life, disability income or long-term care insurance protection, I promise you a new level of attention, insight and capability. I am a registered representative of, and offer securities and investment advisory services through, MML Investors Services, LLC, Member SIPC (www.sipc.org). Suite 210 Cincinnati, OH 45209 513-579-8555

10/17/2026

As obesity rates rise, governments are moving beyond health advice to restrict junk-food marketing and sales—can tougher rules succeed where persuasion has fallen short?

According to a recent study, 88% of pre-retirees have thought about retirement income, but 50% lack an updated written p...
10/16/2026

According to a recent study, 88% of pre-retirees have thought about retirement income, but 50% lack an updated written plan and even fewer work with a financial advisor. Let’s meet and look over your retirement plan to make sure you’re prepared for what comes next.

https://bit.ly/47XviQs

10/16/2026

Same AI, different results: The edge comes from clear tasks, useful context, iteration — and human judgment, not pricier tools.

10/15/2026

Handing the financial reins to somebody else can teach you a lot about your blind spots.

The 4% rule is a basic rule-of-thumb when it comes to retirement, but how can we make it better? Let’s talk about your r...
10/15/2026

The 4% rule is a basic rule-of-thumb when it comes to retirement, but how can we make it better? Let’s talk about your retirement plan and how adding an annuity can help reduce your market risk.

Researchers compared four ways to turn a $1 million nest egg into retirement income, weighing lifetime payouts, liquidity, and money left for heirs and emergencies.

10/14/2026

Life insurance provides protection, specifically a death benefit that can help your loved ones cope with your loss. But one particular type — whole life insurance — can also serve as a versatile financial asset during your working years and into your retirement.

10/13/2026

The U.S. government is paying more to borrow than it has since 2002, but that doesn’t mean markets are sounding the alarm over U.S. debt levels yet, analysts say.

10/12/2026

The average 30-year, fixed-rate home loan rose to 7.28 percent, and more buyers are turning to adjustable-rate mortgages. How safe is an ARM? Here's what to know about the risks.

10/12/2026

Last week, Stocks rose as broad market gains and earnings optimism outweighed inflation concerns. Bonds also advanced, with Treasury yields easing modestly. Economic data was mixed, with a strong labor market offset by weaker consumer sentiment and persistent inflation pressures. Check out this week’s market perspective to learn more.

As we head toward year-end, many families are thinking about how they’d like to give back. Whether you’re supporting a f...
10/12/2026

As we head toward year-end, many families are thinking about how they’d like to give back. Whether you’re supporting a favorite charity or exploring new ways to make an impact, it may be worth considering how charitable giving can fit into your overall financial strategy. Let’s connect and discuss your goals.

Address

8833 Cincinnati Dayton Road
Olde West Chester, OH
45069

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

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