Save My Cents

Save My Cents

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I teach you how to retire and reach work optional

09/08/2026

Nepobabies may be having a moment but it's still a country where everyone can invest. So we are going to do it scared with Shang 💸 early retirement + frugality

09/07/2026

The greatest thing that money can be used for is for it to free yourself from living up to the expectations of others. Sure, it does also produce some eccentric billionaires, but for the rest of us, it means that you don't need to seek validation from the world, to live life. That's wealth. Follow Shang 💸 early retirement + frugality to learn about building a wealthy and mentally healthy life

Photos from Save My Cents's post 09/05/2026

When others talk about being rich I talk about being wealthy and it's not the same thing. You can be wealthy and not have the most money on earth. Ultimately it comes down to.... Are you living a life that is aligned with your values?

Photo 2: funny outfit I found at the Met Costume Exhibit, New York NY
Photo 3: Arashiyama bamboo grove, Kyoto, Japan
Photo 4: hubby and me 2 years ago in Las Vegas at Bazaar Meat
Photo 6: My engagement ring has a pink moissanite in the middle

09/04/2026

This is your mildly tiger Asian mom Shang 💸 early retirement + frugality telling you - your children want to feel accomplished. Our human brains are wired innately to seek a sense of satisfaction through work. So don't make life too easy. Help them do age appropriate challenging things. Only step in when there's real physical danger. Otherwise, teaching work ethic really means, your kids cannot have it easy. Don't give everything to them. If you do, I'm gonna end up coaching them how to change behaviors as adults and that's just harder on everyone.

Photos from Save My Cents's post 09/02/2026

What are your minimalist tricks? Share below in comments and follow Shang 💸 early retirement + frugality for frugal hacks to become wealthy!

09/02/2026

If you want to get more tips like these and learn to stay on budget, join The Wealth Club. It's a monthly membership that gives you tips and tricks on staying in budget and access to discounted coaching calls with Shang 💸 early retirement + frugality

Comment 3FREE to get started with 3 months free!

08/31/2026

Being nice doesn't cost you all that much effort but can get you a LOT in return.

Some of the random things I've gotten when I genuinely didn't expect it (most of this is travel related as that's really the main area where I spend)
- business class upgrade on a flight I won through a giveaway when technically I only qualified for economy
Long story this happened in 2014
- being able to visit the cockpit of a Boeing 747-400 and an Airbus 350-900
- corporate meeting space given to me for free
- platters of food / leftovers to take home because I stayed and helped
- toys, supplies, etc, for my kids
- babysitters who are literally willing to come at extremely odd hours to help me
- waived fees on certain financial transactions
- free tours of things

What are some of the best things you've gotten simply by being kind?

Photos from Save My Cents's post 08/30/2026

The snark is strong with this one. Shang 💸 early retirement + frugality is a personal finance author and coach who helps Americans reach retirement on their own terms.

Photos from Save My Cents's post 08/29/2026

I once calculated that I spent like 20-25% of all my weekdays at a doctor's office somewhere. Shang 💸 early retirement + frugality

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