Isaacs Financial Group Inc.

The golf term “mulligan,” meaning a free do-over shot, is believed to have originated in the 1920s with Canadian amateur golfer David Mulligan. After hitting a poor tee shot, he took a second attempt and called it a “correction shot,” prompting his friends to jokingly name the practice after him. (Source: Hideaway Golf)

Delaying Social Security reform could have negative effects on the bond market and the economy, new research shows.

Delaying Social Security reform raises risks for bond markets and the economy, research finds Social Security's trust fund that helps pay retirement benefits is projected to run out in late 2032. New research finds that may pose serious economic risks.

Many people assume the worst about the future of Social Security, and the concern is valid. But the full picture is more complicated than “it’s running out.”
This piece from Yahoo Finance breaks down what’s actually happening and what it could mean for your retirement:
https://yhoo.it/4x2XYlI
If it gets you thinking about your own situation, I’d love to connect about financial strategies to help you meet your retirement goals.

Inflation fatigue is real—and it goes deeper than the price of groceries. It’s the exhaustion that sets in when you’ve been managing rising costs for so long that even thinking about it feels like too much.
This piece from NerdWallet names what so many people are feeling right now, and offers some realistic ways to make things a little easier:
https://bit.ly/4bFOMeH
If it resonates, I’d love to connect on how the current environment is impacting your financial goals and strategies.

I’m incredibly honored to be named one of Forbes | Shook Best-in-State Financial Security Professionals as one of the leading insurance professionals in the state! Huge thanks to my amazing clients for their trust and to New York Life for providing the tools to make this possible. Check out the list and ranking methodology here

Forbes 2026 Best-In-State Top Financial Security Professionals List The Best-In-State Top Financial Security Professionals 2026 List ranks insurance experts recognized for safeguarding financial assets. See who made the list.

For many business owners, the company is the estate plan. But will there be enough liquidity to:
—Cover estate costs?
—Keep the business running?
—Treat your heirs fairly?
If you’re not sure, reach out to me and let’s talk about some proven ways to protect what you’ve built.

https://on.wsj.com/4wrOQqe

How to Build a Better Retirement-Spending Plan Than the 4% Rule If you withdraw a certain percentage of your assets based on life expectancy, plus some tweaks, you can avoid some of the drawbacks.

Several methods can help you calculate how much life insurance you need to financially support loved ones

How Much Life Insurance Do I Need? Learn how to calculate how much life insurance to buy.

Wishing you an Independence Day full of celebration and tradition. Happy 4th of July!