IWM Advisors, LLC

Family Office

We provide integrated personal and financial services for your family.

Many families want the seamless delivery of a broad range of wealth management and lifestyle services, without the burden and expense of running a family office.

Our “virtual” family office delivers a fully integrated suite of wealth management services.

IWM Advisors leverages internal expertise, technology and its extensive network of external resources to provide families with services in the following areas:

Financial Planning
Lending
Business Succession
Family Philanthropy
Liability Management
Investment Strategy
Wealth Transfer Planning
Family Continuity
Fiduciary Services
Lifestyle Enhancements
Information Management

In all cases, we act as your advocate: sourcing the best resources, negotiating fees, monitoring performance and providing you with timely reports.

Want to learn more? Contact me at:

Phone: 917-697-4156
Email: [email protected]

To schedule an appointment: www.TalkToFreedom.com

What is an Investment Valuation Model or IVM?

It is the basic mathematical technique of finance that calculates the value of an investment as the present value of all future cash flows expected to be generated by the investment.

Want to learn more? Contact me at:

Phone: 917-697-4156
Email: [email protected]

To schedule an appointment: www.TalkToFreedom.com

Wealth Transfer

Situation: A family owned a portfolio of assets. The majority of the assets were owned by the immediate family, but one block of assets was owned jointly by the family and their cousins. The family wished to buy out the interest of the cousins, and the cousins wished to exit under favorable tax treatment.

Action: We designed a strategy that gave the family 100% control of all the assets, and gave the cousins their proceeds without any capital gains tax. We also coordinated this work with an update of the family’s overall estate plan that significantly reduced their potential estate tax burden.

Want to learn more? Contact me at:

Phone: 917-697-4156
Email: [email protected]

To schedule an appointment: www.TalkToFreedom.com

How do you find a financial advisor?

To start, ask people like you if they can recommend a planner. If you have kids, ask a colleague who also has children. If you're single and just out of college, check with a friend in the same boat. If possible, you want to find a planner with successful experience advising clients in the same stage of life as you.

Want to learn more? Contact me at:

Phone: 917-697-4156
Email: [email protected]

To schedule an appointment: www.TalkToFreedom.com

Creating the right financial plan is a multi-step process: Personal Goals Statement. Our focus is helping you achieve both your financial and personal goals. We identify and prioritize your lifetime goals as a roadmap for all your wealth management decisions.

Financial Foundation Analysis. We prepare a “baseline” summary of all key personal financial items – Assets and Liabilities, Income and Expenses.

Cash Flow Modeling. We then develop goals-based projections and connect them to the management of your assets
Together, these three steps become your Comprehensive Financial Profile, incorporating your personal goals, net worth, lifestyle and cash flow needs.

Once the Profile is completed, we manage the plan on an active basis. We prepare a “to do” list of periodic items to be addressed and monitor them on an regular basis.

Want to learn more? Contact me at:

Phone: 917-697-4156
Email: [email protected]

To schedule an appointment: www.TalkToFreedom.com

We focus on helping successful individuals whose personal finances often take a back seat in their busy lives.

Our clients typically lead thriving personal and professional lives. However, their own personal planning often gets short shrift. We make sure that they don’t lose sight of their goals and the steps they need to take to reach them.

Want to learn more? Contact me at:

Phone: 917-697-4156
Email: [email protected]

To schedule an appointment: www.TalkToFreedom.com

Asset Management

We help ensure that your assets are properly managed to grow and protect your wealth.

Your Comprehensive Financial Profile provides the framework for making decisions about how best to invest and manage your assets.

We look at all aspects of your assets, including:

Investments. We complete a detailed review of your current investments, analyzing asset allocation, performance, risk and fees, We also assess how well your investments are aligned with your financial goals. Then we recommend appropriate improvements. Our services encompass selecting and monitoring money managers in all areas: stocks, bonds and alternative investments. We work with top-flight money managers to bring you the best solutions.
Insurance. We believe that insurance is an important asset, which needs to be managed as carefully as your investments. We analyze the amount and cost of your current insurance and evaluate the need for new or replacement insurance. We also ensure ownership and beneficiary notices are in order.
Fees and Taxes. Two of the biggest barriers to meeting your goals are paying too much in fees and taxes. We pinpoint the exact fees you are currently paying and identify ways to reduce them. We also look for ways to reduce both your income and estate taxes.

Want to learn more? Contact me at:

Phone: 917-697-4156
Email: [email protected]

To schedule an appointment: www.TalkToFreedom.com