The Debt Relief Company

DS Code on Credit Report: What the New Debt Settlement Flag Means https://zurl.co/mm3cQ

DS Code on Credit Report: What the New Debt Settlement Flag Means A new DS credit code will flag accounts in for-profit debt settlement programs starting in 2027. What it means for your credit, from an industry founder.

Stuck With a Roommate's Share of the Debt? Who's Liable & What to Do https://zurl.co/8rAVh

Stuck With a Roommate's Share of the Debt? Who's Liable & What to Do Debt relief CEO Adem Selita explains who's actually liable when a roommate leaves you with shared-bill or rent debt — joint vs. separate liability — how to resolve the debt that's yours, and how to recover from your roommate.

Credit Card Hardship Programs by Issuer: Chase, Amex, Citi & More https://zurl.co/B24IS

Credit Card Hardship Programs by Issuer: Chase, Amex, Citi & More Debt relief CEO Adem Selita breaks down what each major issuer's hardship program typically offers — Chase, Amex, Citi, Capital One, Bank of America, Discover — how to request it, whether it hurts your credit, and when it's the wrong tool.

Business Debt Relief for Small Business Owners: What Actually Works When You're Personally on the Hook https://zurl.co/YKbso

Business Debt Relief for Small Business Owners: What Actually Works Debt relief CEO Adem Selita sorts business debt into its four buckets — personally guaranteed cards, merchant cash advances, SBA loans, entity debt — and explains which ones can be settled, which need an attorney, and how owners get out.

Credit Card Debt and Incarceration: What Happens to Your Debt Inside, and How to Rebuild After Release https://zurl.co/5znst

Credit Card Debt After a Pay Cut or Reduced Hours: The Slow Bleed Nobody Calls a Crisis https://zurl.co/DbRiM

Credit Card Debt from Raising a Child With Special Needs: A Guide https://zurl.co/JlHwV

Credit Card Debt from Raising a Child With Special Needs: A Guide Debt relief CEO Adem Selita explains why raising a child with special needs drives credit card debt, the specialized benefits to claim first (SSI, Medicaid waivers, ABLE accounts), how to protect your child's benefit eligibility, and how to resolve the debt.

Credit Card Debt from a Serious Illness: Surviving the Income Shock https://zurl.co/161H7

Credit Card Debt from a Serious Illness: Surviving the Income Shock Debt relief CEO Adem Selita explains why serious illness drives credit card debt through lost income (not just medical bills), the benefits to claim first, and how to resolve the debt based on your recovery.

Do You Still Owe After a Car Repossession? Deficiency Balance Guide https://zurl.co/6Lgsk

Do You Still Owe After a Car Repossession? Deficiency Balance Guide Debt relief CEO Adem Selita explains the deficiency balance after a repossession, why you still owe thousands once the car is gone, your rights around the sale, and how to settle a deficiency — usually alongside credit card debt.

Credit Card Debt from Supporting Adult Children: Protect Your Retirement https://zurl.co/NC8eZ

Credit Card Debt from Supporting Adult Children: Protect Your Retirement Debt relief CEO Adem Selita explains how supporting adult children creates credit card debt, why it threatens your retirement, the helping-vs-enabling boundary, and how to resolve the debt without draining your savings.