Peters & Chandler, PC

💡 Retirement planning starts before retirement.
The years leading up to retirement can be the right time to revisit savings, taxes, and long term goals.
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Financial strategy for pre-retirement - Peters and Chandler, P.C. CPA The years leading up to retirement are one of the most critical windows in financial planning, offering opportunities to maximize savings, reduce future tax burdens, and position your portfolio for what comes next. From Roth conversions and catch-up contributions to Social Security timing and health...

💼 Self employed and saving for retirement? Your deduction may be landing in the wrong place. A reporting mistake can impact taxes and planning opportunities.
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The retirement deduction mistake self-employed business owners keep making - Peters and Chandler, P.C. CPA If you are self-employed and contributing to a SEP IRA, SIMPLE IRA, or solo 401(k), you may be deducting your retirement contributions in the wrong place on your tax return without even knowing it. This common mistake doesn't just misplace a number; it can distort your self-employment tax calculatio...

🇺🇸 Flag Day is a good reminder that shared values still matter. Honoring the spirit of unity, service, and resilience that the flag represents today and every day.

💡 Are subscriptions and forgotten accounts draining your cash flow?
A quick financial check can uncover hidden costs, recover lost funds, and realign your systems. Start your spring reset today: https://bit.ly/4tMPRaV

Spring cleaning your home: turning physical clutter into financial return - Peters and Chandler, P.C. CPA Most households are sitting on more idle capital than they realize - it's just tied up in closets, garages, and storage rooms. This article reframes spring cleaning as a financial exercise, exploring how unused possessions carry real costs, how clutter limits flexibility, and how a focused declutter...

A new chapter begins for Kannon! 🎉
Today we celebrate Kannon’s last day and his exciting new opportunity as a Financial Advisor. We wish him the very best and have truly valued his time at P&C.

💡 SEP SIMPLE or Solo 401k Which actually fits your business
It is not about max contributions it is about employees flexibility and growth plans. Choose the plan that works now and later

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Which retirement plan is best for a self-employed owner: SEP, SIMPLE, or Solo 401(k)? - Peters and Chandler, P.C. CPA A practical guide to using a SEP IRA, SIMPLE IRA, or solo 401(k) strategically, covering contribution limits, deadlines, employee rules, tax planning, and when each plan makes the most sense.

🚀 Need innovation funding without giving up equity?
SBIR & STTR are back through 2031, billions available for R&D.

Read more https://bit.ly/3RyTxPX

Federal innovation grants for small businesses renewed through 2031 - Peters and Chandler, P.C. CPA The Small Business Innovation Research (SBIR) and Small Business Technology Transfer (STTR) programs have been reauthorized and extended through September 30, 2031. The reauthorization includes several notable changes, including higher funding ceilings, expanded agency participation, new foreign-ent...

⏳ Filed an extension? It is not a pause, it is a planning window.
Revisit payments, gather documents, and adjust your 2026 tax strategy now to avoid surprises later.

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Filed an extension? How to use the time between now and October 15th - Peters and Chandler, P.C. CPA Filing a tax extension buys you time, but only if you use it wisely. From revisiting your April payment estimate to gathering missing documents and staying on top of current-year obligations, the months between now and October 15th are a valuable planning window. Read on to learn how to make the mos...

💐 Celebrating the women who keep everything running
Happy Mother’s Day to the moms who lead, support, and inspire every day. Your impact never goes unnoticed.

⚠️ Unequal S corp distributions can trigger big tax risks
It is not just about timing. If payouts suggest unequal rights, your S status could be at risk.
Know the difference and plan ahead: https://bit.ly/41OPz7T

When unequal cash creates unequal risk: disproportionate distributions in S-corps - Peters and Chandler, P.C. CPA Disproportionate distributions in S corporations can trigger unintended tax consequences and even loss of S status. Learn where the risks arise and how strategic planning can preserve compliance while achieving unequal economic outcomes.