Usman Malik - Northwestern Mutual

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Usman Malik - Northwestern Mutual Financial Advisor for UN Staff, Expats & Muslim Families | Former PM @ UN Pension Fund & Julius Bär

As a financial advisor, I help UN staff members, expats and Muslim families in the United States who are underserved by mainstream financial planning.

𝙒𝙝𝙤 𝙄 𝙃𝙚𝙡𝙥

• Staff members of the UN Secretariat, UNDP, UNFPA, UNICEF, as well as IMF and World Bank staff.

• Expats across the United States managing assets, insurance, and wealth across borders.

• South Asian, Middle Eastern, and African Muslim families seeking Shariah-compliant wealth planning and halal investment solutions.


𝙒𝙝𝙮 𝙄 𝙈𝙖𝙮 𝘽𝙚 𝘼𝙗𝙡𝙚 𝙩𝙤 𝙃𝙚𝙡𝙥 𝙔𝙤𝙪

• As a former UN staff member myself, I understand the challenges that UN staff members are facing and the difficult decisions you have to make in the current environment.

• I spent nearly a decade at the Investment Management Service (now the Office of Investment Management) of the United Nations Joint Staff Pension Fund (UNJSPF) in New York, helping manage the multi-billion global public equities portfolio, working with Representative of the Secretary-General (RSG) in consultation with the Investments Committee. I understand the UNJSPF having worked inside the organization and as a former participant in the pension fund.

• I understand the considerations that are important to cross-border families: assets held across multiple tax jurisdictions and in multiple currencies, foreign pensions and retirement accounts, treatment of non-citizen spouses for estate planning.

• I have helped mixed-nationality families with investment and retirement planning.

• I understand how repatriation or future relocation may impact residency and visa status as well as education planning for children.

• I have helped foreign nationals purchase life and disability insurance coverage while they are living in the United States.

• I understand the faith-based restrictions that affect financial decision-making for many Muslim families across the country.

• I understand the cultural dynamics that shape how Muslim families from South Asia, the Middle East and Africa think about money and wealth.

• I have helped Muslims purchase the closest equivalent to Takaful (Islamic) insurance in the United States to protect their families.

• I understand the importance for Muslims to avoid riba (interest), maysir (gambling), and gharar (extreme uncertainty), when making financial decisions.


𝙀𝙭𝙥𝙚𝙧𝙞𝙚𝙣𝙘𝙚 𝘼𝙘𝙧𝙤𝙨𝙨 5 𝘾𝙤𝙣𝙩𝙞𝙣𝙚𝙣𝙩𝙨

I have helped clients with ties to over 40 countries including Australia, Egypt, South Africa, India, Iran, Pakistan, Saudi Arabia, UAE, Jordan, Syria, Iran, Russia, Turkey, and the UK.

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During this holy month, may your faith be strengthened, your mind enlightened, and your soul purified.Warm wishes from o...
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During this holy month, may your faith be strengthened, your mind enlightened, and your soul purified.

Warm wishes from our team for a Ramadan filled with forgiveness, kindness, and abundant blessings!

Tri-Harbor Financial Group

Address

875 3rd Avenue Fl 23
New York, NY
10022

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Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

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