Focus Wealth Advisors, LLC, Registered Investment Advisor

Focus Wealth Advisors, LLC, Registered Investment Advisor Our objective at Focus Wealth Advisors, LLC, is to integrate the various aspects of financial planning through all stages of your life.

Financial Planning/Portfolio Management
Ric Bertsch CFP® President
Joseph Folis ChFC® APMA℠ Vice

"The investor’s chief problem—and even his worst enemy—is likely to be himself.”
—Benjamin Graham Each client's wealth management strategy is a customized one-of-a-kind plan. As Registered Investment Advisors we must adhere to the following practices:
1. Fiduciary Responsibility; we must act in the investor's best interest in all aspects of the financial relationship.

2. Full disclosure of all conflicts of interest prior to providing financial advice.

*Services not available in all states and jurisdictions.

**** 2027 PROJECTED TAX BRACKETS ****
09/21/2026

**** 2027 PROJECTED TAX BRACKETS ****

Bloomberg Tax's 2027 Projected U.S. Tax Rates give tax professionals early projections for tax brackets, deductions, and other key thresholds.

09/18/2026

---- N O T --- T R U E ----
**** 40% OF AMERICANS BELIEVER MEDICARE WILL PAY FOR LONG TERM CARE ****

Nearly 40% of middle-class Americans said they plan to use Medicare to cover their future long-term care expenses – even though Medicare doesn’t cover LTC. In addition, nearly a quarter of Americans haven’t even considered how they will pay for LTC, meaning that more than 60% of Americans are financially unprepared for health challenges as they age.

Those were among the highlights of the American Council of Life Insurers’ latest Financial Resilience Index.

"nearly 38% of people ages 18-34 have some form of medical debt. "
08/25/2026

"nearly 38% of people ages 18-34 have some form of medical debt. "

It only takes one unexpected injury or illness to derail your financial plans.

Your Homeowners or Renters Policy Was Written for a Resident, Not a Business Owner
08/25/2026

Your Homeowners or Renters Policy Was Written for a Resident, Not a Business Owner

You started a side hustle from home. Engaged in some gig work in the garage, merch-making from the basement, or another home-based enterprise? And around 19 million U.S. businesses operate out of the owners' homes.

It's not Your Mortgages Principal and Interest that Strains Your Budget It is Your Insurances and HOA Fees
08/18/2026

It's not Your Mortgages Principal and Interest that Strains Your Budget It is Your Insurances and HOA Fees

When insurance payments rival the mortgage: Inside the 2026 homeowners insurance squeeze. Homeownership seems to promise stability, with predictable monthly mortgage payments and protected assets. To learn more about how policyholders are handling this financial pressure, SoFi surveyed 520 homeowner...

https://news.linkedin.com/2026/linkedin-top-colleges-2026-the-50-best-colleges-for-long-term-career-success-in-the-us?ut...
08/11/2026

https://news.linkedin.com/2026/linkedin-top-colleges-2026-the-50-best-colleges-for-long-term-career-success-in-the-us?utm_source=join1440&utm_medium=email&utm_placement=newsletter&user_id=66c4c7b3600ae15075a6b099

LinkedIn released its second-annual Top Colleges ranking, recognizing the 50 U.S. schools whose graduates have gone on to achieve the strongest professional outcomes. For many students and families, choosing a college increasingly comes down to one question: which schools create the greatest opportu...

Married Student Loan Borrowers Face Pricey Penalty Under New Repayment Plan
08/10/2026

Married Student Loan Borrowers Face Pricey Penalty Under New Repayment Plan

08/03/2026

Before Selecting Check Out Your College and University's Financail Status at:

Overall Debt to Earnings Data List of Institutions (sorted by debt to earnings ratio) Institution State Sector Institution Sector State Average debt/Earnings ratio, highest interest rate (6.8%) Median debt Median earnings Martin University nfp4yr IN 25.77 $41,604 $17,200 Huntington Junior College fp...

08/03/2026

Before Selecting Check Out Your College and University's Financail Status at:

Overall Debt to Earnings Data List of Institutions (sorted by debt to earnings ratio) Institution State Sector Institution Sector State Average debt/Earnings ratio, highest interest rate (6.8%) Median debt Median earnings Martin University nfp4yr IN 25.77 $41,604 $17,200 Huntington Junior College fp...

"The agency said the national base beneficiary premium for Medicare Part D will be $41.33 next year. Annual increases in...
07/29/2026

"The agency said the national base beneficiary premium for Medicare Part D will be $41.33 next year. Annual increases in that premium remain capped ⁠at ​6% through 2029 under provisions of the ​Inflation Reduction Act.
CMS said it will release final 2027 Medicare Advantage and Part D premiums and ​plan details in September."

The Trump administration will end a subsidy program, meant to keep premiums stable for Medicare prescription ​drug plans, after 2026, the Centers for Medicare & Medicaid Services ‌said on Tuesday.

Address

P. O. Box 2067
Ocean City, NJ
08226

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 4pm
Friday 9am - 5pm

Website

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